arrow_upward

TATA AIG Annual Multitrip travel insurance TATA AIG Annual Multitrip Travel Insurance

How many people are travelling

Date of Birth
Select the age of Traveler 1
calendar_month
or age years
Enter your travel dates
Start Date
calendar_month
End Date
calendar_month
Days
View plans that suits your requirements

After purchase we will send the policy to your number

+91
  • India (भारत)+91
  • United Kingdom+44
  • Afghanistan (‫افغانستان‬‎)+93
  • Albania (Shqipëri)+355
  • Algeria (‫الجزائر‬‎)+213
  • American Samoa+1
  • Andorra+376
  • Angola+244
  • Anguilla+1
  • Antigua and Barbuda+1
  • Argentina+54
  • Armenia (Հայաստան)+374
  • Aruba+297
  • Australia+61
  • Austria (Österreich)+43
  • Azerbaijan (Azərbaycan)+994
  • Bahamas+1
  • Bahrain (‫البحرين‬‎)+973
  • Bangladesh (বাংলাদেশ)+880
  • Barbados+1
  • Belarus (Беларусь)+375
  • Belgium (België)+32
  • Belize+501
  • Benin (Bénin)+229
  • Bermuda+1
  • Bhutan (འབྲུག)+975
  • Bolivia+591
  • Bosnia and Herzegovina (Босна и Херцеговина)+387
  • Botswana+267
  • Brazil (Brasil)+55
  • British Indian Ocean Territory+246
  • British Virgin Islands+1
  • Brunei+673
  • Bulgaria (България)+359
  • Burkina Faso+226
  • Burundi (Uburundi)+257
  • Cambodia (កម្ពុជា)+855
  • Cameroon (Cameroun)+237
  • Canada+1
  • Cape Verde (Kabu Verdi)+238
  • Caribbean Netherlands+599
  • Cayman Islands+1
  • Central African Republic (République centrafricaine)+236
  • Chad (Tchad)+235
  • Chile+56
  • China (中国)+86
  • Christmas Island+61
  • Cocos (Keeling) Islands+61
  • Colombia+57
  • Comoros (‫جزر القمر‬‎)+269
  • Congo (DRC) (Jamhuri ya Kidemokrasia ya Kongo)+243
  • Congo (Republic) (Congo-Brazzaville)+242
  • Cook Islands+682
  • Costa Rica+506
  • Côte d’Ivoire+225
  • Croatia (Hrvatska)+385
  • Cuba+53
  • Curaçao+599
  • Cyprus (Κύπρος)+357
  • Czech Republic (Česká republika)+420
  • Denmark (Danmark)+45
  • Djibouti+253
  • Dominica+1
  • Dominican Republic (República Dominicana)+1
  • Ecuador+593
  • Egypt (‫مصر‬‎)+20
  • El Salvador+503
  • Equatorial Guinea (Guinea Ecuatorial)+240
  • Eritrea+291
  • Estonia (Eesti)+372
  • Ethiopia+251
  • Falkland Islands (Islas Malvinas)+500
  • Faroe Islands (Føroyar)+298
  • Fiji+679
  • Finland (Suomi)+358
  • France+33
  • French Guiana (Guyane française)+594
  • French Polynesia (Polynésie française)+689
  • Gabon+241
  • Gambia+220
  • Georgia (საქართველო)+995
  • Germany (Deutschland)+49
  • Ghana (Gaana)+233
  • Gibraltar+350
  • Greece (Ελλάδα)+30
  • Greenland (Kalaallit Nunaat)+299
  • Grenada+1
  • Guadeloupe+590
  • Guam+1
  • Guatemala+502
  • Guernsey+44
  • Guinea (Guinée)+224
  • Guinea-Bissau (Guiné Bissau)+245
  • Guyana+592
  • Haiti+509
  • Honduras+504
  • Hong Kong (香港)+852
  • Hungary (Magyarország)+36
  • Iceland (Ísland)+354
  • India (भारत)+91
  • Indonesia+62
  • Iran (‫ایران‬‎)+98
  • Iraq (‫العراق‬‎)+964
  • Ireland+353
  • Isle of Man+44
  • Israel (‫ישראל‬‎)+972
  • Italy (Italia)+39
  • Jamaica+1
  • Japan (日本)+81
  • Jersey+44
  • Jordan (‫الأردن‬‎)+962
  • Kazakhstan (Казахстан)+7
  • Kenya+254
  • Kiribati+686
  • Kosovo+383
  • Kuwait (‫الكويت‬‎)+965
  • Kyrgyzstan (Кыргызстан)+996
  • Laos (ລາວ)+856
  • Latvia (Latvija)+371
  • Lebanon (‫لبنان‬‎)+961
