ICICI Lombard Overseas Travel Medical Insurance

Plan Type
No. of Travelers
Date of Birth
        OR age      years
Trip Start Date
Trip End Date
 Total Days:
Buy ICICI travel insurance key features
  • Global Cashless hospitalization
  • Value added services
  • Maximum coverage up to $500,000
  • No medical test up to 85 years
  • Works with Falck India Pvt Ltd is the Assistance Service Provider
  • Buy for 180 days and renew for another 180 days
  • Platinum Plan offers Value Added Services for Dependents in India
  • Eligible emergency hotel extension
  • Special plans for Schengen countries

ICICI Lombard health insurance for international travel

ICICI Lombard travel insurance is popular among Indians taking international trips to destinations like USA, UK, Australia, Schengen countries, Middle East and other Asian Countries. It is very well recognized worldwide for its reliable health insurance services. ICICI Lombard in collaboration with United Health International, a top health care company in US offers sophisticated medical facilities for international travelers.

ICICI Lombard Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses ranging from $50,000 to $500,000. The unique coverage available is Global Cashless Hospitalization, Loss of Luggage, Loss of Passport, and Delay in your trip. The benefits also include Value added services, emergency hotel extension, trip interruption reimbursement and much more.

For detailed schedule of benefits review the ICICI Lombard travel insurance brochure. To understand the coverage visit the ICICI Lombard travel Insurance policy wordings. You can also complete an online ICICI Lombard travel insurance proposal form. In case you wish to extend you travel, the insurance plan can be renewed up to 365 days by filling the ICICI Lombard Extension form for travel insurance.

International Travel Health Insurance from ICICI Lombard - Useful links

how to buy icici insurance online
How to buy ICICI travel insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy ICICI Lombard travel medical insurance.

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ICICI Lombard Brochure
ICICI Lombard travel insurance brochure

Download ICICI Lombard travel insurance policy copy online.

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ICICI Lombard insurance claims
ICICI Lombard travel insurance claim

In case of Claim or reimbursement of treatment expenses, notify ICICI Lombard travel health insurance.

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ICICI Lombard insurance faq
ICICI Lombard travel medical insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding ICICI Lombard overseas travel insurance

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Online Renewal
ICICI travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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ICICI Lombard Travel Insurance plans

above 70 years Senior Citizen Travel Insurance

ICICI Lombard Overseas Senior Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.

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annual multi trip insurance Annual Multi trip Insurance

ICICI Lombard annual multi trip insurance is suitable for travelers who travel frequently for a shorter duration multiple times within a year.

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Religare Schengen Plan Schengen Travel Insurance

Applying for Schengen visa? Then this ICICI Lombard Schengen insurance is a good option to go for!

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Religare Asia travel insurance Asia travel insurance

ICICI Lombard Overseas Asia Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.

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ICICI Lombard travel insurance review

  • Benefits
  • Eligibility
  • Exclusions
  • Features
  • Claims
  • How to Buy?

ICICI Lombard insurance - Details, Benefits & Reviews

ICICI Lombard Abroad Travel Medical Insurance provides coverage for unexpected medical expenses while traveling overseas. It offers two options - Gold Plan and Platinum Plan. Travel Gold Plan furnishes the standard coverage but the travel Platinum Plan covers you with extra features to secure your travel abroad.

Coverage Platinum Gold Silver Deductible
medical cover   Medical Cover* $50,000 / $100,000 / $250,000 / $500,000 $50,000 / $100,000 / $250,000 / $500,000 $50,000 , $100,000 $100
cash   Global Cashless Hospitalization Available Available - -
hospital   Day-to-day allowance for hospitalization $ $50 per day, Max 5 days - - NA
dental   Dental Treatment $300 $300 $300 $100
passport   Passport Loss $300 $300 - $50
luggage   Loss of Checked-in Luggage $500 $500 - -
airport   Delay of Checked-in Luggage** $100 $100 - 12 hours
accident   Personal Accident $15,000 $15,000 - -
personal liaibility   Personal Liability $100,000 $100,000 - -
work   Assistance for Financial Emergency $300 $300 - -
hijack   Hijack Distress Allowance $125 per day, Max 7 days $125 per day, Max 7 days - 12 hours
trip   Trip Cancellation & Interruption $500 $500 - -
plane   Missed Connection $500 $500 - 3 hours
trip delay   Trip Delay $500 $500 - 6 hours
fire   Fire cover for building# Rs. 20,00,000 - - -
fire   Fire cover for Contents Rs. 10,00,000 - -  
person   Repatriation of Remains $7,500 $7,500 $7,500 -
calender   180 days Policy extendable upto 360 days Available Available Available -
* - The deductible for medical coverage applies for per illness (full treatment) basis and not for per visit to the doctor / hospital.

Note:For medical Cover the maximum amount that can be claimed per illness or injury is $100,000. Further sub-limits applicable for persons aged 56 and above.
# - The building is insured based on reconstruction value and the Contents are insured on their present market value.
$ - 2 days deductible - If hospitalization is for more than 2 consecutive days, this benefit can be cleared only once during the policy period.
** - Applicable when the luggage is delayed for more than 12 hours from the actual arrival of common carrier.

Limit of Covered Expenses

For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.
For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Sublimits for aged 51 years and above for any one illness and/or injury

For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.
Medical Expense Sub-limit
Hospital Room and board, and hospital misc. expenses Max $1,800 per day up to 30 days.
ICU Charges Max. $3,250 per day up to 7 days.
Surgery* Max. up to $15,000.
Anaesthetist services Up to 25% of surgical treatment.
Physician's visit Max. $100 per day up to 10 visits.
Diagnostic and pre-admission testing Max. $1000.
Ambulance services** Max up to $500.
*Surgery: includes Operation room charges, Surgeon fees and implant charges
**Ambulance Services: includes cost of transportaation to hospital and paramedic services

ICICI Lombard travel medical insurance eligibility

  • Single trip: Travelers aged up to 70 years
  • Senior citizen: Travelers aged above 70 years avail our Senior Citizen Plan.
  • Schengen visa
    1. Travelers aged 3 months – 70 years are eligible for these coverage: $50,000 max coverage & $100,000 max coverage.
    2. Travelers aged 71 years – 85 years are eligible for these coverage: $50,000 max coverage.

ICICI Lombard visitor travel insurance exclusions

Pre-existing conditions are not covered. Any type of diseases related to Heart, Liver, Kidney, Cancer / Tumour are permanent exclusions. Please refer to the policy wordings for complete list of exclusions.
  • Loss of Passport in Public places.
  • Venereal diseases.
  • Sports activities.
  • Alcohol or drugs addiction.
  • Depression, Mental disorder, Anxiety.
  • Pregnancy, childbirth and any consequences thereof.
  • Loss of money, valuables, tickets and securities.
  • Nuclear weapons and harmful radiations.
  • Sexually Transmitted diseases.

ICICI Lombard travel insurance features

  • Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
  • The insurance provides coverage for medical evacuation costs while traveling back to India.
  • Up to the age of 85 years, medical check-up is not required.
  • Quality health care is available through our tie up with United Health International (leading US based health care provider).
  • Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days).
  • Cashless hospitalization facility available globally.
  • Extension of the policy online if your trip has been extended and pay only for the number of days extended.
  • This policy also covers you for hospitalization( If it's not a pre-existing illness ) in case of Swine Flu / H1N1 influenza.
  • ICICI Lombard offers Value added services which includes medical concierge, automotive and lifestyle assistance.
  • Offers emergency hotel extension.
  • Also offers value added benefits for dependents in India.

ICICI Lombard travel insurance claim process

E-mail: travelclaims@icicilombard.com

Claims Process

Hospitalisation/Financial Emergency/Bail Bond   right-arrow  Inform TPA Helpline and register claim aboard   right-arrow  Validation & Authorisation   right-arrow  TPA settles bills directly with hospital/provides financial assistance
Medical Expenses & other claims   right-arrow   Inform TPA Helpline and register claim aboard   right-arrow   Validation & Authorisation   right-arrow   Mail the required documents to claim department at mailing address   right-arrow   TPA to check and reimburse payment

How to buy ICICI Lombard travel insurance online?

The purchase process for overseas travel insurance plans is convenient through credit/debit. Customers can buy this insurance from anywhere in the world, be it the USA, Canada, Europe, Australia or within India. Insurance customers can make the online transaction for ICICI Lombard overseas travel insurance using their credit card or debit card. Enter your credit card details make the secured payment through secured payment gateways and stay covered under ICICI Lombard travel insurance policy.

The online facility for ICICI Lombard travel insurance purchase can be also made using your cheque. The cheque can be sent to the address specified on the online application and the purchase process for ICICI Lombard travel insurance can be completed. The policy document can be issued, emailed and couriered after receiving the payment. Indian cheques are accepted to issue the ICICI Lombard travel insurance online.
Note : To ensure quality health care in America, ICICI Lombard has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

Other payment options include -
Cash Cards - ItZ cash, Pay Cash
Mobile Payments - Paymate, IMPS , Scan N Pay
Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
UPI - Unified Payment Interface

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