Reliance Travel Insurance

Plan Type
  
Single Trip Plans
     
     
Destination **
  info
 info
 info
 info
No. of Travelers
Date of Birth
         or age      years
Start Date
End Date
 Total Days:
**  Note: Travelers visiting other European countries like The UK, Ireland, Croatia, Bulgaria, Cyprus, Romania, Serbia, Bosnia & Herzegovina, Macedonia, Belarus, Moldova, Ukraine, Vatican City and Russia. The applicant must select "Excluding America" as the Travel Destination in the above form.

Reliance travel medical insurance - Key features

  • Plan life 6 months and renewable up to 6 months
  • Coverage available up to the age of 90 years
  • Covers declared non critical pre-existing illness/diseases under life threatening situations for travelers up to 70 years*.
    *Terms and condition
  • Option of buying a Family Floater plan for travelers less than 60 years.
  • Comprehensive plan (full $50,000 coverage) for senior citizens between 71-80 years.
  • Covers hospitalization medical expenses and OPD/ doctor visits including pharmacy bills.
  • Covers for Trip Cancellation, Missed connection, Baggage loss, passport loss, Home burglary and more.

Overview of Reliance Travel Insurance

Reliance Travel Insurance, Travel Care policy provides comprehensive cover for you and your family when you globe trot. Reliance Travel Care goes beyond just health insurance and provides you with a wide range of travel related covers to make your trip stress-free. Reliance travel insurance plan can be purchased online using your credit card, debit card or cheque.

Reliance overseas travel medical insurance covers for the insured's unexpected medical and non-medical expenses. Travelers traveling overseas can purchase reliance travel insurance online using different modes of payment. Even the children being anywhere in the world can purchase reliance travel medical insurance for their parents traveling from India.

In reliance travel insurance, there are two types of medical expenses, one is reimbursable medical expenses where the traveler has to bear all the expenses and claim for reimbursement later. The second type of medical expenses is due to hospitalization for more than 24 hours. In such a case the billing will be done directly to the hospital from the insurance company. In either of the case, the traveler has to bear the deductible.

Please refer the brochure of Reliance travel insurance for the benefits offered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the Reliance travel insurance premium chart. You can also complete an online Reliance travel insurance proposal form. You can renew/extend the plan using Reliance travel insurance extension form on expiry.

You can buy your policy online through our various payment options like Paytm, SBI buddy, Mobikwik, freecharge, Net Banking, Oxigen, Debit/Credit card etc available for your convenience.

Reliance Travel Insurance plans

above 70 years Senior Citizen travel insurance

Senior travelers up to the age of 90 years can opt for Reliance travel insurance coverage

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Reliance Schengen Plan Schengen travel insurance

Applying for Schengen visa? Then this Reliance Schengen insurance is a good option to go for!

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Reliance Asia travel insurance Asia travel insurance

Buy Reliance Asia travel insurance for travelers going to Asian countries.

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Reliance Family travel insurance Family travel insurance

Buy Reliance family travel medical insurance online.

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Reliance international travel medical insurance India - Useful links

how to buy reliance insurance online
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy Religare travel medical insurance.

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Reliance Brochure
Brochure

Reliance health insurance explore the world without worry!

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Reliance insurance claims
Insurance Claims

In case of Claim or reimbursement of treatment expenses, notify Reliance travel insurance.

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Reliance insurance faq
Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding overseas travel medical insurance offered by Reliance

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Online Renewal
Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Reliance travel without sublimits
Travel without sublimits

Indian travel insurance plan from Reliance which offers coverage without sub-limits

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Reliance Pre-existing condition insurance
Pre-existing condition insurance

Reliance Indian travel medical insurance coverage for pre-existing conditions

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ICICI Lombard schengen visa travel insurance Europe
Schengen Visa Travel Insurance Plans

People who require Travel medical insurance for Schengen Visa from India can buy these Reliance plans offering coverage as mandated by the consulates.
Travelers aged 6 months - 80 years are eligible to buy these plans:
Basic Plan - 70 years: €30,000 maximum coverage
Standard Plan: €50,000 maximum coverage.

