HDFC ERGO Health Formerly Apollo Munich Student Travel Insurance

Student Insurance

Students prefer to go for higher studies have specific regulations when it comes to medical insurance. We bring you a comprehensive tailor made insurance plan that not only covers your university mandated medical insurance requirements but also offers other non medical benefits to help you manage your uncertainities while you are away from home.

Who is Eligible for HDFC ERGO Health Formerly Apollo Munich student insurance?

The policy covers person in the age group 10 years and 50 year. In case a minor is to be covered, the proposer in such a case would be one of the parents / legal guardian.

Customize your plan

Select the plan as per your university's requirement

Stay covered at home

Stay covered for any medical uncertainties even when you come home during your policy period.

Asia Pac Plan

An ecenomical plan option designed exclusively for students traveling to Asian and Australian universities

Coverage

Benefits (in US$)	Deductible	Platinum	Gold	Silver	Bronze
Medical Cover
Medical Treatment	$100	5,00,000	2,50,000	1,00,000	50,000
Dental Treatment	$100	500	250	250	250
Medical Evacuation	Nil	Up to Sum Insured
Repatriation of mortal remains
Medical cover for trips back in India
Balance period of policy +30 days
Accidental Cover
Personal Accident	Nil	$10,000	$25,000	$25,000	$25,000
Felonious Assault	Nil	$7,500	$7,500	$7,500	$7,500
Travel Inconvenience Cover
Total loss of checked in baggage	Nil	$1,000	$1,000	$1,500	$2,000
Delay of checked in baggage	12hrs	$150	$150	$150	$150
Loss of passport	$30	$250	$250	$250	$250
Non-Medical Cover
Study Interuption	Nil	$7,500	$7,500	$10,000	$10,000
Sponsor Protection	Nil	$10,000	$10,000	$15,000	$20,000
Compassionate visit (Two way) visit	Nil	$7,500	$7,500	$7,500	$7,500
Bail bond	Nil	$2,500	$5,000	$5,000	$5,000
Personal liability	Nil	$100,000	$100,000	$100,000	$100,000
Maternity & child care benefits
Maternity benefit	Nil	$500
Child care benefit	Nil	$100 per day for max 7days
Additional Benefits
Treatment of mental and nervous disorder, incl. Alchoholism and drug dependency	Nil	$1,000
Medical expenses for inter-collegiate sports injuries	Nil	Up to medical treatment sum insured
Cancer screening and mammography examinations	Nil	$2,000
Emergency financial assistance	Nil	$500
HIV cover	Nil	$500

Exclusions

Traveling abroad for obtaining medical treatment.
Any pre-existing condition or any complication arising there from it, unless requested for full pre-existing disease coverage in the proposal form in order to meet University requirements.
War or nay act of war, invasion, act of foreign enemy, war like operations, civil war, public defence, rebellion, revolution, insurrection, military or usurped acts, riot, terrorism, chemical, radioactive or nuclear contamination
Participation or involvement in naval or air force operations, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing.
Any breach of law with criminal intent
Self inflicted injury, suicide or attempted suicide
Any non allopathic treatment

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