Step 1: Review the plan benefits, coverage, premium and exclusions.
Step 2: Fill the application form completely with accurate information.
Step 3: You need to submit the application form and a cheque of the premium.
Step 4: Based on your age, health declaration and coverage you have chosen you will be called for a medical check-up. This will include medical examination by a doctor, blood tests to measure your cardiac status, cholesterol levels, blood sugar levels, urine analysis and a thread mill test under medical supervision to assess the status of your heart and kidneys.
Note: On acceptance of the plan we would reimburse 50% of the total cost incurred by you to conduct these tests.
|Coverage benefits for Senior Citizen||Apollo Munich Optima Senior|
|Basic Sum Insured||2Lakhs, 3Lakhs, 5Lakhs|
|Pre-Hospitalization||Covered, upto 30 Days|
|Post-Hospitalization||Covered, upto 60 Days|
|Day Care Treatment||Covered, enlisted 140 Day Care Procedures|
|Domiciliary Treatment/Home Treatment||Covered|
|Treatment for Organ Donor||Covered|
|Emergency Ambulance||Upto Rs.2,000 per Hospitalisation|
|E-opinion||One opinion per policy year|