HDFC ERGO Health Formerly Apollo Munich Health Insurance

Star Medi Classic insurance plan deatils

• Key highlightsIndividual / FamilySenior Citizen
• Key highlights

  Key highlights of HDFC ERGO Health Insurance

  HDFC ERGO Health Insurance is a joint venture between The Apollo Hospitals Group and Munich Health, world leaders in health insurance, a company which is part of the Munich Re Group, one of the largest Property & Casualty Reinsurers in the world. The company, headquartered in Gurgaon, is one of the largest standalone health insurers in India and offers a comprehensive range of Health, Personal Accident and Travel insurance solutions across its 40 branches across major metros in the country. They also have a strong distribution network of 25,000 individual agents and Bancassurance relationships with some of the leading Private and Public sector banks in the country. HDFC ERGO Health is also extremely active in the Corporate Health insurance space.
• Individual / Family

  Easy Health Insurance

  • The cover amount ranges from Rs. 1,00,000 to Rs. 50,00,000 based on the product variant.
  • It will offer cover to persons from the age of 5 years onwards. A dependent child can be covered from the 91 day if either parent is covered under this policy and the maximum age at entry is 65 years.

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  Optima Restore

  • Sum Insured starting from 3 to 50 lakhs.
  • Re-instatement of sum-insured of 100% and 50% no-claim bonus per annum.

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  Optima Super (Top Up plan)

  • If you are looking to increase your current individual health insurance coverage or add to your current company provided coverage.
  • Policy coverage available from 1-10lakhs.

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  Optima Plus (Top Up plan)

  • Optima Plus is India's only Top-up Health plan with an option of converting into a full-fledged nil deductible Health Insurance plan when you retire at a nominal premium.
  • When you retire, it gives you an option to opt as a regular plan with nil deductible.

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  Optima Vital

  • Optima Vital is our unique critical illness insurance policy that protects you financially in the event of any of the critical illnesses occurring.
  • This insurance will pay you a lumpsum amount upto 50 lakhs for 37 identified critical illness, medical events or surgical procedures.

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  Optima Cash

  • Daily Cash Amount for a continuous and completed period of 24 hours of Hospitalisation for sickness or injuries.
  • Daily cash amount options of Rs 1,000; Rs 2,000 and Rs 3,000 for 90days/180days per policy year to choose from.

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  Maxima Plan

  • Tailored policy for out-patient benefit up to the limit covering expenses for doctor consultations, pharmacy expenses, spectacles, health check-up and diagnostic tests.
  • Coverage amount 3 lakhs and renewable for life.

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  Energy Health

  • Energy health Insurance plan covers individuals in the age group of 18 to 65 years.
  • The plan can be issued to an individual only and can be taken for the sum insureds of Rs. 2,00,000; 3,00,000; 5,00,000 and 10,00,000.

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• Senior Citizen

  Optima Senior

  • Optima Senior is renewable for life long.
  • Get insurance cover From 2 Lakh To 5 Lakhs.

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