InterMedical Insurance is ideal for people traveling outside the U.S. and outside their home country. InterMedical Insurance provides Accident/Sickness Medical, Emergency Medical Evacuation and Assistance coverage for international travelers. InterMedical Insurance policy has optional high limit Accidental Death & Dismemberment coverage (up to $25,000) and it is administered by Travel Insurance Services
For people who are traveling outside the U.S. and outside their home country.
Not renewable
Hospital room and board? | Average semi-private room rate, including nursing services |
Intensive care unit? | Up to the overall maximum limit. |
Hospital indemnity? | $100 per day for 5 days for inpatient hospitalization (not subject to deductible or coinsurance). |
Physical Therapy? | Usual customary charge up to the selected medical maximum |
Urgent Care Co-Pay? | Claims incurred in the U.S. - Up to $50 co-payment. (after which coinsurance will apply.) Claims incurred outside the U.S. - No co-payment. |
Emergency local ambulance? | Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient. |
Hospital emergency room? | Claims incurred in the U.S. - Up to $250 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) Claims incurred outside the U.S. - No co-payment. |
Emergency dental treatment? | $Up to $2,000 |
Emergency Dental(acute onset of pain)? | Up to $250 - not subject to deductible or coinsurance |
Emergency medical evacuation? | Up to $500,000 lifetime maximum (not subject to deductible or coinsurance) |
Repatriation of Remains? | Up to $50,000 (not subject to deductible or coinsurance) |
Emergency reunion? | Up to $20,000, subject to a maximum of 15 days (not subject to deductible or coinsurance) |
Trip interruption? | Up to $5,000 (not subject to deductible or coinsurance) |
Lost checked luggage? | Up to $500 (not subject to deductible or coinsurance). |
Lost or Stolen Passport/Travel Visa | Up to $100 (not subject to deductible or coinsurance). |
Natural disaster? | Up to $100 a day for 5 days (not subject to deductible or coinsurance) |
Baggage | Maximum $500 |
Escort of Minors | $50,000 |
Acute Onset of Pre-Existing Condition | Age 80 or older: $5,000 Ages 60 to 79: $20,000 Under age 60: Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation (excludes chronic and congenital conditions) |
It is not restricted to a network of doctors. However, if you need assistance with finding a doctor or hospital outside the U.S., you can call InterMedical's 24-hour Assistance Service hotline. You will receive information about the Assistance Service after you enroll.
You can find a doctor in the Equian International Provider Network
If you are traveling outside the U.S. then click here to read more
Go for it now!