US Travel Insurance Online

 (877) 340 7910
inf

INF Standard Plan Insurance

Ideal for Cashless Claims Visitors Worldwide Outside of USA

INF Standard Plan Insurance

INF Standard Plan Insurance is a fixed travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 80% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 60% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.

Key benefits of INF Standard Plan Insurance

Fixed benefit plan

Full Pre-existing conditions

PPO network

Urgent Care & Doctor Visit

Dental & Vision discount coverage

Standard Plan Insurance - Key Highlights

  • This is a fixed plan and is not available to US residents and is only available to non-US residents.
  • $25 In-Network urgent care copay.
  • This plan has a minimum purchase requirement of 30 days.
  • Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date.
  • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness.
  • Covers accident & sickness.
  • Specialist Visits direct billing via INF-Robin Assist.
  • Covers All new medical conditions including Virus Related Sickness.
  • Covers all ages 0-99.
  • Fixed-Benefit Plan for Parents visiting the USA.
  • Dental & Vision Discount Card Included.
  • Telehealth worldwide via Doctor.
  • INF-Robin assist can make your appointments 24/7.
  • Direct billing via United ppo.
  • Cashless guarantied via INF-robin assist.

INF Standard Plan Insurance Summary


Standard Plan insurance eligibility
  • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
  • Minimum Enrolment should be 90 days to buy INF Premier Plan.
  • The member also needs to submit their I-94 form.
  • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.

INF Standard Plan Cancellation
    • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes.
    • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

INF Standard Plan insurance reviews

Insurance provider
INF
INF Standard Plan rating
AM Best Rating: A
Policy maximum

Ages 0 to 69 years: $150,000, $250,000, $300,000

Ages 70 to 99 years: $75,000

Deductible options

Ages 0 to 69 years: $50, $100, $250, $500, $1000, $2500, $5000

Ages 70 to 99 years: $250, $500, $1000, $2500, $5000

Plan life - 5 days to 12 months.
364 days (Minimum Enrolment 30 days).
INF Standard Plan insurance Underwriter
Underwritten by Crum & Forster SPC
Coinsurance
INF Standard Plan In Network - The plan pays 100%
100%

