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Reliance Student Medical Insurance

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     years OR age
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Unique Benefits

  • Personalized Support Provided.
  • Help Complete Waiver Form.
  • Pro-Rata Refund if Rejected by University.

Reliance student travel medical insurance India - Useful links

how to buy reliance insurance online
How to buy Reliance student travel medical insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Student Outside India

Reliance student medical insurance for Indian students already outside India.

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Reliance Brochure
Reliance student travel insurance brochure

Download Reliance overseas student travel medical insurance brochure online!

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Reliance insurance claims
Reliance travel insurance claim

In case of Claim or reimbursement of treatment expenses, notify Reliance Indian student insurance.

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Reliance insurance faq
Reliance studnet medical insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding student travel medical insurance offered by Reliance

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Online Renewal
Reliance student health insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Student Universities
Student Universities

Universities accepting Reliance Student Insurance

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Insurance Forum
Reliance student travel insurance Forum

Useful discussions and forum entries for best international Reliance student medical insurance.

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Reliance student health insurance special benefits

  • Two way compassionate visit benefit which allows a concerned person to visit you during an emergency.
  • Offers coverage for Bail Bond, Study Interruption, Sponsor Protection.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.
Reliance Student Medical Insurance is quick and simple to purchase online using your credit card, debit card or cheque. Insurance plan provides for financial assistance towards: Medical related emergency expenses; Contingencies related to personal possessions; Other unexpected events.

Please refer the brochure of Reliance student insurance for the benefits offered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the Reliance student insurance premium chart. You can also complete an online Reliance student insurance proposal form. You can renew/extend the plan using Reliance student insurance extension on expiry.

You can buy your policy online through our various payment options like Paytm, SBI buddy, Mobikwik, freecharge, Net Banking, Oxigen, Debit/Credit card etc available for your convenience.​​​​

Reliance student insurance frequently asked questions

Some of the key features of the Reliance student insurance is as follows.

An F1 visa is a nonimmigrant visa for those wishing to study in the U.S. They can buy the Reliance student health insurance which will cover the student in US for any accident and sickness medical expenses. This policy also covers for emergency medical evacuation and repatriation of remains. The student has to choose the plans based on his needs and university requirements.

A student registered for studies in foreign university can get student health insurance for himself / herself and for spouse s/he can buy a regular travel health insurance for 6 months and renew for another 6 months. Initially a student can buy student health policy for any number of days to maximum of 2 years and renew as per requirement. Renewal is based on good health, no claims declaration and approval from the head office.

The cost of student insurance from Reliance general insurance when compared to US companies is much cheaper. Indian student policies are available at almost 1/3rd of cost of US policies. Pay in Indian rupees and get coverage in US dollars.

Yes, you need to provide the university rejection letter as proof for cancellation of the insurance.

The student has to look for a suitable plan which matches his / her university requirements, then buy the policy online. Once you get the pdf policy copy, send your university waiver form to so that we can get the form filled from the Reliance head office and send it back to you so that you can submit the same and get a waiver of university insurance.

Indian international student insurance by Reliance

  • Key Advantages
  • Benefits
  • Policy Coverage
  • Exclusions

Advantages of Reliance student travel insurance

  • Custom made Plans (Platinum, Gold, Silver, Standard and Basic) available for students to choose from depending on his/her and the university’s requirements.
  • Comprehensive coverage through various unique benefits like Bail Bond, Study Interruption, Sponsor Protection, etc.
  • Policy can be taken upto a period of 2 years.
  • A special Basic Plan offering only non-medical benefits.
  • Coverage of pre-existing ailments – in case of life threatening situations.
  • Extensive coverage catering to the requirements of various universities abroad – all this and more at a very affordable cost compared to taking health insurance overseas.
  • Two way compassionate visit benefit to ensure that you are by the side of your loved ones in times of an emergency.
  • Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry.
  • 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.