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Benefits of Reliance insurance plans

  • Key Advantages
  • Senior Travel
  • Individual Travel
  • Family Travel
  • Policy Coverage
  • How to Buy?
  • Reliance travel medical insurance is available as Standard ($50,000), Silver($100,000), Gold($250,000) and Platinum($500,000)
  • Wider duration can be covered up to 182 days, which is extendable up to 365 days.
  • Insurance policy provides coverage for sportspersons subject to certain conditions.
  • No Medical Check-up available till the age of 90 years.
  • Common coverage for family up to 60 years for 182 days.
  • Senior citizens (71-80 years) can buy online the travel medical insurance for $15,000 and $50,000 coverage without medical check-up. Senior citizens (81-90 years) can buy the policy for $50,000
  • Comprehensive $50,000 without medical sublimits plan for Senior citizens (71-80 years).
  • This insurance plans gives comprehensive coverage through various unique benefits like Compassionate visit, Home Burglary Insurance, Financial Emergency Assistance etc.
  • This insurance gives coverage of pre-existing ailments in case of life threatening situations (as per terms and conditions)
  • Automated extension of policy in case of medical emergency and evacuation(up to 30 days) and delay of common carrier(upto 7 days) beyond policy expiry.
  • 24 hours emergency cashless services offered through emergency assistance service provider.
  • Senior Citizen- 71-80 yrs - $15,000, $50,000 with sublimit and $50,000 without sublimit plan.
  • Senior Citizen- 81-90 yrs - $50,000 coverage.
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For Individuals aged 6 months - 70 years

Coverage
US Dollars
Standard Silver Gold Platinum Deductible
ambulance   Medical Expenses including transportation and evacuation $50,000 $100,000 $250,000 $500,000 $50
teeth   Dental Care Expenses $500 $500 $500 $500 $50
accident   Personal Accident $15,000 $20,000 $25,000 $30,000 Nil
person   AD & D - Common Carrier $2,500 $2,500 $5,000 $5,000 Nil
person   Daily Allowance in case of Hospitalization   $25 per day
(5 days max)
$25 per day
(6 days max)
$25 per day
(7 days max)
2 days
plane   Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor  
passport   Loss of Passport $300 $300 $300 $300 $25
person-with-lugg   Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) $500 $1,000 $1,200 $1,500 Nil
delay   Delay of Checked Baggage $100 $100 $100 $100 12 hours
person   Trip Delay   $25 per day
(6 days max)
$50 per day
(6 days max)
$60 per day
(6 days max)
12 hours
person   Trip Cancellation & Interruption   $600 $600 $600 Nil
gps   Missed Connection   $200 $300 $500 Nil
dollar   Financial Emergency Assistance   $300 $300 $600 Nil
person   Personal Liability $50,000 $100,000 $200,000 $250,000 Nil
plane   Hijack Distress Allowance   $50 per day
(7 days max)
$75 per day
(7 days max)
$125 per day
(7 days max)
12 hours
house   Home Burglary Insurance
(Amount in Indian Rs)
  1,00,000 2,00,000 3,00,000  
Special Conditions (Applicable only for 61-70 years)
person   Any One Illness $12,000 $13,500 $15,000 $17,500  
person   Any One Accident $20,000 $25,000 $30,000 $35,000  

For Family aged 6 months - 60 years

Coverage
US Dollars
Family Standard Family Gold Deductibles
ambulance   Medical Expenses including transportation and evacuation $50,000 $100,000 $50
teeth   Dental Care Expenses $500 $500 $50
accident   Personal Accident $15,000 $25,000 Nil
person   AD & D - Common Carrier $2,500 $2,500 Nil
person   Daily Allowance in case of Hospitalization $25 per day
(5 days max)
$25 per day
(7 days max)
2 days
plane   Compassionate Visit Return Fare for any one accompanying person - spouse / child / family doctor Return Fare for any one accompanying person - spouse / child / family doctor  
passport   Loss of Passport $300 $300 $25
person-with-lugg   Total Loss of Checked Baggage(Per baggage max 50% and per item in baggage max 10%) $500 $1,000 Nil
delay   Delay of Checked Baggage $100 $100 12 hours
person   Trip Delay $25 per day
(5 days max)
$50 per day
(7 days max)
12 hours
person   Trip Cancellation & Interruption $500 $600 Nil
gps   Missed Connection   $300 Nil
dollar   Financial Emergency Assistance $500 $600 Nil
person   Personal Liability $100,000 $100,000 Nil
plane   Hijack Distress Allowance $50 per day
(7 days max)
$75 per day
(7 days max)
12 hours
house   Home Burglary Insurance
(Amount in Indian Rs)
1,00,000 2,00,000  