  • Lesotho+266
  • Liberia+231
  • Libya (‫ليبيا‬‎)+218
  • Liechtenstein+423
  • Lithuania (Lietuva)+370
  • Luxembourg+352
  • Macau (澳門)+853
  • Macedonia (FYROM) (Македонија)+389
  • Madagascar (Madagasikara)+261
  • Malawi+265
  • Malaysia+60
  • Maldives+960
  • Mali+223
  • Malta+356
  • Marshall Islands+692
  • Martinique+596
  • Mauritania (‫موريتانيا‬‎)+222
  • Mauritius (Moris)+230
  • Mayotte+262
  • Mexico (México)+52
  • Micronesia+691
  • Moldova (Republica Moldova)+373
  • Monaco+377
  • Mongolia (Монгол)+976
  • Montenegro (Crna Gora)+382
  • Montserrat+1
  • Morocco (‫المغرب‬‎)+212
  • Mozambique (Moçambique)+258
  • Myanmar (Burma) (မြန်မာ)+95
  • Namibia (Namibië)+264
  • Nauru+674
  • Nepal (नेपाल)+977
  • Netherlands (Nederland)+31
  • New Caledonia (Nouvelle-Calédonie)+687
  • New Zealand+64
  • Nicaragua+505
  • Niger (Nijar)+227
  • Nigeria+234
  • Niue+683
  • Norfolk Island+672
  • North Korea (조선 민주주의 인민 공화국)+850
  • Northern Mariana Islands+1
  • Norway (Norge)+47
  • Oman (‫عُمان‬‎)+968
  • Pakistan (‫پاکستان‬‎)+92
  • Palau+680
  • Palestine (‫فلسطين‬‎)+970
  • Panama (Panamá)+507
  • Papua New Guinea+675
  • Paraguay+595
  • Peru (Perú)+51
  • Philippines+63
  • Poland (Polska)+48
  • Portugal+351
  • Puerto Rico+1
  • Qatar (‫قطر‬‎)+974
  • Réunion (La Réunion)+262
  • Romania (România)+40
  • Russia (Россия)+7
  • Rwanda+250
  • Saint Barthélemy+590
  • Saint Helena+290
  • Saint Kitts and Nevis+1
  • Saint Lucia+1
  • Saint Martin (Saint-Martin (partie française))+590
  • Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)+508
  • Saint Vincent and the Grenadines+1
  • Samoa+685
  • San Marino+378
  • São Tomé and Príncipe (São Tomé e Príncipe)+239
  • Saudi Arabia (‫المملكة العربية السعودية‬‎)+966
  • Senegal (Sénégal)+221
  • Serbia (Србија)+381
  • Seychelles+248
  • Sierra Leone+232
  • Singapore+65
  • Sint Maarten+1
  • Slovakia (Slovensko)+421
  • Slovenia (Slovenija)+386
  • Solomon Islands+677
  • Somalia (Soomaaliya)+252
  • South Africa+27
  • South Korea (대한민국)+82
  • South Sudan (‫جنوب السودان‬‎)+211
  • Spain (España)+34
  • Sri Lanka (ශ්‍රී ලංකාව)+94
  • Sudan (‫السودان‬‎)+249
  • Suriname+597
  • Svalbard and Jan Mayen+47
  • Swaziland+268
  • Sweden (Sverige)+46
  • Switzerland (Schweiz)+41
  • Syria (‫سوريا‬‎)+963
  • Taiwan (台灣)+886
  • Tajikistan+992
  • Tanzania+255
  • Thailand (ไทย)+66
  • Timor-Leste+670
  • Togo+228
  • Tokelau+690
  • Tonga+676
  • Trinidad and Tobago+1
  • Tunisia (‫تونس‬‎)+216
  • Turkey (Türkiye)+90
  • Turkmenistan+993
  • Turks and Caicos Islands+1
  • Tuvalu+688
  • U.S. Virgin Islands+1
  • Uganda+256
  • Ukraine (Україна)+380
  • United Arab Emirates (‫الإمارات العربية المتحدة‬‎)+971
  • United Kingdom+44
  • United States+1
  • Uruguay+598
  • Uzbekistan (Oʻzbekiston)+998
  • Vanuatu+678
  • Vatican City (Città del Vaticano)+39
  • Venezuela+58
  • Vietnam (Việt Nam)+84
  • Wallis and Futuna (Wallis-et-Futuna)+681
  • Western Sahara (‫الصحراء الغربية‬‎)+212
  • Yemen (‫اليمن‬‎)+967
  • Zambia+260
  • Zimbabwe+263
  • Åland Islands+358
Our customer support will assist you in finding the best policy.
Tata AIG Annual Multitrip Travel Insurance

What is annual multi trip travel insurance?

