Multi Trip Travel Insurance


HDFC ERGO Health Formerly Apollo Munich has various annual multi trip plans which are useful for the travelers who travel overseas multiple times during a year.

This insurance plans are available with a better health coverage and affordable premium cost. HDFC ERGO Health Formerly Apollo Munich travel insurance for multi trip can be purchased online without any hassles.

Travelers can purchase this insurance online without waiting in the queue.
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Key Advantages

  • Eligible age - 6 months to 70 years.
  • Maximum duration per trip is 30 or 60 days with annual limit of 180 days.
  • 24/7 access to medical advice on telephone from anywhere in the world.
  • Referrals of medical practitioners and hospitals.
  • Reimbursement of medical expenses incurred during hospitalization (where ever possible).
  • Pre-existing conditions covered under life-saving unforeseen emergency measures.
  • Available coverages - $100,000, $250,000 & $500,000 for Excluding America or Worldwide depending upon his travel requirements.
  • Travelers having multiple trips to Asia can also have multi trip coverage for $25,000.
  • Platinum plan is not available for travelers 61-70 years.

Coverage

Coverage Platinum Gold Silver Asian Region Deductible
plus   Medical Treatment $500,000 $250,000 $100,000 $25,000 $100
teeth   Dental Treatment* $500 $500 $250 $250 $100
person   Repatriation of Mortal Remains* $10,000 $7,500 $7,500 $7,500  
ambulance   Medical Evacuation* Included in medical expenses Included in medical expenses Included in medical expenses Included in medical expenses  
passport   Loss of Passport $300 $300 $200 $200 $30
ambulance   Personal Accident $25,000 $20,000 $10,000 $10,000  
hospital   Personal Accident & Common Carrier $20,000 $10,000 $5,000 $5,000  
person   Personal Liability $100,000 $100,000 $50,000 $10,000  
aeroplane   Hijack Daily Allowance $100 per day, Max $500 $50 per day, Max $250 $50 per day, Max $250 $50 per day, Max $250 12 hrs.
person-with-lugg   Total Loss of Checked-in Baggage $1,000 $500 $500    
delay-bag   Delay of Checked-in Baggage $300 $300 $200   12 hrs.
dollar   Financial Emergency Cash $300 $200 $200    
person   Trip Delay $50 per day, Max $200 $25 per day, Max $100     12 hrs
hospital   Hospital Daily Allowance* $25 per day, Max $150 $20 per day, Max $120     48 hrs.
head   Trip Cancellation $2,000 $1,000      
plane   Trip Curtailment $2,000        

Highlights

  • 24/7 access to medical advice on telephone from anywhere in the world.
  • Reimbursement of medical expenses incurred during hospitalization where ever possible.
  • Lost luggage / passport assistance.
  • Embassy and interpreter referral services.
  • No medical tests required upto 70 years of age.

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