Medical  Medical Expenses including transportation and evacuation
The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
Some of the exclusions include:
  • Medical treatment abroad being the sole or one of the reasons for temporary stay abroad
  • Treatment which could be delayed till return to India
  • Expenses in excess of reasonable and customary charges as per the determination by the EASP/Company.
  • Treatment of orthopedic, degenerative, oncological diseases, cancer, unless it is life threatening condition or acute pain
  • Expenses related to mental or psychiatric disorders and Cosmetic treatment or 'plastic' surgery in any form or manner.
  • Expenses incurred for rest or recuperation at a spa or health resort, sanatorium, convalescence home or similar institution.
  • Pregnancy, childbirth and related treatment or consequences thereof except in case of life threatening situation of the Insured or child.

 

Dental  Dental Treatment
  • Expenses incurred on acute anaesthetic treatment of a natural tooth or teeth
  • The deductible will be applicable for each separate claim
  • However, dental care rendered necessary as a result of an accident shall be subject to the limit of cover and deductible

 

Personal Accident  Personal Accident
  • Provides compensation for accidental bodily injury
    • resulting in permanent disablement or death within 12 (twelve) calendar months of occurrence of such injury
    • solely & directly caused by accidental, violent, external & visible means
  • Compensation is limited to the Sum Insured as per the table of benefits
  • Compensation is payable only in Indian currency.
 

Accidental Death & Dismemberment - Common Carrier   Accidental Death & Dismemberment - Common Carrier
  • Covers injury sustained by Insured, which results in loss of life while riding as a passenger in any common carrier
  • This benefit shall not apply if the aircraft
    • is any civilian aircraft that does not hold a current & valid Airworthiness Certificate
    • is piloted by a person who then holds a current & valid certificate of competency

 

hospitalization  Daily allowance in case of hospitalization
  • Provides for a daily allowance, in case of hospitalization for more than two consecutive days due to a disease / illness or injury sustained or contracted within the period of insurance while on the trip.
  • This benefit can be claimed only once during the Policy period

 

Two way Compassionate Visit  Compassionate Visit
In case the Insured / Insured Person is hospitalized for more than seven consecutive days. The company will reimburse the return fare for an immediate family member to visit the insured.

 

Loss of Passport  Loss of Passport
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
Some of the exclusions include:
  • Loss of passport due to theft unless it has been reported to the police within 24 hours of knowing about the theft & a written police report is obtained and due to delay or confiscation or detention by the customs, police or public authorities.
  • Loss due to being left unattended or forgotten in a public place/transport, hotel or apartment

 

Total Loss of Checked Baggage  Total Loss of Checked Baggage
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
Some of the exclusions include:
  • Items that are not declared.
  • Loss due to complete / partial damage of the checked-in baggage.
  • Items contained within the checked-in baggage, which are valued in excess of US $ 100 without appropriate proof of ownership.
  • Any checked-in baggage loss in India
  • Losses arising from any delay, detention, confiscation by customs officials or other public authorities.
Compensation is based on the market value of checked-in baggage due to total & complete loss up to the limits, provided that:
  • Maximum amount payable per checked-in baggage, is 50 % of the SI. In case of only one bag being checked-in, the amount payable is 100% of the SI
  • The amount payable for any one article, pair/set is limited to the amount specified in the Schedule
  • Once the company has made any payment under this benefit any recovery from any common carrier shall become the property of the Company.
  • Total loss or damage of individual unit(s) of baggage shall not be construed as partial loss.

