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INF Traveler USA Insurance

Quotes for INF Traveler USA insurance

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INF Traveler USA Insurance - Key Highlights

  • This is a comprehensive plan too but does not cover pre existing condition
  • Traveler USA plan covers UTI(Urinary Tract Infections) and is unique common amongst the older travelers.
  • This plan covers COVID-19.
  • Minimum purchase of 30 days is required for this plan.

Eligibility to buy Traveler USA Insurance

  • This plan is available for Non-US Citizens.
  • Anyone visiting USA or Canada can enroll in this plan.
  • An application fee of $15 needs to be paid for enrolling as a member for the policy and it expires at the termination of the policy.
  • Minimum Enrolment should be 90 days to buy INF Elite Network Plan.
  • Available to visitors to the USA who have not yet arrived in the United States

INF Traveler USA insurance reviews

Traveler USA Insurance Underwriter
Underwritten by Crum & Forster SPC
Insurance Provider
Traveler USA Insurance Rating
AM Best Rating: A

INF Traveler USA related links


Plan highlights INF Traveler USA insurance

TATA AIG travel insurance premium chart
Policy maximum?

Ages 0 to 69 years: $150,000; $250,000; $300,000
Ages 70 to 99 years: $75,000

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Deductible options?

Ages 0 to 69 years: $50; $100; $250; $500; $1,000; $2,500; $5,000
Ages 70 to 99 years: $50; $100; $250; $500; $1,000; $2,500; $5,000


Traveler USA Cancellation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes.
  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date.
  • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Plan benefits of INF Traveler USA insurance

Repatriation of Remains? Up to $20,000
Medical evacuation? Up to $25,000
Accidental death & dismemberment? $25,000
Incurral Period? 90 days after the date of Injury/Sickness
Physiotherapy? $50 per visit up to a maximum of $500
Chemotherapy / Radiation Therapy Covered
Emergency Medical Treatment of Pregnancy Covered
Pre-existing Conditions $25,000 Maximum
Hospital Intensive Care Unit? Covered

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INF Traveler USA For Visitor Accident & Sickness Insurance

INF Traveler USA provides the best comprehensive coverage for those traveling to the United States & Canada. Traveler USA covers all new sicknesses & accidents, and features the following benefits:

  • First Health PPO Network: The Traveler USA works at any In-Network provider. Get access to Cashless Claims (Insurance direct billing), Discounted Medical Rates.
  • Comprehensive Insurance for Ages 70+: The Traveler USA provides the only comprehensive insurance for visitors up to 99 years old.
  • Coverage for Infectious Diseases like UTI: INF Traveler USA is the only visitors insurance which covers treatment for Urinary Tract Infections, common amongst older travelers visiting the United States.

INF international travel insurance - FAQ's

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID-19?

There is no change in the coverage.

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Yes, they can enroll in the INF policies.

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Yes, the plan will cover eligible sickness and accidents.

If they are a Non-US Citizen or Non-US Resident, yes they will be able to.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

We cannot prove that you were infected with COVID-19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover COVID-19 like any other new sickness.

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. COVID-19 is covered just as if you catch the flu. Both testing & treatment are covered.

es, INF will cover COVID-19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

No, INF will not pay out any benefits if you are already showing symptoms of COVID-19 before you enroll in the policy.

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). COVID-19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

Elite Travel Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

INF Covid19 travel insurance by Traveler USA Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Traveler USA coinsurance?

  • Age below 69 years:
    • In-Network: 80% or 90%of the Preferred Allowance
    • Out-of-Network: 60% or 70% of Usual, Reasonable & Customary (URC) Charges
  • Age above 70 years:
    • In-Network: 90% or 80% of the Preferred Allowance
    • Out-of-Network: 70% or 60% of Usual, Reasonable & Customary (URC) Charges

INF insurance does not cover medical tourism

INF insurance will not cover visitors to US if they are already sick, if a traveler is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

INF Insurance - Provider network and how to find hospital or doctor?

United Healthcare Provider Network

Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.

Find Provider Network
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INF Travel insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Plan Insurance and INF traveler USA with Covid19 coverage. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

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