Future Generali travel insurance

Future Generali travel insurance benefits

• Standard	Silver	Gold	Platinum	Deductible
  Accident & Sickness Medical Cover
  $50,000	$100,000	$250,000	$500,000	75
  Accidental Death & Permanant Total Disablement
  $5,000	$5,000	$10,000	$20,000
  Accident Death Common Carrier
  $3,000	$5,000	$5,000	$5,000
  Accident Death Air Travel Only
  -	-	$5,000	$5,000	-
  Emergency Medical Evacuation
  Included	Included	Included	Included	-
  Repatriation of Remains
  Included	Included	Included	Included	-
  Daily Hospital Allowance
  -	-	25 per day (max 5 days)	25 per day (max 5 days)	1 Day
  Emergency Sickness Dental Treatment
  $300	$300	$300	$300	$100
  Hijack Benefit
  50 per day (max for 7 days)	50 per day (max for 7 days)	100 per day (max for 7 days)	150 per day (max for 7 days)	1 day
  Trip Delay
  -	-	20 per 12 hours (max 120)	20 per 12 hours (max 120)	12 Hrs
  Trip Cancellation
  -	-	-	$500	$100
  Trip Curtailment
  -	-	-	$300	$100
  Missed Connection
  -	-	-	$500	$50
  Loss of Passport
  $200	$200	$250	$250	$25
  Baggage Delay
  $50	$50	$100	$200	12 Hrs
  Checked Baggage Loss
  $250	$500	$1000	$1000	$25
  Compassionate Visit
  -	-	-	Upto a max of 1000	$200
  Financial Emergency Assistance
  $100	$200	$500	$500	-
  Personal Liability
  $100,000	$100,000	$200,000	$200,000	0.1% of Sum Insured
  Golfer Hole in one celebration
  $100	$100	$100	$200	-
  Automatic extension for 7 days
  -	-	Available	Available	-
  Home Burglary
  -	-	Rs.1,00,000	Rs.2.00,000	-
  Child Escort
  -	-	$2500	$2500	-

• • Cashless Claims Settlement
  • Claims turnaround time of less than 7 working days
  • Global Service Provider & hospital network
  • Worldwide emergency, medical & travel assistance services
  • Universal International Free Number (UIFN)
  • Flexibility of choosing Travel insurance plan as per your need
  • Child Escort Benefit
  • Specially designed plan for the senior citizens (71- 80 years)
  • Ease & Convenience of purchase
  • Instant policy issuance
  • Cover extension in India up to 90 days for medical expenses on evacuation
• Medical Care

  • Accident & Sickness Medical Care : It covers the medical expenses incurred for treatment of an illness or injury sustained while policy is in effect.
  • Emergency Medical Evacuation : It covers the usual customary charges for expenses incurred if injury or illness results in necessary emergency evacuation ordered by service provider.
  • Repatriation of Remains : It covers the cost of transporting the remains of the deceased back to Republic of India, subject to prior approval by service provider.
  • Daily Hospital Allowance : It covers the inpatient expenses in hospital for any illness or accidental bodily injury sustained within the period of insurance
  • Emergency Sickness Dental Relief : It covers the cost of immediate medical attention, if diagnosed with dental illness.

  Overseas Mediclaim - Travel Inconvenience

  • Hijack Distress Allowance : It indemnifies the insured for interruption in the trip due an event of hijacking on trip
  • Trip Delay : It cover the compensation in the event of Trip Delay, as being specified in the policy schedule
  • Trip Cancellation : It covers the compensation in event of cancellation of Trip in India prior to it's commencement towards non-refundable expenses
  • Trip Curtailment : It covers the compensation in the event of curtailment of trip overseas towards non-refundable expenses
  • Missed Connection : It covers the compensation, subject to maximum specified in policy schedule, if the aircraft on which you have booked to travel is cancelled or delayed due to inclement weather
  • Loss Of Passport : It covers the compensation for the loss of passport during the trip abroad, subject to specified in policy schedule

  Personal Care

  • Baggage Delay : It covers the compensation in the event of purchase of emergency necessities in case of delay in checked baggage by common carrier
  • Baggage Loss : It covers the compensation with respect to permanent loss or destruction of checked in baggage, subject to specified in Policy Schedule
  • Compassionate Visit : It covers the cost of reimbursement of economy class ticket incurred by the person rendering special assistance to the insured
  • Financial Emergency Assistance : It covers the financial emergency assistance in incidents like burglary/theft of baggage or money, etc

  Legal Liability

  • Personal Liability : It indemnifies the insured against any legal liability incurred in private capacity to pay for the third party civil claims arising out of Accidental Bodily Injury or Accidental Property Damage

  Personal Accident

  • Accident Death & Permanent Total Disability : It covers the compensation in the event of accidental death and permanent total disablement due to which the insured is unable to engage in each and every occupation for which he is reasonably qualified.
  • Accidental Death Common Carrier : It covers if insured sustains accidental bodily injury during the course of journey on common carrier, which results in Accidental Death, as being specified in Policy Schedule
  • Accidental Death Air Travel Only : It covers if insured sustains accidental bodily injury during the course of journey on any commercial airline, which results in Accidental Death, as being specified in Policy Schedule

  Special Care

  • Golfer Hole in One Celebration : It covers the expenses incurred in celebration of achieving a hole-in-one in recognized golf course, subject to maximum specified in policy schedule.
  • Automatic Extension for 7 Days : It covers an extension to a period of 7 days, from the policy expiry date due to delay by scheduled airlines
  • Home Burglary Insurance: It covers the burglary at home normally occupied by you in India during the period of travel overseas
  • Child Escort : It covers the reimbursement of traveling expenses for return journey of insured children aged below 17 in the event of insured's death
• • Policy does not cover pre-existing diseases & complications arising from them.
  • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
  • War or war-like actions, act of terrorism.