Reliance Overseas Travel Insurance

Plan Type
  
Single Trip Plans

  

  
Destination **
  info
 info
 info
 info
No. of Travelers
Date of Birth
         or age      years
Start Date
End Date
 Total Days:
**  Note: Travelers visiting other European countries like The UK, Ireland, Croatia, Bulgaria, Cyprus, Romania, Serbia, Bosnia & Herzegovina, Macedonia, Belarus, Moldova, Ukraine, Vatican City and Russia. The applicant must select "Excluding America" as the Travel Destination in the above form.

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Reliance travel insurance for Indians overseas - Overview

As Indian domestic health insurance plans don’t offer coverage overseas in countries like USA, Australia, UK, Schengen countries, Asian countries, Singapore, Middle east countries… Reliance General Insurance company has designed overseas travel health insurance for Indians travelling abroad to cover travel risks. It offers coverage for medical expenses, emergency medical evacuation, trip protection in an event of unforeseen situation. The cost of health care worldwide is very expensive and without international health insurance can be catastrophic thereby making your travel experience a nightmare. The Indian overseas travel health insurance is available for solo or individual travelers, family of travellers and to senior citizens from 61 years up to the age of 90 years. Reliance Schengen visa overseas travel insurance can be bought while applying for Schengen visa as it satisfies the requirements mandated by the consulate. Pre-existing conditions is also covered under life threatening circumstances for travelers up to the age of 70 years. Senior citizens can avail overseas health insurance for their travel to visit their children living abroad.

Please refer the brochure of Reliance travel insurance for the benefits offered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the Reliance travel insurance premium chart. You can also complete an online Reliance travel insurance proposal form. You can renew/extend the plan using Reliance travel insurance extension on expiry.

You can buy your policy online through our various payment options like Paytm, SBI buddy, Mobikwik, freecharge, Net Banking, Oxigen, Debit/Credit card etc available for your convenience.​​​​

Reliance Travel Insurance plans

above 70 years Reliance Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for Reliance Travel insurance coverage

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Reliance Schengen Plan Reliance Travel Insurance Schengen

Applying for Schengen visa? Then this Reliance Schengen insurance is a good option to go for!

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Reliance Asia travel insurance Reliance Asia travel insurance

Get Travel Care Asia Insurance online

Know More

Why Buy Reliance Travel Policy

no paperwork
Policy with zero paperwork and affordabale premiumsNo paperwork and affordable premiums ensure that your insurance matters are quickly taken care of for a smooth holiday.
individuals
Choose from a variety of plans - for individuals or for the entire familyyou can opt for a plan that covers you or one that covers your entire family.
cover trips
Covers for trips of different durationsThe duration of your trip does not matter - we cover trips as long as 180 days and even extend for another 180 days.
no medical checkup
No medical check-ups requiredYou can avail this plan without any medical tests.
destinations
Plans covering maximum destinations, inclusive or exclusive of USA and CanadaOur wide range of plans cover many destinations across the globe.

Smart & Convenient benefits of Reliance Travel Insurance

emergency hospitalization

Emergency Hospitalisation

You get a 24-hours emergency assistance services offering cashless facilities.
passport loss

loss of passports or check-in baggage

If you lose your passport or check-in baggage, the policy will take care of all expenses incurred.
missed flight

Missed flights & delayed or cancelled trips

The policy covers you for situations when you miss your flight or when your trips get cancelled.
Online Renewal

Automated extension of your policy

Yes, The policy will be extended in case of medical emergency and evacuation( upto 30 days) and delay of common carrier(upto 7 days)
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claim settlements

Quick and hassle free claim settlements

you can avail of cashless claims with national & international assisatance numbers
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What does the Reliance Policy Cover?

  • Emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden illness, injury or death
  • Emergency expenses made for medical evacuation to India
  • Accidental bodily injury during the trip
  • Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier
  • Cost of obtaining a fresh or duplicate passport in case of a lost passport
  • Total loss of your checked-in baggage by a common carrier
  • Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters
  • Expenses incurred if you miss a connecting flight due to delay
  • Facility to provide you emergency financial assistance in case you lose travel funds due to theft

What does the Reliance Policy not Cover?