International corporate travelers who travel overseas often on work should be properly insured to cover medical expenses in case they fall sick or meet with an accident while outside India. Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers. The Tata AIG Annual travel insurance plans allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip period has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.

The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.

TATA AIG annual travel insurance highlights

assignment
Sum Insured

USD 50 k / 1 Lac / 2.5 Lac / 5 Lac / 7.5 Lac / 10 Lac

lists
Coverage period

1 year

person
Eligibility

12 years to 80 years

How can I extend or renew my TATA AIG travel policy insurance while outside India?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

What are the coverage options under TATA AIG Travel Guard annual plan insurance?

  • Annual MultiTripCoverage limitationEligible expensesHow to buy?Exclusions
  • Annual MultiTrip

    Tata AIG Annual travel insurance plans benefits

    Benefits Annual Multitrip Gold $250,000 Annual Multitrip Platinum $500,000
    Accident and Sickness Medical Expenses Reimbursement (Deductible $100)help $250,000 $500,000
    Accidental Death and Dismemberment Benefit(24 Hrs)help $15,000 $25,000
    Accidental Death and Dismemberment (Common Carrier)help $5,000 $5,000
    Emergency Sickness Dental Expensehelp $500 $1,000
    Emergency MedicalEvacuationhelp Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
    Repatriation of Remainshelp Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
    Baggage Delay Benefit(After first 12 hrs)help $100 $200
    Checked Baggage Loss Benefithelp $1,000 $1,000
    Loss of Passport (Deductible $30)help $250 $250
    Personal Liability(Deductible $200)help $200,000 $200,000
    Hijack(Deductible $100)help Included Included
    Automatic extension of policy upto 7 dayshelp Available Available
    Emergency Cash Advancehelp $1,000 $1,500
    Fraudulent Charges (Payment Card Security) $1,000 $2,000
    Home Burglary (In Rs.) Rs.200,000 Rs.200,000
    Trip Cancellation $750
    (Deductible 75)
    $1,000
    (Deductible 100)
    Trip Curtailment $750
    (Deductible 75)
    $1,000
    (Deductible 100)
    Missed Connection/Missed Departure $750
    (Deductible 75)
    $1,000
    (Deductible 100)
    Bounced Hotel /Airline booking $750
    (Deductible 75)
    $1,000
    (Deductible 100)
  • Coverage limitation

    Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

    Coverage Benefits
    Hospital Room and Board and Hospital miscellaneous Max $1,500 per day upto 30 days whichever is less.
    Surgical Treatment Max $10,000
    Anesthetist Services Upto 25% of Surgical Treatment
    Physician’s Visit Max $75 per Day upto 10 visits
    Diagnostic and Pre-Admission Testing Max $500
    Ambulance Services Max $400
  • Eligible expenses
    1. Medical Services provider referral
    2. Arrangement of hospital admissions
    3. Lost luggage assistance
    4. Emergency Travel Services
    5. Embassy referral services
    6. Claims procedure information services
  • How to buy?
    Credit Card

    Credit card purchase procedure

    You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States,U.K ,Australia,etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.

    Cheque

    Cheque payment purchase

    For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.

    Call us at 080-41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.

    Paymentpayment

    Payment options

    • Cash Cards - ItZ cash,Pay Cash
    • Mobile Payments - Paymate,IMPS,Scan N Pay
    • Wallet - Paytm,Mobikwik,Oxigen wallet,Freecharge,Jio Money etc ...
    • UPI - Unified Payment Interface
    Note: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.
  • Exclusions

    You are not covered if any expenses incurred directly or indirectly in respect of:

    • Traveling against the advice of a Physician
    • For obtaining treatment
    • Pre-existing ailments& complications arising out of them
    • Suicide or attempted suicide
    • War
    • Terrorism
    • Illegal Acts
    • Dangerous Sports etc.

    For other exclusions please refer to the policy wordings.

How much does Tata AIG Annual Multitrip travel insurance price cost per month?

The Annual Multitrip Travel insurance cost starts at just ₹3,863 for coverage Worldwide Travel. The monthly cost depends on factors such as the Traveler's age and plan maximum.

Traveler's age Gold Plan - $250,000 Platinum Plan - $500,000
30 day slab 45 day slab 30 day slab 45 day slab
19-40 years ₹3,863 ₹4,273 ₹4,260 ₹4,857
41-55 years ₹4,717 ₹4,910 ₹₹5,919 ₹6,020
56-60 years (Limited coverage) ₹4,717 ₹4,910 ₹5,919 ₹6,020
56-60 years ₹11,793 ₹12,275 ₹14,799 ₹15,048
61-70 years (Limited coverage) ₹9,324 ₹14,890 ₹10,789 ₹17,408
61-70 years ₹23,310 ₹26,973 ₹37,224 ₹43,519

TATA AIG multi trip travel insurance - frequently asked questions

What is the difference between a single-trip and an annual multi-trip insurance plan?

Single-trip insurance covers one short trip, annual multi-trip insurance covers multiple trips with same policy.

The TATA AIG multi trip travel insurance covers multiple trips with same policy.This insurance will be cheaper for frequent travelers.

The traveller can travel multi times according with the selected slab duration for each trip.

Yes, there are different day slab/duration available for each trip. Tata AIG offers coverage with trips duration up to 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days per trip.

Yes, the traveler can travel to any country according to the destination (Worldwide, Excluding USA & Canada & SGN) , which has been selected.However, certain high-risk countries or regions may not be covered, so it's essential to review the policy terms and conditions.

There is no maximum entry age for Tata AIG’s Annual Multi-Trip Insurance plans, whether with or without sub-limit options. Therefore, individuals of any age who travel abroad regularly can purchase this plan from Tata AIG.

Tata AIG’s Annual Multi-Trip plans cover an unlimited number of trips made during the policy period. This feature is especially advantageous for frequent international travelers. Annual travel insurance plans are issued for a period of one year with no restriction on the number of trips made by the insured, provided each trip falls within the 30/45-day duration specified in the chosen plan.

Tata AIG offers two options: 30 days and 45 days. This means that each individual trip must not exceed the maximum duration specified in the chosen plan. For example, if you opt for the 45-day option, each trip must not exceed 45 consecutive days. However, you can take an unlimited number of trips within the one-year policy period.

A single-trip policy covers just one specific trip abroad, while an annual multi-trip plan provides coverage for 12 months, allowing multiple trips within that time. The key advantage of a multi-trip policy is the convenience of not needing to arrange separate insurance for each trip, making it ideal for frequent travelers. Plus, policyholders don't have to notify the insurance company each time they travel. In the long run, this option often provides better value compared to buying multiple single-trip policies throughout the year.

There is no maximum entry age for Tata AIG’s Annual Multi-Trip Insurance plans, whether with or without sub-limit options. Therefore, individuals of any age who travel abroad regularly can purchase this plan from Tata AIG.

Tata AIG’s Annual Multi-Trip plans cover an unlimited number of trips made during the policy period. This feature is especially advantageous for frequent international travelers. Annual travel insurance plans are issued for a period of one year with no restriction on the number of trips made by the insured, provided each trip falls within the 30/45-day duration specified in the chosen plan.

Tata AIG offers two options: 30 days and 45 days. This means that each individual trip must not exceed the maximum duration specified in the chosen plan. For example, if you opt for the 45-day option, each trip must not exceed 45 consecutive days. However, you can take an unlimited number of trips within the one-year policy period.

A single-trip policy covers just one specific trip abroad, while an annual multi-trip plan provides coverage for 12 months, allowing multiple trips within that time. The key advantage of a multi-trip policy is the convenience of not needing to arrange separate insurance for each trip, making it ideal for frequent travelers. Plus, policyholders don't have to notify the insurance company each time they travel. In the long run, this option often provides better value compared to buying multiple single-trip policies throughout the year.

What is not covered under Tata AIG Annual Multitrip travel insurance?

  • Medical expenses for the treatment of pre-existing conditions are covered only in cases of life-threatening emergencies.
  • Medical expenses for the treatment of life-threatening illnesses.
  • Medical treatments for self-inflicted injuries, suicide attempts, HIV, routine check-ups, and substance abuse (alcohol or drugs).
  • Any incidents that occur while traveling against your doctor's recommendations.
  • Medical expenses incurred while traveling abroad specifically for medical treatment.
  • Claims related to nuclear hazards, war, and war-related activities are not covered.
  • Any non-medical expenses that are not specifically outlined in the policy coverage terms.
  • Expenses resulting from theft or loss due to negligence or carelessness, or if the incident is not reported to the police.
  • Medical emergencies that occur after the insured person has returned to India.

Is annual multi-trip travel insurance worth it?

Obviously buying annual multi trip travel insurance worth it. Annual multi trip travel insurance India is available at a cheaper price for a year when compared to single trip travel insurance. The best annual multi trip travel insurance to buy online is the Tata AIG annual multi trip insurance.


Can I get travel insurance for a whole year?

Yes, Tata AIG travel guard plus offers plans which covers travellers for one year. If you are traveling for a longer duration, then you can buy single trip travel insurance. If you are travelling frequently multiple times in a year for a short duration, then you can buy 1 year travel insurance worldwide.

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

Customer testimonials

List of travel destinations