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(877) 340 7910
Global Mission Medical Insurance provides you with a choice of four plan options: Bronze, Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for missionaries and their families.
Global Mission Medical Insurance is offered to the persons less than 75 years of age.
Individual deductible options are: $0, $100, $250, $500, $1000, $2500 per each injury or sickness
AM Best Rating: "A" (Excellent)
Treatment Outside the U.S. and Canada: 50% of deductible waived, up to a maximum of $2,500. No coinsurance.%
Treatment Inside the U.S. (using Medical Concierge): 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
Treatment Inside the U.S. (PPO Network): Subject to deductible. No coinsurance.
Treatment Inside the U.S. (Non PPO Network): Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.
International Medical Group (IMG) has been offering travel insurance products since 1990.Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
| Plan Benefits | |
| Lifetime Maximum Limit? | BRONZE: $1 million/individual SILVER: $5 million/individual GOLD: $5 million/individual PLATINUM: $8 million/individual |
| Deductible (Per Period of Coverage)? | BRONZE: $250 to $10,000 SILVER: $250 to $10,000 GOLD: $250 to $25,000 PLATINUM: $100 to $25,000 |
| Optional Coverage at additional cost | BRONZE: Global Term Life Insurance including Accidental Death & Dismemberment; Dental and Vision SILVER: Global Term Life Insurance including Accidental Death & Dismemberment; Dental and Vision GOLD: Global Term Life Insurance including Accidental Death & Dismemberment; Adventure Sports Rider; Dental and Vision PLATINUM: Global Term Life Insurance including Accidental Death & Dismemberment; Terrorism; Adventure Sports Rider |
| Mental/Nervous? | BRONZE: No Coverage SILVER: Outpatient after 12 months of continuous coverage GOLD: $10,000 maximum. Avaliable after 12 months of continuous coverage PLATINUM: $50,000 lifetime maximum. Avaliable after 12 months of continuous coverage |
| Sickness Dental Relief | Senior Plan With Sublimits: 300 Senior Plan Without Sublimits: 300 Deductible: 150 |
| Hospital Emergency Room Injury? | BRONZE: Subject to deductible and coinsurance SILVER: Subject to deductible and coinsurance GOLD: Subject to deductible and coinsurance PLATINUM: Subject to deductible and coinsurance |
| Hospital Emergency Room Illness? | BRONZE: Covered only if admitted as inpatient SILVER: Additional $250 deductible if not admitted as an inpatient GOLD: Additional $250 deductible if not admitted as an inpatien PLATINUM: Additional $250 deductible if not admitted as an inpatient |
| Hospital Room & Board? | BRONZE: Subject to deductible and coinsurance for average semi-private room rate SILVER: Subject to deductible and coinsurance for average semi-private room rate.All subject to $600 per day /240 day maximum GOLD: Subject to deductible and coinsurance for average semi-private room rate PLATINUM: Subject to deductible and coinsurance for average private room rate |
| Intensive care unit? | BRONZE: Subject to deductible and coinsurance SILVER: $1,500 limit per day - 180 days of coverage per event GOLD: Subject to deductible and coinsurance PLATINUM: Subject to deductible and coinsurance |
| Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy | BRONZE: $600 maximum limit per examination SILVER: $600 maximum limit per examination GOLD: Subject to deductible and coinsurance PLATINUM: Subject to deductible and coinsurance |
| Surgeon? | BRONZE: Subject to deductible and coinsurance SILVER: Subject to deductible and coinsurance GOLD: Subject to deductible and coinsurance PLATINUM: Subject to deductible and coinsurance |
| Assistant Surgeon? | BRONZE: 20% of primary surgeon’s charge SILVER: 20% of primary surgeon’s charge GOLD: 20% of primary surgeon’s chargel PLATINUM: 20% of primary surgeon’s charge |
| Chemotherapy or Radiation Therapy? | BRONZE: Subject to deductible and coinsurance SILVER: Subject to deductible and coinsurance GOLD: Subject to deductible and coinsurance PLATINUM: Subject to deductible and coinsurance |
| Maternity | BRONZE: No Coverage SILVER: No Coverage GOLD: No Coverage PLATINUM: $2,500 additional deductible per pregnancy. $50,000 lifetime maximum. $200 newborn preventative care benefit for the first 31 days -12 months after birth. $250,000 maximum for newborn care & congenital disorders for the first 31 days after birth. |
| Podiatry Care? | BRONZE: No Coverage SILVER: No Coverage GOLD: $750 per period of coverage PLATINUM: $750 per period of coverage |
| Physical therapy? | BRONZE: $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery SILVER: $40 maximum per visit - 30 visit limit GOLD: $50 maximum per visit PLATINUM: $50 maximum per visit |
| Transplants? | BRONZE: $250,000 lifetime maximum SILVER: $250,000 lifetime maximum GOLD: $1,000,000 lifetime maximum PLATINUM: $2,000,000 lifetime maximum |
| Prescription Coverage? | BRONZE: Available for 90 days following related inpatient treatment or outpatient surgery. $600 maximum limit per event(includes dressings and durable medical equipment) SILVER: 90-day supply per prescription following related covered event.U.S. Retail Pharmacy out-of-network: 80% International Retail Phamacy: 100% GOLD: 90-day supply per prescription.U.S. Retail Pharmacy out-of-network: 80% International Retail Phamacy: 100% PLATINUM: U.S. Retail Pharmacy: prescription drug card required.Co-pay per 30-day supply: $20 for generic / $40 for brand name where generic is not available.International Retail Pharmacy(subject to deductible): 100% |