  • Pre-existing medical conditions, unless it is a life-threatening condition
  • Expenses incurred if you are
    • Traveling against the advice of physician.
    • Receiving or are on a waiting list for specified medical treatment.
    • Travelling to receive treatment abroad.
    • Under given terminal prognosis for a medical condition.
  • Any issues faced due to theft or loss of passport when left unattended or if you don’t report the loss to local police authorities.
  • In case of loss of checked baggage, no partial loss or damage shall become payable.
  • War or nuclear threat in the country where you’re travelling

What are the key features of Reliance travel insurance?

Below are some of the key features for Reliance travel insurance
  • Buy policy online up to 90 years without submitting any medical reports.
  • Covers declared non-critical pre-existing medical conditions under life threatening situations for travelers up to 70 years as per terms and conditions.
  • Option of buying a family floater travel medical insurance which is cheaper than individual policies.
  • Comprehensive $50,000 coverage plan for senior citizens between 71-80 years.
  • Cashless hospitalization after deductible for hospitalization expense with an overnight stay in the hospital.
  • Reimbursement of outpatient medical expenses including pharmacy bills, doctor after deductible.
  • Covers for Trip Cancellation, Missed connection, Baggage loss, passport loss, Home burglary and more.

Does your policy cover fever, cold & cough?

Yes, Reliance travel care policies will cover the policy holder for fever, cold & cough during the policy tenure in overseas.

Is Reliance travel insurance a cashless travel health insurance?

Yes, After deductible, Reliance travel insurance is cashless travel health insurance for the eligible medical expenses incurred due to the policy holders stay in the hospital for more than 24 hours. The company pays the policy holder as per the policy terms and conditions.

How do I claim if I want to use the policy for medical expenses?

Below are the steps to be followed to claim overseas travel medical insurance.
For Planned hospitalization:
  • Call the relevant number provided in your policy document and intimate the assistance service provider about the planned hospitalization.
  • Your Claim will be registered and a reference number will be allocated for further follow-ups.
  • Provide the necessary details and documents of the policy holder to the assistance service provider.
  • On receipt of the required documents the assistance service provider will study the case and they might approve or decline the claim.
  • Claims approved / declined by the assistance service provider.
  • If declined, the same will be intimated to the policy holder and the policy holder has to bear all the necessary expenses on his / her own.
  • If approved and In case of cashless hospitalization, the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment. The customer has to bear the deductible.
  • If approved and If the assistance service provider cannot arrange for cashless claims settlement, then the policy holder has to bear the expenses from his / her pocket and then claim for reimbursement. The customer has to bear the deductible.
  • The claims will be settled as per policy terms and conditions.
For Emergency hospitalization:
  • Call the relevant number provided in your policy document and intimate the assistance service provider as early as possible.
  • Your Claim will be registered and a reference number will be allocated for further follow-ups.
  • Provide the necessary details and documents of the policy holder to the assistance service provider.
  • On receipt of the required documents the assistance service provider will study the case and they might approve or decline the claim.
  • Claims approved / declined by the assistance service provider.
  • If declined, the same will be intimated to the policy holder and the policy holder has to bear all the necessary expenses on his / her own.
  • If approved and In case of cashless hospitalization, the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment. The customer has to bear the deductible.
  • If approved and If the assistance service provider cannot arrange for cashless claims settlement, then the policy holder has to bear the expenses from his / her pocket and then claim for reimbursement. The customer has to bear the deductible.
  • The claims will be settled as per policy terms and conditions.
For Reimbursement Claim:
  • Call the relevant number provided in your policy document and intimate the assistance service provider either before visiting the doctor or immediately after visiting the doctor.
  • Your Claim will be registered and a reference number will be allocated for further follow-ups.
  • Pay from your pocket and claim for reimbursement later.
  • As per the claims department guidance, submit the necessary bills, documents and other details to the claims department.
  • Claims department will verify the received documents.
  • If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.

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