Reliance student travel medical insurance benefits

Coverage in US Dollars Basic Standard Silver Gold Platinum Deductible
ambulance   Medical Expenses including transportation and evacuation Nil $50,000 $100,000 $250,000 $500,000 $50
teeth   Dental Care Expenses Nil $500 $500 $500 $500 $50
accident   Personal Accident $25,000 $25,000 $25,000 $25,000 $25,000 Nil
person   AD & D - Common Carrier Nil $2,500 $2,500 $2,500 $2,500 Nil
globe   2 way Compassionate Visit $7,500 $7,500 $7,500 $7,500 $7,500 Nil
passport   Loss of Passport $100 $100 $100 $200 $200 $25
person-with-lugg   Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) $1,000 $1,000 $1,000 $1,000 $1,000 $100
person   Personal Liability $100,000 $100,000 $100,000 $150,000 $150,000 $200
note-pad   Bail Bond $1,000 $500 $1,000 $5,000 $5,000 $50
person   Study Interruption $10,000 $10,000 $10,000 $10,000 $10,000 Nil
protection   Sponsor Protection $10,000 $10,000 $10,000 $10,000 $10,000 Nil

Add on Benefits
Coverage Description Sum Insured(In USD) Deductibles(In USD)
brain   Treatment of Mental and Nervous Disorders including Alcohol and Drug Dependency $1,000 $100
mother   Inpatient Hospitalization expenses related to Pregnancy/Child birth (After a waiting period of 10 months) 5$00 Nil
ball   Medical Expenses for Inter collegiate sports injuries Covered under the Medical Expenses including Transportation & Repatriation benefit Covered under the Medical Expenses including Transportation & Repatriation benefit
screening   Cancer Screening and Mammographic Examinations $2,500 Nil
baby   Child Care Benefits $100 per day for a maximum of 10 days Nil
Additional add on benefits
Applicable on a case-to-case basis and subject to specific approval
treatment   Chiropractic Treatment $1,000 Nil
man   Physiotherapy $500 Nil
nurse   Skilled Nursing Facil $500 Nil

Value added Cover

  • This policy also covers two-way travel cost to ensure that you are by the side of your loved ones in times of an emergency
  • For students abroad we provide cover for a Bail Bond that pays the bail amount on behalf of the student, to the appropriate court/authority in case of a bailable offence
  • The policy will reimburse of the current course semester fee, if education abroad is interrupted on account of a medical condition.
  • It also will cover the reimbursement of tuition fees, in case of injury resulting in death of the insured's sponsor who pays the tuition fees to the institution abroad on behalf of the insured.

Coveregaes of Reliance student insurance
Medical  Medical Expenses including transportation and evacuation
The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental  Dental Care Expenses
The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury.

Personal Accident  Personal Accident
The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Accidental Death & Dismemberment - Common Carrier  Accidental Death & Dismemberment - Common Carrier
The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Two way Compassionate Visit  Two way Compassionate Visit
The company will reimburse the return fare for an immediate family member to visit you or for you to visit your family member in case of hospitalization extending to more than seven consecutive days.

Loss of Passport  Loss of Passport
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.

Total Loss of Checked Baggage  Total Loss of Checked Baggage
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage caused by a carrier.

Personal Liability  Personal Liability
The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Bail Bond  Bail Bond
The Company will arrange to pay the bail amount to the appropriate authority/court, on behalf of the insured person if the person have been arrested or detained by police or judicial authorities for any bailable offence whilst abroad.

Study  Study Interruption
If the Insured Persons education abroad has been interrupted on account of a medical condition, the company will reimburse the current semester fee already paid.

Sponsor  Sponsor protection.
In case the sponsor, who is taking care of the Insured Person tuition fees is injured resulting in his demise, the Company will reimburse the tuition fees.

Reliance student insurance exclusions

At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, we would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is:
  • Traveling against the advice of a physician.
  • Receiving or are on a waiting list for specified medical treatment.
  • Travelling for the purpose of availing treatment.
  • Has received a terminal prognosis for a medical condition.

What Our Happy Customers Say About Us

Reliance Citation

"Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers."


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