ICICI Lombard Overseas Travel Medical Insurance

ICICI Lombard Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. The unique coverage available are Global Cashless Hospitalization, Loss of Luggage, Loss of Passport, Delay in your trip.

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Plan Type
No. of Travelers
Date of Birth
    OR age      years
Start Date

End Date
 Total Days:

Schengen Travel Insurance Plans

ICICI Lombard offers Indian travel insurance plans to fulfill Schengen visa consular needs.
Travelers aged 3 months – 70 years are eligible for these coverage: $50,000 max coverage & $100,000 max coverage.
Travelers aged 71 years – 85 years are eligible for these coverage: $50,000 max coverage.

  • Benefits
  • Eligibility
  • Exclusions
  • Features
  • Claims
  • How to Buy?

ICICI Lombard Abroad Travel Medical Insurance provides coverage for unexpected medical expenses while traveling overseas. It offers two options - Gold Plan and Platinum Plan. Travel Gold Plan furnishes the standard coverage but the travel Platinum Plan covers you with extra features to secure your travel abroad.

Coverage Platinum Gold Silver Deductible
   Medical Cover* $50,000 / $100,000 / $250,000 / $500,000 $50,000 / $100,000 / $250,000 / $500,000 $50,000 / $100,000 / $250,000 / $500,000 $100
   Global Cashless Hospitalization Available Available - -
   Day-to-day allowance for hospitalization $ $50 per day, Max 5 days - - NA
   Dental Treatment $300 $300 $300 $100
   Passport Loss $300 $300 $300 $50
   Loss of Checked-in Luggage $500 $500 - -
   Delay of Checked-in Luggage** $100 $100 - 12 hours
   Personal Accident $15,000 $15,000 - -
   Personal Liability $100,000 $100,000 - -
   Assistance for Financial Emergency $300 $300 - -
   Hijack Distress Allowance $125 per day, Max 7 days $125 per day, Max 7 days - 12 hours
   Trip Cancellation & Interruption $500 $500 - -
   Missed Connection $500 $500 - 3 hours
   Trip Delay $500 $500 - 6 hours
   Fire cover for building# Rs. 20,00,000 - - -
   Fire cover for Contents Rs. 10,00,000 - -  
person   Repatriation of Remains $7,500 $7,500 $7,500 -
   180 days Policy extendable upto 360 days Available Available Available -

* - The deductible for medical coverage applies for per illness (full treatment) basis and not for per visit to the doctor / hospital.
Note: For medical Cover the maximum amount that can be claimed per illness or injury is $100,000. Further sub-limits applicable for persons aged 56 and above.
# - The building is insured based on reconstruction value and the Contents are insured on their present market value.
$ - 2 days deductible - If hospitalization is for more than 2 consecutive days, this benefit can be cleared only once during the policy period.
** - Applicable when the luggage is delayed for more than 12 hours from the actual arrival of common carrier.

Limit of Covered Expenses

For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Sublimits for aged 51 years and above

  • Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
  • ICU: Max. $3,250 per day up to 7 days.
  • Surgical treatment: Max. up to $15,000.
  • Anaesthetist services: up to 25% of surgical treatment.
  • Physician's visit: Max. $100 per day up to 10 visits.
  • Diagnostic and pre-admission testing: Max. $1000.
  • Ambulance services: Max up to $500.

  • The age of the insured has to be between 1 and 70 years.
  • If you are above 70 years of age, avail our Senior Citizen Plan.

Any type of diseases related to Heart, Liver, Kidney, Cancer / Tumour are permanent exclusions. Please refer to the policy wordings for complete list of exclusions.

  • Loss of Passport in Public places.
  • Venereal diseases.
  • Sports activities.
  • Alcohol or drugs addiction.
  • Depression, Mental disorder, Anxiety.
  • Pregnancy, childbirth and any consequences thereof.
  • Loss of money, valuables, tickets and securities.
  • Nuclear weapons and harmful radiations.
  • Sexually Transmitted diseases.

  • Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
  • The insurance provides coverage for medical evacuation costs while traveling back to India.
  • Up to the age of 85 years, medical check-up is not required.
  • Quality health care is available through our tie up with United Health International (leading US based health care provider).
  • Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days).
  • Cashless hospitalization facility available globally.
  • Extension of the policy online if your trip has been extended and pay only for the number of days extended.
  • This policy also covers you for hospitalization# in case of Swine Flu / H1N1 influenza.

# If it's not a pre-existing illness.

E-mail: travelclaims@icicilombard.com

Claims Process

Hospitalisation/Financial Emergency/Bail Bond    Inform TPA Helpline and register claim aboard    Validation & Authorisation    TPA settles bills directly with hospital/provides financial assistance
Medical Expenses & other claims     Inform TPA Helpline and register claim aboard     Validation & Authorisation     Mail the required documents to claim department at mailing address     TPA to check and reimburse payment

Buy Credit/debit card

The purchase process for overseas travel insurance plans is convenient through credit/debit. Customers can buy this insurance from anywhere in the world, be it the USA, Canada, Europe, Australia or within India. Insurance customers can make the online transaction for ICICI Lombard overseas travel insurance using their credit card or debit card. Enter your credit card details make the secured payment through secured payment gateways and stay covered under ICICI Lombard travel insurance policy.

Buy travel insurance using cheque

The online facility for ICICI Lombard travel insurance purchase can be also made using your cheque. The cheque can be sent to the address specified on the online application and the purchase process for ICICI Lombard travel insurance can be completed. The policy document can be issued, emailed and couriered after receiving the payment. Indian cheques are accepted to issue the ICICI Lombard travel insurance online.

Note : To ensure quality health care in America, ICICI Lombard has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

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