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Health Insurance India

What is health insurance?

Health insurance is a mediclaim insurance which covers the policy holder for his / her unforeseen emergency medical situations in the future. Whether a regular health insurance or a top-up plan, a health insurance policy is a type of mediclaim insurance which offers coverage for the medical expenses and surgical expenses when he / she is admitted as an inpatient for minimum of 24 hours.

Now a days these mediclaim health insurance plans also cover for Out Patient Medical expenses also. The other coverage include pre - post hoslitalization, day care procedure, domiciliary hospitalization and more. Compare and buy best health insurance India plans.
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Health insurance in India - Useful links

how to buy insurance online
How to buy online medical insurance in India?

You can buy medical insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Health insurance tax benefits
Tax Benefits

Tax deduction on health insurance premium paid for you, your family and your parents.

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Health insurance faq
Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding best health insurance plans in India.

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Health insurance Portability

Mediclaim portability in India.

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Types of health insurance, Health insurance plans

Top Up Health Insurance
Top Up Health Insurance
People who already have an existing regular health insurance for themselves or provided by their employer.
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Senior Citizens Health Insurance
Senior Citizens Health Insurance
Provides health insurance for senior citizens (say above 58 years) in India.
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Family Health Insurance
Family Health Insurance
Family Floater is one single policy that takes care of the hospitalization expenses of your entire family.
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Parents Mediclaim Insurance
Parents Mediclaim Insurance
Get the best health insurance in India for parents.

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What does Health Insurance Cover?

In-patient treatment :

Medical expenses for hospitalisation as an in-patient for a minimum period of 24 consecutive hours.

Day Care Treatments :

Reimbursement for loss of checked in baggage.

Domiciliary Hospitalisation Cover :

Medical expenses incurred by you during your domiciliary hospitalisation upto Sum Insured.

Pre & Post Hospitalisation :

Medical expenses incurred by you, immediately up to 60 days before and up to 90 days after your hospitalisation covered upto Sum Insured.

Pre-existing :

This coverage is offered only by some policies and have clearly defined constraints. The pre-existing condition covers any sickness or illness, which existed prior to the effective date of the insurance including whether or not the insured had knowledge that symptoms were related to the sickness or illness.


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