Reliance travel insurance covering pre-existing conditions

Pre-Existing Condition” means chronic diseases or illnesses or ailments and consequences of such diseases or illnesses or ailments existing or known to exist at the commencement of the period of insurance, even if the same had not been treated, including diseases or illnesses treated or for which medical advice was sought in the last six months before commencement of the period of insurance and including their consequences.

Plan Type
  
Single Trip Plans

  

  
Destination **
  info
 info
 info
 info
No. of Travelers
Date of Birth
         or age      years
Start Date
End Date
 Total Days:
**  Note: Travelers visiting other European countries like The UK, Ireland, Croatia, Bulgaria, Cyprus, Romania, Serbia, Bosnia & Herzegovina, Macedonia, Belarus, Moldova, Ukraine, Vatican City and Russia. The applicant must select "Excluding America" as the Travel Destination in the above form.

Reliance pre-existing condition coverage

  • Preexisting diseases are covered in case of life threatening only for travelers below 70 years
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)
  • Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
  • Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases.
Life saving unforeseen emergency measures, provided to the Insured/Insured Person by the Physician for disease /illness / injury arising out of a pre-existing condition. The treatment for these emergency measures would be paid till the Insured/Insured Person becomes medically stable. All further medical cost to maintain medically stable state would have borne by the Insured/ Insured Person.

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Reliance international travel medical insurance India - Useful links

how to buy reliance insurance online
How to buy Reliance travel medical insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy Reliance travel health insurance.

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Reliance Brochure
Reliance travel insurance brochure

Download Reliance overseas travel medical insurance brochure online!

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Reliance insurance claims
Reliance travel insurance claim

In case of Claim or reimbursement of treatment expenses, notify Reliance visitor travel insurance.

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Reliance insurance faq
Reliance visitor insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding overseas travel medical insurance offered by Reliance

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Online Renewal
Reliance travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Reliance travel without sublimits
Reliance travel plan without sublimits

Indian travel insurance plan from Reliance which offers coverage without sub-limits

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Reliance Pre-existing condition insurance
Pre-existing condition insurance

Reliance Indian travel medical insurance coverage for pre-existing conditions.

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What is pre-existing conditions?

“Pre-Existing Condition” means chronic diseases or illnesses or ailments and consequences of such diseases or illnesses or ailments existing or known to exist at the commencement of the period of insurance, even if the same had not been treated, including diseases or illnesses treated or for which medical advice was sought in the last six months before commencement of the period of insurance and including their consequences.

What is life threatening conditions under which Reliance overseas travel insurance offers coverage for Pre-existing conditions?

This policy covers pre-existing condition or any complication arising from it only in case of Life saving unforeseen emergency situations. Lifesaving unforeseen emergency measures, provided to the Insured/Insured Person by the Physician for disease /illness /injury arising out of a pre-existing condition. The treatment for these emergency measures would be paid till the Insured/Insured Person becomes medically stable. All further medical cost to maintain medically stable state would have borne by the Insured/ Insured Person.

What are the Pre-existing diseases which are excluded from coverage by Reliance travel insurance?

Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes

Does Reliance travel insurance cover pre-existing conditions for Senior citizens?

Reliance travel insurance covers declared non critical pre-existing conditions under life threatening for travelers up to 70 years as per policy terms and conditions. Travelers above 70 years are not covered for pre-existing diseases.

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