InterMedical Insurance is ideal for people traveling outside the U.S. and outside their home country. InterMedical Insurance provides Accident/Sickness Medical, Emergency Medical Evacuation and Assistance coverage for international travelers. InterMedical Insurance policy has optional high limit Accidental Death & Dismemberment coverage (up to $25,000) and it is administered by Travel Insurance Services
For people who are traveling outside the U.S. and outside their home country.
|Emergency local ambulance?||Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.|
|Hospital emergency room?||Claims incurred in the U.S. - Up to $250 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S. - No co-payment.
|Trip interruption?||Up to $5,000 (not subject to deductible or coinsurance)|
|Lost checked luggage?||Up to $500 (not subject to deductible or coinsurance).|
|Lost or Stolen Passport/Travel Visa||Up to $100 (not subject to deductible or coinsurance).|
|Natural disaster?||Up to $100 a day for 5 days (not subject to deductible or coinsurance)|
|Escort of Minors||$50,000|
|Acute Onset of Pre-Existing Condition||Age 80 or older: $5,000
Ages 60 to 79: $20,000
Under age 60: Up to the overall maximum limit
Up to $25,000 lifetime maximum for Emergency Medical Evacuation (excludes chronic and congenital conditions)
It is not restricted to a network of doctors. However, if you need assistance with finding a doctor or hospital outside the U.S., you can call InterMedical's 24-hour Assistance Service hotline. You will receive information about the Assistance Service after you enroll.
You can find a doctor in the Equian International Provider Network
If you are traveling outside the U.S. then click here to read more