INF Standard Plan related links

INF Plan benefits of Standard Plan travel insurance

  In-Patient Medical Benefits
Hospital Room (Average Semi-Private), Board, & Miscellaneous Plan 50k: Charges up to $1,300 a day maximum Up to 30 days
Plan 100k: Charges up to $1,750 a day maximum ​Up to 30 days
Plan 150k: Charges up to $1,900 a day maximum ​Up to 30 days
Hospital Intensive Care Unit Plan 50k: Charges up to $525 maximum additional a day | Up to 8 Days
Plan 100k: Charges up to $750 maximum additional a day | Up to 8 Days
Plan 150k: Charges up to $850 maximum additional a day | Up to 8 Days
Surgeon Plan 50k: Up to $3,000 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $6,000 maximum
Anesthetics Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,250 maximum
Plan 150k: Up to $1,250 maximum
Assistant Surgeon Expenses Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,250 maximum
Plan 150k: Up to $1,500 maximum
Doctor Non-Surgical Treatment/Examination Expenses Plan 50k: Up to $60 maximum a visit, 1 visit a day, to 30 visits
Plan 100k: Up to $100 maximum a visit, 1 visit a day, to 30 visits
Plan 150k: Up to $125 maximum a visit, 1 visit a day, to 30 visits
Consultation visits when requested by doctor Plan 50k: Up to $400maximum
Plan 100k: Up to $450 maximum
Plan 150k: Up to $500 maximum
Pre-admission tests within 14 days before Hospital Admission Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Surgical Room and Supply Expenses Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Surgeon Plan 50k: Up to $3,000 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $6,000 maximum
Anesthetist Plan 50k: Up to $750 maximum
Plan 100k: ​Up to $1,250 ​maximum
Plan 150k: ​Up to $1,500 maximum
Assistant Surgeon Expenses Plan 50k: Charges up to $1,250
Plan 100k: Charges up to $1,500
Plan 150k: Charges up to $2,500
Doctor Non-Surgical Treatment/Examination Expenses Plan 50k: Up to $60 a visit maximum | 1 visit a day Up to 10 visits
Plan 100k: Up to $100 a visit maximum | 1 visit a day Up to 10 visits
Plan 150k: Up to $125 a visit maximum | 1 visit a day Up to 10 visits
X-rays, laboratory procedures Plan 50k: Up to $400 maximum
Plan 100k: Up to $650 maximum
Plan 150k: ​Up to $750 maximum
CAT Scan, PET Scan, or MRI Plan 50k: ​Up to $400 additional
Plan 100k: Up to $650 additional
Plan 150k: ​Up to $1,000 additional
Prescription Drug Expenses Plan 100k: Up to $150
Plan 150k: Up to $200
Plan 300k: Up to $300
Plan 500k: Up to $500
Plan 1000k: Up to $750
Private Duty Nurse Plan 100k: Up to $500
Plan 150k: Up to $550
Plan 300k: Up to $550
Physical and Occupational Therapy Plan 100k: Up to $45 per visit, 1 visit per day up to 12 visits maximum
Plan 150k: Up to $50 per visit, 1 visit per day up to 12 visits maximum
Plan 300k: Up to $100 per visit, 1 visit per day up to 12 visits maximum
Plan 500k:Up to $125 per visit, 1 visit per day up to 12 visits maximum
Plan 1000k: Up to $150 per visit, 1 visit per day up to 12 visits maximum
Emergency local ambulance Plan 100k: Up to $450
Plan 150k: Up to $500
Plan 300k: Up to $1k
Plan 500k: Up to $1.5k
Plan 1000k: Up to $2.5k
Hospital emergency room Plan 100k: Up to $500
Plan 150k: Up to $750
Plan 300k: Up to $2.5k
Plan 500k: Up to $3,500
Plan 1000k: Up to $5k
Rehabilitative braces or appliances Plan 100k: Up to $1,100
Plan 150k: Up to $1,200
Plan 300k: Up to $1,500
Plan 500k: Up to $1.5k
Plan 1000k: Up to $1.5k
Emergency dental treatment Plan 100k: Up to $500
Plan 150k: Up to $550
Plan 300k: Up to $550
Plan 500k: Up to $550
Plan 1000k:Up to $550
Emergency medical evacuation Plan 100k: Up to $20k
Plan 150k: Up to $25k
Plan 300k: Up to $45,000
Plan 500k: Up to $65k0
Plan 1000k:Up to $85k
Return of mortal remains or cremation/burial Plan 100k: Up to $15,000
Plan 150k: Up to $20k
Plan 300k: Up to $30k
Plan 500k: Up to $30k
Plan 1000k:Up to $30k
Trip Interruption Benefit $1k
Pre-Existing Conditions Under age 70: Policy maximum $100,000 - Covers up to $20k/$40k maximum with deductible $1k/$5k and Policy maximum $150k - Covers up to $30k/$60k maximum with deductible $1k/$5k Policy maximum $300k Covers up to $50k/$100k with deductible $1k/$5k ,policy maximum $500k covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years and policy maximum $1M covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years.
Age 70 to 99: Policy maximum $100k - Covers up to $15k/$25k pre-existing maximum with deductible $1k/$5k
Accidental death & dismemberment $25k principal sum, Not subject to deductible
Ambulance Services Plan 50k: Up to $400 maximum
Plan 100k: Up to $450 maximum
Plan 150k: ​Up to $500 maximum
Rehabilitative Braces or Appliances Plan 50k: Up to $1,200 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Dental Treatment injury to Sound, Natural teeth (Due to Accident) Plan 50k: Up to $450. There are no benefits for dental services for immediate relief of pain.
Plan 100k: Up to $500. There are no benefits for dental services for immediate relief of pain.
Plan 150k: Up to $550. There are no benefits for dental services for immediate relief of pain.
Chemotherapy and/or Radiation Therapy Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,150 maximum
Plan 150k: Up to $1,250 maximum
Physical & Occupational Therapy Plan 50k: Up to $35 a visit max, 1 Visit a day to 12 visits
Plan 100k: Up to $45 a visit max, 1 Visit a day to 12 visits
Plan 150k: Up to $50 a visit max, 1 Visit a day to 12 visits
Private Duty Nurse Plan 50k: Up to $400 maximum
Plan 100k: Up to $500 maximum
Plan 150k: Up to $550 maximum
Pregnancy & Childbirth (Conception must Occur After Policy Effective Date) Plan 50k: Up to $4,500 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $5,500 maximum
Medical Evacuation Plan 50k: $15,000 maximum
Plan 100k: $20,000 maximum
Plan 150k: $25,000 maximum
Repatriation of Remains Plan 50k: $10,000 maximum
Plan 100k: $15,000 maximum
Plan 150k: $20,000 maximum
Accidental Death & Dismemberment Plan 50k: $25,000 Principal Sum
Plan 100k: $25,000 Principal Sum
Plan 150k: $25,000 Principal Sum
Get quotes for INF Standard Plan travel insurance!

