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Benefits of ICICI Lombard international travel insurance

ICICI Lombard Medical Insurance

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Destination



No. of Travelers
Date of Birth
        OR age      years
Trip Start Date
Trip End Date
 Total Days:
ICICI Lombard international travel medical insurance features
  • Cashless hospitalization globally
  • Satisfies Schengen visa insurance requirements (approved by VFS Global)
  • Reimbursement in case of trip cancellation or interruption
  • Coverage for emergency hotel extension
  • Covers hospitalization expenses due to swine flu, H1N1 influenza*
  • Can be bought initially for 180 days and can be renewed for another 180 days
  • Dependents in India can avail value added services
  • Coverage without medical tests for Indian overseas travelers up to the age of 85 years
  • Complete coverage for loss of checked in luggage including hand bags
  • Pay Per day: Slab rate for first 7 days, and daily rates after that.
  • The travel insurance provides coverage for medical evacuation costs while traveling back to India.
  • Quality health care is available through our tie up with United Health International (leading US based health care provider).
  • Extension of the policy online if your trip has been extended and pay only for the number of days extended.
  • ICICI Lombard offers Value added services which includes medical concierge, automotive and lifestyle assistance.

International Travel Health Insurance from ICICI Lombard - Useful links

how to buy ICICI Lombard insurance online
How to buy online ICICI travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy ICICI Lombard travel medical insurance.

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ICICI Lombard Brochure
ICICI Lombard travel insurance brochure

Download ICICI Lombard travel insurance policy copy online.

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ICICI Lombard insurance claims
ICICI Lombard travel insurance claim

In case of Claim or reimbursement of treatment expenses, notify ICICI Lombard travel health insurance.

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ICICI Lombard insurance faq
ICICI Lombard travel medical insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding ICICI Lombard overseas travel insurance.

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ICICI Lombard Policy Wordings
Policy Wordings

ICICI Lombard travel insurance policy wordings.

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ICICI Lombard insurance Proposal form
Proposal Form

ICICI Lombard travel insurance proposal form for Indians travelling overseas.

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Online Renewal
ICICI travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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ICICI Lombard travel insurance frequently asked questions?

No, ICICI Lombard travel health insurance policies does not cover pre-existing medical conditions. Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the Policy. For international travel insurance coverage options for pre-existing conditions please call us at +91(80)-41101026 or Contact us
Yes, after a standard deductible ICICI Lombard international travel health insurance provides cashless claims settlement for medical expenses when the insured stays more than 24 hours in the hospital. It provides for a reimbursement of claims wherever cashless claims is not possible. The claims are settled as per terms and conditions of the policy schedule.
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ICICI Lombard travel insurance review benefits

  • Benefits
  • Eligibility
  • Exclusions
  • Features
  • Claims
  • How to Buy?

ICICI Lombard international mediclaim insurance - Details, Benefits & Reviews

ICICI Lombard Abroad Travel Medical Insurance provides coverage for unexpected medical expenses while traveling overseas. It offers two options - Gold Plan and Platinum Plan. Travel Gold Plan furnishes the standard coverage but the travel Platinum Plan covers you with extra features to secure your travel abroad.

Platinum Gold Silver Deductible
Medical Cover*
$50,000 / $100,000 / $250,000 / $500,000 $50,000 / $100,000 / $250,000 / $500,000 $50,000 , $100,000 $100
Global Cashless Hospitalization
Available Available - -
Day-to-day allowance for hospitalization $
$50 per day, Max 5 days - - NA
Dental Treatment
$300 $300 $300 $100
Passport Loss
$300 $300 - $50
Loss of Checked-in Luggage
$500 $500 - -
Delay of Checked-in Luggage**
$100 $100 - 12 hours
Personal Accident
$15,000 $15,000 - -
Personal Liability
$100,000 $100,000 - -
Assistance for Financial Emergency
$300 $300 - -
Hijack Distress Allowance
$125 per day, Max 7 days $125 per day, Max 7 days - 12 hours
Trip Cancellation & Interruption
$500 $500 - -
Missed Connection
$500 $500 - 3 hours
Trip Delay
$500 $500 - 6 hours
Fire cover for building#
Rs. 20,00,000 - - -
Fire cover for Contents
Rs. 10,00,000 - -  
Repatriation of Remains
$7,500 $7,500 $7,500 -
180 days Policy extendable upto 360 days
Available Available Available -
* - The deductible for medical coverage applies for per illness (full treatment) basis and not for per visit to the doctor / hospital.

Note:For medical Cover the maximum amount that can be claimed per illness or injury is $100,000. Further sub-limits applicable for persons aged 56 and above.
# - The building is insured based on reconstruction value and the Contents are insured on their present market value.
$ - 2 days deductible - If hospitalization is for more than 2 consecutive days, this benefit can be cleared only once during the policy period.
** - Applicable when the luggage is delayed for more than 12 hours from the actual arrival of common carrier.

Limit of Covered Expenses

For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.
For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Sublimits for aged 51 years and above for any one illness and/or injury

For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Expense Sub-limit
Hospital Room and board, and hospital misc. expenses Max $1,800 per day up to 30 days.
ICU Charges Max. $3,250 per day up to 7 days.
Surgery* Max. up to $15,000.
Anaesthetist services Up to 25% of surgical treatment.
Physician's visit Max. $100 per day up to 10 visits.
Diagnostic and pre-admission testing Max. $1000.
Ambulance services** Max up to $500.
Note:
*Surgery: includes Operation room charges, Surgeon fees and implant charges
**Ambulance Services: includes cost of transportaation to hospital and paramedic services

ICICI Lombard travel medical insurance eligibility

  • Single trip: Travelers aged up to 70 years
  • Senior citizen: Travelers aged above 70 years avail our Senior Citizen Plan
  • Schengen visa
    1. Travelers aged 3 months – 70 years are eligible for these coverage: $50,000 max coverage & $100,000 max coverage.
    2. Travelers aged 71 years – 85 years are eligible for these coverage: $50,000 max coverage.

