Home » ICICI Lombard Insurance » ICICI Lombard Health Smart
ICICI Lombard Insurance Plans

ICICI Lombard Health Smart

Buy ICICI Health Smart

Coverage type
Coverage
Age
    OR age      years

Key highlights

  • 2 years of waiting period for pre-existing disease.
  • Above 45 years of age medical test is compulsory.
  • Both Individual & Floater Options are available in this Plan.
Request a Call Back
Name is required
Email is required
Contact is required
Thank you for contacting us
  • Benefits
  • Coverage
  • Plan details
In-patient Treatment: Covers hospital expenses for admission longer than 24 hours.

Day Care Procedure: Medical expenses for day care procedures where such procedures are undertaken by an Insured Person as an In-patient in a hospital for continuous period of less than 24 hours.

Pre and Post Hospitalisation Expenses: Medical Expenses incurred due to illness up to 30 days period immediately before and 60 days immediately after an Insured Person's admission to a hospital.

Domestic Road Emergency Ambulance Cover: Ambulance expenses incurred to transfer the Insured Person following an emergency to the nearest hospital. Maximum amount payable is Rs 1500 per event of emergency hospitalisation.

Maternity Benefit: Medical expenses for the delivery of a child, where Insured Person and spouse, both are covered, after a waiting period of 3 years, subject to the following sub-limits: Normal Delivery Rs. 25,000 / Cesarean delivery Rs. 50,000

Outpatient Treatment Cover: Medical expenses incurred as an Out-patient. Out-patient will mean the insured patient who is not hospitalized for more than 24 consecutive hours but who visits a Hospital, clinic, or associated facility for diagnosis or treatment..

Hospital Daily Cash: of Rs. 2,000 per day for hospital stay of minimum 3 days or more up to a maximum of 10 days.

Wellness & Preventive Healthcare: Expense incurred on routine health check-ups and for other wellness and fitness activities undertaken by Insured person

Convalescence Benefit: of Rs. 10,000 provided once for each Policy year during policy period, in case of hospitalisation of 10 days or more.

  • Hospitalization Cover (Family) 7/10Lakhs.
  • Maternity Benefit (Normal+Cesarean Deliver/Pre-Post Natal(Rs. 2000 each)/ new Born Baby Cover upto Rs. 10,000 from day 1 to 91 days) Waiting Period for Maternity Benefit is 3 years Normal Delivery upto Rs. 25,000, Cesarean Delivery upto Rs. 50,000.
  • OutPatient Treatment Cover + Wellness & Preventive Health Care Rs. 10,000 (Floater).
  • Domestic Road Emergency Ambulance Upto Rs. 1,500 per Incident
  • Hospital Daily Cash (for max. 10 days with 3 days deductible) Rs. 2000 per day per insured.
  • Convalescence Rs. 10,000 per insured

Add on benefit:

  • Nursing at home(max 15days) Rs.3000 per day (per member).
  • Compassionate visit Up to Rs.20,000 (per member).
  • Critical Illness Cover Equals to Policy Sum Insured.
  • Donor Expenses Upto Rs. 50,000 per member.
  • Personal Accident Equals to Policy Sum Insured.
*Minimum age of 21 years & Maximum limit of 60 years/Maximum for 2 Adults.

Mandatory covers Hospitalisation+In patient+Ayush+Domestic road emergency ambulance cover+2 years PED+Maternity+New born baby cover+OPD+HDC+Convalescence benefit+Reset benefit+Wellness program
Sum Insured 7,10 lakhs
Sub Limit(OPtional) Not Available
Optional Add covers * Compassionate Visit+Nursing at home Critical illness+Donor Expenses+Personal Accident cover

Search for ICICI Lombard health insurance


Health Insurance from ICICI Lombard - Useful links

how to buy icici insurance online
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Know more
ICICI Lombard insurance claims
Insurance Claims

In case of Claim or reimbursement of treatment expenses, notify ICICI Lombard health insurance

Know more
ICICI Lombard insurance faq
Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding ICICI Lombard travel health insurance

Know more
Online Renewal
Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Know more
logo

NRIOL.COM, the premier online community since 1997 for the Non Resident Indians. NRIOL provides a range of resourceful services for immigrants and visitors in the US, the UK, UAE, Australia and other nations with large NRI communities.

CONTACT

 NRI Online Pvt. Ltd.

 Phone: 08041101026

 Email: