HDFC ERGO Health Formerly Apollo Munich Student Travel Insurance

Student Insurance

Students prefer to go for higher studies have specific regulations when it comes to medical insurance. We bring you a comprehensive tailor made insurance plan that not only covers your university mandated medical insurance requirements but also offers other non medical benefits to help you manage your uncertainities while you are away from home.
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Who is Eligible for HDFC ERGO Health Formerly Apollo Munich student insurance?

The policy covers person in the age group 10 years and 50 year. In case a minor is to be covered, the proposer in such a case would be one of the parents / legal guardian.

Unique features

Customize your plan

Select the plan as per your university's requirement

Stay covered at home

Stay covered for any medical uncertainties even when you come home during your policy period.

Asia Pac Plan

An ecenomical plan option designed exclusively for students traveling to Asian and Australian universities


Benefits (in US$) Deductible Platinum Gold Silver Bronze
Medical Cover
plus   Medical Treatment $100 5,00,000 2,50,000 1,00,000 50,000
Dental Treatment $100 500 250 250 250
Medical Evacuation Nil Up to Sum Insured
Repatriation of mortal remains
Medical cover for trips back in India
Balance period of policy +30 days
Accidental Cover
Personal Accident Nil $10,000 $25,000 $25,000 $25,000
Felonious Assault Nil $7,500 $7,500 $7,500 $7,500
Travel Inconvenience Cover
Total loss of checked in baggage Nil $1,000 $1,000 $1,500 $2,000
Delay of checked in baggage 12hrs $150 $150 $150 $150
Loss of passport $30 $250 $250 $250 $250
Non-Medical Cover
Study Interuption Nil $7,500 $7,500 $10,000 $10,000
Sponsor Protection Nil $10,000 $10,000 $15,000 $20,000
Compassionate visit (Two way) visit Nil $7,500 $7,500 $7,500 $7,500
Bail bond Nil $2,500 $5,000 $5,000 $5,000
Personal liability Nil $100,000 $100,000 $100,000 $100,000
Maternity & child care benefits
Maternity benefit Nil $500
Child care benefit Nil $100 per day for max 7days
Additional Benefits
Treatment of mental and nervous disorder, incl. Alchoholism and drug dependency Nil $1,000
Medical expenses for inter-collegiate sports injuries Nil Up to medical treatment sum insured
Cancer screening and mammography examinations Nil $2,000
Emergency financial assistance Nil $500
HIV cover Nil $500


  • Traveling abroad for obtaining medical treatment.
  • Any pre-existing condition or any complication arising there from it, unless requested for full pre-existing disease coverage in the proposal form in order to meet University requirements.
  • War or nay act of war, invasion, act of foreign enemy, war like operations, civil war, public defence, rebellion, revolution, insurrection, military or usurped acts, riot, terrorism, chemical, radioactive or nuclear contamination
  • Participation or involvement in naval or air force operations, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing.
  • Any breach of law with criminal intent
  • Self inflicted injury, suicide or attempted suicide
  • Any non allopathic treatment
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