HDFC ERGO Health
Formerly Apollo Munich
Insurance for 70+
Easy Health (MediClaim)
Features - Easy Health
It will offer cover to persons from the age of 5 years onwards. A dependent child can be covered from the 91 day if either parent is covered under this policy and the maximum age at entry is 65 years.
Energy Health (Diabetic)
Features - Energy Health
This plan is exclusive for diabetic and hypertension
The plan can be issued to an individual only and can be taken for the sum insureds of Rs. 2,00,000; 3,00,000; 5,00,000 and 10,00,000.
Optima Restore (MediClaim)
Features - Optima Restore
Sum Insured starting from 3 to 50 Lakhs.
Re-instatement of sum-insured of 100% and 50% no-claim bonus per annum.
Optima Super (Top-up)
Features - Optima Super
If you are looking to increase your current individual health insurance coverage or add to your current company provided coverage.
Policy coverage available from 1-10lakhs.
Features - Optima Plus
Optima Plus is India’s only Top-up Health plan.
When you retire, it gives you an option to opt as a regular plan with nil deductible.
Optima Vital (Critical illness)
Features - Optima Vital
It is an unique critical illness insurance policy.
This insurance will pay you a lumpsum amount upto 50 lakhs for 37 identified critical illness, medical events or surgical procedures.
Optima Cash(Cash benefit)
Features - Optima Cash
Daily Cash Amount for a continuous and completed period of 24 hours of Hospitalisation for sickness or injuries.
Daily cash amount options of Rs 1,000; Rs 2,000 and Rs 3,000 for 90days/180days per policy year to choose from.
Maxima Plan (OPD)
Features - Maxima Plan
Tailored policy for out-patient benefit up to the limit covering expenses for doctor consultations, pharmacy expenses, spectacles, health check-up and diagnostic tests.
Coverage amount 3 lakhs and renewable for life.
Optima Senior (For 70+ years)
Features - Optima Senior
Optima Senior is renewable for life long.
Get insurance cover From 2 Lakh To 5 Lakhs.
Travel Policy Wordings
=>Insurance for 70+ travelers
INDIVIDUAL HEALTH PLANS
SENIOR HEALTH PLANS
=>Travel Policy Wordings
Optima Plus Insurance
Optima Plus is India’s only Top-up Health plan with an option of converting into a full-fledged nil deductible Health Insurance plan when you retire.
- Hospitalisation expenses due to an illness or accident.
- Medical expenses incurred in 60 days immediately before hospitalisation.
- Medical expenses incurred in 90 days immediately after discharge from hospital.
Day care procedures
- Coverage for enlisted 140 day care procedures which do not require 24 hours hospitalisation.
- Medical expenses for harvesting of the organ donated to the Insured person.
- Expenses up to Rs. 2000 per hospitalisation.
- Medical expenses incurred by an Insured person for availing medical treatment at his home which would otherwise have required hospitalisation.
The minimum and maximum entry age under this plan is 91 days and 65 years respectively*.
Child between 91 days to 5 years can be insured only when either parent is getting insured under this policy.
The policy offers coverage on individual sum insured basis only.
The family includes self, spouse, dependent children and dependent parents.
There is no cover ceasing age under this policy.
*Age is calculated as the completed age as on the last birthday.
The policy will be issued for 1 year / 2 years period after which it needs renewal.
Optima Plus gives you an option to opt for a full-fledged 5 lakh Indemnity Health insurance policy provided that you:
Enroll with us for first time under this policy before the age of 50 years and have renewed with us continuously and without interruption.
Opt for conversion between 58 - 60 years of age at the time of renewal only.
You will be offered portability for waivers of waiting periods to the extent of benefits covered in this policy.
Insurance is the subject matter of solicitation.