| Expatriate Prescription Services Program | BRONZE: No Coverage SILVER: No Coverage GOLD: No Coverage PLATINUM: Co-pay per 30-day supply: $20 for generic / $40 for non-preferred brand name. Must enroll via provider website: www.expatps.comDispensing maximum: 180 days |
| Orphan or Biologic Drugs | BRONZE: Inpatient Treatment maximum limit: $250,000. Outpatient Surgery: up to the maximum limit. Subject to deductible and coinsuranceDoes not apply to maximum limit per event SILVER: Inpatient & Outpatient Treatment maximum limit: $250,000 Subject to deductible and coinsurance GOLD: Inpatient & Outpatient Treatmentmaximum limit: $250,000 Subject to deductible and coinsurance PLATINUM: Maximum limit $250,000.U.S. Retail Pharmacy & expatriate prescription services program: Subject to copayments. International retail pharmacy: Subject to deductible and coinsurance. Inpatient/outpatient medical treatment: Subject to deductible and coinsurance |
| Healthy Travel Preventative Coverage? | BRONZE: $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination SILVER: $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination GOLD: $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination PLATINUM: $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination |
| Vision? | BRONZE: Optional Rider SILVER: Optional Rider GOLD: Optional Rider PLATINUM: $100 maximum per 24 months for exams. $150 per 24 months for materials |
| Local Ambulance (U.S. only)? | BRONZE: $1,500 maximum limit per event SILVER: $1,500 maximum limit per event GOLD: Subject to deductible and coinsurance. PLATINUM: Not subject to deductible or coinsurance |
| Emergency evacuation? | BRONZE: Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. SILVER: Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. GOLD: Up to lifetime maximum limit. Not subject to deductible or coinsurance. PLATINUM: Up to maximum limit. Not subject to deductible or coinsurance. |
| Emergency reunion? | BRONZE: $10,000 lifetime maximum SILVER: No Coverage GOLD: $10,000 lifetime maximum PLATINUM: $10,000 lifetime maximum |
| Interfacility Ambulance Transfer? | BRONZE: $1,500 maximum limit per event. Not subject to deductible or coinsurance.U.S. only SILVER: $1,500 maximum limit per event. Not subject to deductible or coinsurance.U.S. only GOLD: Subject to deductible and coinsurance.U.S. only PLATINUM: Not subject to deductible and coinsurance.U.S. only |
| Political Evacuation and Repatriation | BRONZE: No Coverage SILVER: No Coverage GOLD: No Coverage PLATINUM: $10,000 lifetime maximum |
| Remote Transportation | BRONZE: No Coverage SILVER: No Coverage GOLD: No Coverage PLATINUM: $5,000 per period of coverage up to $20,000 lifetime maximum. Not subject to deductible or coinsurance |
| Return of Mortal Remains (not subject to deductible or coinsurance)? | BRONZE: $10,000 lifetime maximum SILVER: $25,000 lifetime maximum GOLD: $25,000 lifetime maximum PLATINUM: $50,000 lifetime maximum |
| Complementary Medicine | BRONZE: No Coverage SILVER: No Coverage GOLD: $500 maximum limit per period of coverage PLATINUM: $500 maximum limit per period of coverage |
| Traumatic Dental Injury? | BRONZE: $1,000 per period of coverage SILVER: $1,000 per period of coverage GOLD: Up to lifetime maximum limit PLATINUM: Up to lifetime maximum limit |
| Treatment Due to Unexpected Pain to Sound, Natural Teeth | BRONZE: No Coverage SILVER: No Coverage GOLD: $100 per period of coverage PLATINUM: $100 |
| Non Emergency Dental due to Accident | BRONZE: No Coverage SILVER: No Coverage GOLD: $500 per period of coverage PLATINUM: $750 maximum per period of coverage; $50 individual deductible, applies to minor restorative and major restorative services |
| Non Emergency Dental | BRONZE: Optional Rider SILVER: Optional Rider GOLD: Optional Rider PLATINUM: $750 maximum per calendar year; $50 individual deductible, applies to minor restorative and major restorative services. |
| Supplemental Accident | BRONZE: No Coverage SILVER: No Coverage GOLD: $300 of eligible medical expenses following an accident . Not subject to deductible or coinsurance PLATINUM: $500 maximum limit per accident. Not subject to deductible and coinsurance |
| Amateur Sailboat Racing | BRONZE: Subject to deductible and coinsurance SILVER: Subject to deductible and coinsurance GOLD: Subject to deductible and coinsurance PLATINUM: Subject to deductible and coinsurance |
| Crew Member Return | BRONZE: $2,500 maximum limit.Not subject to deductible or coinsurance SILVER: $2,500 maximum limit.Not subject to deductible or coinsurance GOLD: $2,500 maximum limit.Not subject to deductible or coinsurance PLATINUM: $2,500 maximum limit.Not subject to deductible or coinsurance |
| Adult Preventative Care(Age 19 or older)? | BRONZE: No Coverage SILVER: No Coverage GOLD: $250 per period of coverage PLATINUM: $500 per period of coverage |
| Child Preventative Care(Through age 18) | BRONZE: No Coverage SILVER: $70 maximum per visit, 3 visit per period of coverage GOLD: $200 maximum per period of coverage PLATINUM: $400 maximum per period of coverage |
| Pre-Existing Conditions Limitation | BRONZE: Excluded SILVER: $50,000 lifetime maximum; $5,000 per period of coverage after 24 months GOLD: $50,000 lifetime maximum; $5,000 per period of coverage after 24 months PLATINUM: Covered if disclosed and not excluded by rider |
Go for it now!
Email: insurance@imglobal.com
Fax: 317-655-4505
1.800.628.4664
International Medical Group
P.O.Box 88500 Indianapolis,
IN 46208-0500