 

Baggage  Delay of Checked Baggage
If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
Some of the exclusions include:
  • Valuables, money, securities, tickets & passes or any other item(s) not declared
  • Loss due to complete/partial damage of the checked-in baggage
  • Losses arising from any delay, detention, confiscation by customs officials or other public authorities
  • Items contained in the checked-in baggage, which are valued in excess of US $ 100 without appropriate proof of ownership

 

Delay  Trip Delay
This benefit is payable also due to:
  • Termination of employment or layoff affecting the Insured or the Traveling Companion, provided that the he/she, has been employed with the employer for at least five continuous years
  • The Insured being abducted or quarantined
  • Delay by the common carrier
  • Lost or stolen passport, travel documents or money
  • The Insured or a Traveling Companion being the victim of a felonious assault within 10 days prior to the departure date, except where the Insured, any of his/her Family Member, the Traveling Companion or Traveling Companion's Family Member has been a principal or accessory in the commission of the felonious assault
  • A terrorist incident in a City/destination listed on the Insured's itinerary within 30 days of the Insured's scheduled arrival

 

Cancellation  Trip Cancellation & Interruption
  • Provides reimbursement for trips that are delayed or cancelled before the scheduled departure date due to
    • Unforeseen disease, illness, injury, death of the Insured /Traveling Companion/Family Member
    • Inclement weather conditions causing delay
    • Insured’s place of stay during the trip or the destination being made uninhabitable by fire, flood, vandalism, burglary, or natural disaster
    • Termination of employment or layoff affecting the Insured or the Traveling Companion, provided that the he/she, has been employed with the employer for at least five continuous years
  • The Insured being abducted or quarantined
  • Delay by the common carrier
  • Lost or stolen passport, travel documents or money
  • The Insured or a Traveling Companion being the victim of a felonious assault within 10 days prior to the departure date, except where the Insured, any of his/her Family Member, the Traveling Companion or his Family Member has been a principal/accessory in the felonious assault
  • A terrorist incident in a destination listed on the Insured's itinerary within 30 days of the Insured's scheduled arrival
  • In the event of Trip Interruption, provides reimbursement for additional transportation expenses incurred on the trip either to
    • Return to India; or
    • From the place that the Insured left the trip to the place that the Insured may re-join the trip
    • Additional transportation expenses incurred by the Insured to reach the original trip destination if the Insured is delayed, & leaves after the trip departure date

 

Connection  Missed Connection
Takes cover of expenses for cancellation or a delay of regular scheduled airline flights because of inclement weather, which will cover:
  • Additional transportation costs to join the trip
  • Reasonable accommodations and meals
  • Non-refundable, unused portion of the prepaid expenses as long as the expense is supported by a proof of purchase and is not reimbursable by another source.
  • The common carrier must certify the delay of the regular scheduled airline flight

 

Personal  Personal Liability
  • This provides cover to the Insured if he /she becomes legally liable to a third party for causing death, injury or damage to the health of such third party or damage to his/her properties
  • The incident should have occurred during the period of insurance & whilst on a trip

 

Financial  Financial Emergency Assistance
  • Provides financial assistance in the event of a financial emergency arising due to theft, mugging, robbery, dacoit of the funds, where the amount is limited to the Sum Insured
  • The Company shall have the sole discretion to determine whether a financial emergency has occurred in any instance

 

Hijack  Hijack Allowance
  • Provides an allowance in the event of hijack of a common carrier in which the Insured is traveling on a trip.
  • Deductible applicable for each separate claim & shall be of an amount as specified in the Schedule

 

burglary  Home burglary insurance
  • Payment of compensation for any loss or damage sustained by the Insured due to burglary &/or attempted burglary, to the contents at Insured’s home in India on first loss basis while he / she is on the trip
  • Jewellery will be covered as part of contents up to 20% of the SI or actual whichever is less

credit card Buy using credit/debit card
Insurance customers can use a credit or debit card to purchase Reliance Overseas travel medical insurance policy. The credit/debit card purchase service online allows the customers to punch their card and quickly purchase Reliance overseas travel health insurance policy. After the completion of online transaction, customers will receive an email furnished with all the transaction details. Credit card and Debit card transaction can be done at any point of time when the customers wish to make a purchase.

cheque Buy using a cheque
Reliance overseas travel medical insurance can be purchased online using your cheque. The cheque payment facility available for Reliance travel health insurance can be used by those customers who do not use their credit or debit card. The policy will be issued, emailed and couriered after receiving the payment for Reliance travel medical insurance plan.




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