Future Generali insurance logo Future Generali Senior citizen travel insurance

Advantages

  • Indian students traveling abroad to pursue higher studies.
  • The existing Indian students who are studying abroad can also be covered.
  • Age Limit – From 16 years to 35 years.

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Future Generali Senior citizen benefits

  • Benefits Standard Plan (Without Medical) Standard Plan (With Medical) Deductible
    Medical Care
    Accident & Sickness Medical Cover $10,000 $100,000 $75
    Emergency Medical Evacuationy Included Included  
    Repatriation of Remains Included Included  
    Personal Accident
    Accidental Death & Permanant Total Disablement $5,000 $5,000  
    Accident Death Common Carrier $5,000 $5,000  
    Travel Inconvenience
    Hijack Benefit $50 per day
    (max for 7 days)
    $50 per day
    (max for 7 days)
    1 day
    Loss of Passport $200 $200 $25
    Personal Care
    Baggage Delay $50 $50 12 Hrs
    Checked Baggage Loss $500 $500 $25
    Financial Emergency Assistance $200 $200  
    Legal Liability
    Personal Liability $100,000 $100,000 0.1% of Sum Insured
    • Policy does not cover pre-existing diseases & complications arising from them.
    • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
    • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
    • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
    • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
    • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
    • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
    • War or war-like actions, act of terrorism.