Karvat Cover More Travel Insurance

Already Outside India

Karvat Cover-More is one of India's leading providers of overseas travel medical insurance. The Cover-More group focuses on overseas travel insurance and design products for the unique needs of Indian travelers, be it different destinations, different segments such as adventure travelers, leisure travel, senior citizen travelers. They have also designed products for insuring cruise travel.

Karvat travel insurance are specially designed overseas mediclaim plans for different geographic locations such as for Dubai, Australia, United States and Europe. The plan for Europe satisfies Schengen visa requirements, the Australia plans provides coverage for a whole year. Some of the other unique features of Karvat plans include coverage for pre-existing conditions, coverage without sub-limits even for older travelers, coverage for adventure sports etc..

Coverage destination

Traveler Date of Birth

OR age years

Insurance Start Date

Insurance End Date

Total Days:

Name*

Mobile No.*

Email ID*

* Optional

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Family protection

24*7 medical assiatance in India
For anymedical emergency back home, our expert team of doctors shall be your family's side in your absence.

Domestic roadside assistance
We have several providers across 100+ cities in India. Your family can obtain roadside assistance anywhere in India.

Concierge assistance
Your family back home can access services such as flower delivery assistance, dining referral and reservation assiastance, home movers, pest control, home cleaning assistance, locksmits, plumbers and electricians.

Luggage tracking

It allows your to track your luggage 24*7 and retrieve it at your destination with ease.

Benefit table

Coverage (in USD)	Smart Asia	Saver	Smart	Style
Medical Cover	25,000 (100)	50,000 250,000 500,000 (100)	50,000 250,000 500,000 1,000,000 (100)	50,000 250,000 500,000 1,000,000 (100)
Medical Evacuation or Repatriation	Included in Medical cover (100)	Included in Medical cover (100)	Included in Medical cover (100)	Included in Medical cover
Dental Cover	250 (50)	250 (50)	250 (50)	500 (100)
Loss Of Baggage (checked In)	300	500	750	1,000
Personal Accidental Death & Disablement	10,000	10,000	15,000	20,000
Loss of Passport	250 (25)	250 (25)	250 (25)	250 (25)
Delay Of Baggage (beyond 12 Hrs)	100	100	100	100
Personal Liability	100,000 (100)	200,000 (100)	200,000 (100)	200,000
Daily Allowance Incase of Hospitalization	Nil	10 per day Max 5 days	10 per day Max 100	20 per day Max 200
Hijack Distress Allowance	Nil	Nil	50 per day Max 4 days	75 per day Max 4 days
Bounced Hotel Booking	500 (10% of the claim amount)	500 (10% of the claim amount)	750 (10% of the claim amount)	5,000 (10% of the claim amount)
AD & D Common Carrier	1,000	2,500	1,000	5,000
Golf Hole in One	-	-	250	500
Child Escort	-	-	500	1,000
Trip Cancellation or Curtailment	500 (100)	Nil	500 (100)	1,500 (100)
Missed Connection	500 (10% of the claim amount)	Nil	500 (10% of the claim amount)	1,000 (10% of the claim amount)
Trip Delay	Nil	Nil	10 per 12 hrs Max 100	20 per 12 hrs Max 250
Home To Home Cover	Nil	Nil	Nil	Rs. 1,00,000
Home Protection	Nil	Nil	Nil	Rs. 2,00,000
Overseas Travel Service Supplier Insolvency	Nil	Nil	Nil	1,000
Life Threatening Condition For Ped	15% of sum insured max 25,000	15% of sum insured max 25,000	20% of sum insured max 50,000	20% of sum insured max 50,000
Loss of International Driving License	Nil	Nil	Nil	1,000 (10%)
Car Rental Excess Insurance	Nil	Nil	Nil	1,000

No deductible for Style Plan.
PED (coverage of pre-existing diseases in case of life threatening only up to $50,000 depending on the plan choosen).
Get Insurance coverage up to $1000,000.
Home burglary coverage for selected plans.
Insurance cover while traveling from home to international airport while traveling abroad and international airport to home during the return journey.