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INF Standard Plan Insurance

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Standard Plan Insurance - Key Highlights

  • This is a fixed plan and is available for both US and Non US citizens visiting the US.
  • This plan has a minimum purchase requirement of 30 days.
  • Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date.
  • This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US
  • Plan covers COVID -19

Eligibility to buy Standard Plan Insurance

  • This plan is available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan.
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INF Standard Plan insurance reviews

Standard Plan Insurance Underwriter
Underwritten by Crum & Forster SPC
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INF Standard Plan rating
AM Best Rating: A

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Plan highlights of INF Standard Plan insurance

TATA AIG travel insurance premium chart
Policy maximum?

Ages 0 to 69 years: 50,000; $100,000; $150,000
Ages 70 to 99 years: 50,000;$100,000

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Deductible options?

Ages 0 to 69 years: $75; $100; $250; $500; $1,000; $2,500; $5,000
Ages 70 to 99 years: $250; $500; $1,000; $2,500; $5,000

Standard Plan Cancellation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Plan benefits of Standard Plan travel insurance

Hospital Room (average semi-private) & Board, and Miscellaneous? Plan 50k: Charges up to $1,300 a day maximum Up to 30 days
Plan 100k: Charges up to $1,750 a day maximum ​Up to 30 days
Plan 150k: Charges up to $1,900 a day maximum ​Up to 30 days
Hospital Intensive Care Unit? Plan 50k: Charges up to $525 maximum additional a day | Up to 8 Days
Plan 100k: Charges up to $750 maximum additional a day | Up to 8 Days
Plan 150k: Charges up to $850 maximum additional a day | Up to 8 Days
Surgeon? Plan 50k: Up to $3,000 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $6,000 maximum
Anesthetist? Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,250 maximum
Plan 150k: Up to $1,250 maximum
Assistant Surgeon? Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,250 maximum
Plan 150k: Up to $1,500 maximum
Doctor’s Non-Surgical Visits Plan 50k: Up to $60 maximum a visit, 1 visit a day, to 30 visits
Plan 100k: Up to $100 maximum a visit, 1 visit a day, to 30 visits
Plan 150k: Up to $125 maximum a visit, 1 visit a day, to 30 visits
Consultant Doctor, when requested by attending Doctor Plan 50k: Up to $400 maximum
Plan 100k: Up to $450 maximum
Plan 150k: Up to $500 maximum
Pre-Admission Tests within 14 days before hospital admission Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200maximum
Surgical Room & Supply Expenses Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200maximum
Surgeon Plan 50k: Up to $3,000 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $6,000maximum
Anesthetist? Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,200 maximum
Plan 150k: Up to $1,500 maximum
Assistant Surgeon? Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,200 maximum
Plan 150k: Up to $1,500 maximum
Doctor’s Non-Surgical Visits Plan 50k: Up to $60 a visit maximum | 1 visit a day Up to 10 visits
Plan 100k: Up to $100 a visit maximum | 1 visit a day Up to 10 visits
Plan 150k: Up to $125 a visit maximum | 1 visit a day Up to 10 visits
CAT Scan, PET Scan, or MRI Plan 50k: ​Up to $650 additional
Plan 100k: ​Up to $400 additional
Plan 150k: ​Up to $1,000 additional
Diagnostic X-rays & Lab Services Plan 50k: Up to $650 maximum
Plan 100k: Up to $400 maximum
Plan 150k: Up to $750 maximum
Prescription Drugs Plan 100k: Charges up to $150 maximum
Plan 150k: Charges up to $200 maximum
Plan 300k: Charges up to $300 maximum
Ambulance Services Plan 50k: Charges up to $450 maximum
Plan 100k: Charges up to $500 maximum
Plan 150k: Charges up to $1000 maximum
Rehabilitative Braces or Appliances Plan 50k: Charges up to $1,100 maximum
Plan 100k: Charges up to $1,200 maximum
Plan 150k: Charges up to $1,500 maximum
Dental Treatment injury to Sound, Natural teeth (Due to Accident)? Plan 50k: Charges up to $500 maximum. There are no benefits for dental services for immediate relief of pain.
Plan 100k: Charges up to $550 maximum. There are no benefits for dental services for immediate relief of pain.
Plan 150k: Charges up to $550 maximum. There are no benefits for dental services for immediate relief of pain.
Physical & Occupational Therapy? Plan 50k: Charges up to $45 a visit maximum, 1 visit per day to 12 visits
Plan 100k: Charges up to $50 a visit maximum, 1 visit per day to 12 visits
Plan 150k: Charges up to $100 a visit maximum, 1 visit per day to 12 visits
Private Duty Nurse Plan 100k: Plan 50k: Charges up to $500 maximum
Plan 100k: Charges up to $550 maximum
Plan 150k: Charges up to $550 maximum
Medical evacuation? Plan 50k: $20,000 maximum
Plan 100k: $25,000 maximum
Plan 150k: $45,000 maximum
Repatriation of Remains Plan 100k: $15,000 maximum
Plan 150k: $20,000 maximum
Plan 300k: $30,000 maximum
Repatriation of Remains Plan 50k: $15,000 maximum
Plan 100k: $20,000 maximum
Plan 150k: $30,000 maximum
Accidental death & dismemberment? Plan 50k: $25,000 maximum
Plan 100k: $25,000 maximum
Plan 150k: $25,000 maximum

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Standard Plan For Visitor Accident & Sickness Insurance

The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. The INF Standard Plan will cover all age groups. This includes individuals who are above 80 years old traveling through the United States or Canada.INF Standard Plan will cover any new sickness or accident.This plan is the only insurance for Visitors which covers Urinary Tract Infection. The INF Standard Plan was developed out of a need from the community to cover these types of high-risk illnesses.

INF international travel insurance - FAQ's

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID-19?

There is no change in the coverage.

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Yes, they can enroll in the INF policies.

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Yes, the plan will cover eligible sickness and accidents.

If they are a Non-US Citizen or Non-US Resident, yes they will be able to.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

We cannot prove that you were infected with COVID-19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover COVID-19 like any other new sickness.

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. COVID-19 is covered just as if you catch the flu. Both testing & treatment are covered.

es, INF will cover COVID-19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

No, INF will not pay out any benefits if you are already showing symptoms of COVID-19 before you enroll in the policy.

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). COVID-19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

Standard Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

INF Covid19 travel insurance by Standard Plan Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

INF Insurance - Provider network and how to find hospital or doctor?

INF maintains a wide network of health care providers.
United Healthcare Provider Network

Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.

Find Provider Network
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INF Travel insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Plan Insurance and INF traveler USA with Covid19 coverage. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

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