ICICI Lombard visitor travel insurance exclusions

Pre-existing conditions are not covered. Any type of diseases related to Heart, Liver, Kidney, Cancer / Tumour are permanent exclusions. Please refer to the policy wordings for complete list of exclusions.
  • Loss of Passport in Public places.
  • Venereal diseases.
  • Sports activities.
  • Alcohol or drugs addiction.
  • Depression, Mental disorder, Anxiety.
  • Pregnancy, childbirth and any consequences thereof.
  • Loss of money, valuables, tickets and securities.
  • Nuclear weapons and harmful radiations.
  • Sexually Transmitted diseases.

ICICI Lombard travel insurance features

  • Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
  • The insurance provides coverage for medical evacuation costs while traveling back to India.
  • Up to the age of 85 years, medical check-up is not required.
  • Quality health care is available through our tie up with United Health International (leading US based health care provider).
  • Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days).
  • Cashless hospitalization facility available globally.
  • Extension of the policy online if your trip has been extended and pay only for the number of days extended.
  • This policy also covers you for hospitalization( If it's not a pre-existing illness ) in case of Swine Flu / H1N1 influenza.
  • ICICI Lombard offers Value added services which includes medical concierge, automotive and lifestyle assistance.
  • Offers emergency hotel extension.
  • Also offers value added benefits for dependents in India.

ICICI Lombard travel insurance claim process

E-mail: travelclaims@icicilombard.com

Claims Process

Hospitalisation/Financial Emergency/Bail Bond   right-arrow  Inform TPA Helpline and register claim aboard   right-arrow  Validation & Authorisation   right-arrow  TPA settles bills directly with hospital/provides financial assistance
Medical Expenses & other claims   right-arrow   Inform TPA Helpline and register claim aboard   right-arrow   Validation & Authorisation   right-arrow   Mail the required documents to claim department at mailing address   right-arrow   TPA to check and reimburse payment

How to buy ICICI Lombard travel insurance online?

The purchase process for overseas travel insurance plans is convenient through credit/debit. Customers can buy this insurance from anywhere in the world, be it the USA, Canada, Europe, Australia or within India. Insurance customers can make the online transaction for ICICI Lombard overseas travel insurance using their credit card or debit card. Enter your credit card details make the secured payment through secured payment gateways and stay covered under ICICI Lombard travel insurance policy.

The online facility for ICICI Lombard travel insurance purchase can be also made using your cheque. The cheque can be sent to the address specified on the online application and the purchase process for ICICI Lombard travel insurance can be completed. The policy document can be issued, emailed and couriered after receiving the payment. Indian cheques are accepted to issue the ICICI Lombard travel insurance online.


Note : To ensure quality health care in America, ICICI Lombard has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

Other payment options include
Cash Cards - ItZ cash, Pay Cash
Mobile Payments - Paymate, IMPS , Scan N Pay
Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
UPI - Unified Payment Interface

Travel to Asia
Asia

Indians visiting Asian countries can purchase ICICI Lombard Asia travel insurance.

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Travel to  USA
USA

Indians travelling to USA can get free quotes for ICICI Lombard international travel insurance online.

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Travel to Australia
Australia

Indians travelling to Australia can buy ICICI Lombard overseas travel insurance online.

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Travel to UK
United Kingdom

Indians visiting UK can get free quotes and buy the ICICI Lombard travel health insurance online.

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ICICI Lombard schengen visa travel insurance
ICICI Schengen visa international travel insurance plans

ICICI Lombard offers Indian travel insurance plans to fulfill Schengen visa consular needs.
Travelers aged 3 months – 70 years are eligible for these coverage: $50,000 max coverage & $100,000 max coverage.
Travelers aged 71 years – 85 years are eligible for these coverage: $50,000 max coverage.

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Find out more about ICICI Lombard travel insurance

ICICI Lombard Travel Reviews
Travel Reviews

ICICI Lombard overseas travel insurance Review - Customer experiences and testimonials.

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Premium Chart
Premium Chart

Calculate the international travel health insurance premium for Indian travelers travelling overseas.

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Assistance & Claims
Claims Procedure

ICICI Lombard Assistance & Claims Services.

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Customer Care
Customer Care

ICICI Lombard Travel insurance customer care information for Indians travelling overseas.

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Search ICICI Lombard travel insurance

Resourceful ICICI Lombard travel insurance links

Overseas
Overseas Travel Insurance

Travelers aged 3 months - 85 years are eligible to buy the plan online with out any paper work.

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Asia
Travel Asia Insurance

ICICI Lombard Overseas Asia Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.

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Annual Multitrip
Annual Multitrip Insurance

ICICI Lombard annual multi trip insurance is suitable for travelers who travel frequently for a shorter duration multiple times within a year.

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Senior Citizen
Senior Citizen Travel Insurance

ICICI Lombard Overseas Senior Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.

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Parents Travel Insurance
Parents Travel Insurance

Parents under 70 years can get cover up to $500,000 while 71-85 year old can be covered up to $50,000.

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Schengen visa
Schengen Visa Insurance

Applying for Schengen visa? Then this ICICI Lombard Schengen insurance is a good option to go for!

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