INF visitor insurance review and compare INF Standard Plan visitor insurance quotes.

INF Standard Plan - Frequently asked questions

What is the advantage of buying INF Standard Plan Insurance?

Standard Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

INF Covid19 travel insurance by Standard Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.

Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:

  • Latest I -94
  • Health attestation form
  • Any prior health insurance information (if applicable)

The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.

Note : Hop Travel Assist plans are not available if visitors are already in abroad

Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers Premier, Elite, Elite Plus and Elite 90 plans that provide coverage for pre-existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.

INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.

The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.

INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Elite, INF Elite Plus and INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.

The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.

The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.

The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.

The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.

You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.

The maximum length of coverage for INF insurance is 364 days.

INF insurance is available for international visitors to the United States, Canada or Mexico.

The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.

To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years.

US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.

There is a minimum purchase of 90 days required to buy these INF Elite plans.

The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).

For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.

Standard Plan For Visitor Accident & Sickness Insurance

The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. The INF Standard Plan will cover all age groups. This includes individuals who are above 80 years old traveling through the United States or Canada.INF Standard Plan will cover any new sickness or accident.This plan is the only insurance for Visitors which covers Urinary Tract Infection. The INF Standard Plan was developed out of a need from the community to cover these types of high-risk illnesses.

INF international travel insurance - FAQ's

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID-19?

There is no change in the coverage.

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Yes, they can enroll in the INF policies.

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Yes, the plan will cover eligible sickness and accidents.

If they are a Non-US Citizen or Non-US Resident, yes they will be able to.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

We cannot prove that you were infected with COVID-19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover COVID-19 like any other new sickness.

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing.

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. COVID-19 is covered just as if you catch the flu. Both testing & treatment are covered.

Yes, INF will cover COVID-19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

No, INF will not pay out any benefits if you are already showing symptoms of COVID-19 before you enroll in the policy.

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). COVID-19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

INF Standard Plan insurance PPO network

INF Insurance - Provider network and how to find hospital or doctor?
United Healthcare Provider Network

IMG maintains when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.

Find Provider Network

INF Resourceful links

Compare INF Fixed Plans

Compare and review the plans benefits of INF Fixed Plans.

Know more »

INF Insurance FAQ's

Commonly asked questions about INF Travel insurance.

Know more »

Compare INF Comprehensive Plans

Compare the plan benefits of INF Comprehensive Plans.

Know more »

INF Resourceful travel insurance links