Future Generali Annual Multi Trip travel insurance

Future Generali Annual multitrip benefits

• Gold	Platinum	Deductible
  Medical Cover (Sickness Medical Expenses, Accident Medical expenses, Emergency Medical Evacuation, Repatriation of Remains)
  250000	500000	75
  Daily Hospital Allowances
  USD 25 per day(max 5 days)	USD 25 per day(max 5 days)	1 Day
  Emergency Sickness Dental Relief (included in medical cover)
  USD 300	USD 300	USD 100
  Accidental Death & Permannent total disablement
  USD 10000	USD 20000	N/A
  Accidnetal Death Common Carrier
  USD 5000	USD 5000	N/A
  Accidnetal Death Air Travel Only
  USD 5000	USD 5000	N/A
  Personal Liability
  USD 200000	USD 200000	USD 200
  Hijack Relief Benefit ( $100 per day: max 7 days)
  USD 100 per day(max for 7 days)	USD 150 per day(max for 7 days)	1 Day
  Trip Delay (10 per 12 hrs; max $ 150)
  USD 20 per 12 hours(max USD 120)	USD 20 per 12 hours(max USD 120)	12 Hrs
  Trip Cancellation
  N/A	USD 500	USD 100
  Trip Curtailment
  N/A	USD 300	USD 100
  Missed Connection
  N/A	USD 500	USD 50
  Loss of Passport
  USD 250	USD 250	USD 25
  Baggage Delay
  USD 100	USD 200	12 Hrs
  Baggage Loss
  USD 1000	USD 1000	USD 25
  Compassionate visit
  N/A	Upto a max of USD 1000	USD 200
  Financial Emergency Assistance
  USD 500	USD 500	N/A
  Golfers Hole in One Celebration
  USD 100	USD 200	N/A
  Home burglary insurance - Building & content when the insured is travelling
  Rs 1,00,000	Rs 2,00,000	N/A
  Hospital Daily Cash
  25 per day; max 5 days	25 per day; max 5 days	N/A
  Child Escort
  USD 2500	USD 2500	N/A

• • Policy does not cover pre-existing diseases & complications arising from them.
  • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
  • War or war-like actions, act of terrorism.