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Bajaj student travel insurance Bajaj Allianz General Insurance India

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bajaj-allianz Travel Insurance

Overview

Bajaj Allianz General Insurance is one of the leading general insurance companies in India. With its diverse range of products and customer-centric approach, Bajaj Allianz General Insurance offers a wide range of insurance products catering to various needs such as travel insurance, student insurance, domestic insurance, health insurance, motor insurance, home insurance and more.

Bajaj Allianz has been known for its innovative approach in the insurance sector. Bajaj Allianz travel insurance can be purchased by travellers individually / family who are travelling overseas from India for pleasure, holiday, business or any other reasons to cover their any unforeseen medical and non medical expenses. Travellers who are travelling to Europe and Schengen countries can buy the VFS Global approved Bajaj Allianz travel insurance for Schengen visa. Students who want to pursue their higher studies outside India can also buy the student travel insurance which covers them for their insurance needs in forgeign countries. These plans are designed such that they satisfy the university requirements. Overall Bajaj Allianz insurance plans are known for their reliability, flexibility and premium cost.

Bajaj Allianz overseas travel insurance key features

Inpatient medical expenses is cashless.
Out patient medical expenses is reimbursement basis.
Most of the plans cover pre-existing diseases under life threatening condition.
Maximum coverage up to $10Lakhs depending on the age and plan you select.
VFS Global Approved Plan for Schengen countries.
No documents required to purchase these plans.

Bajaj Allianz travel insurance review

assignment
Sum Insured

USD 50,000/ 2Lakhs / 5Lakhs /7.5Lakhs / 10Lakhs

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Tenure Options

180 days (can be extended for further)

person
Eligibility

180 days to 99 years

Bajaj Allianz medical insurance India products

  • Bajaj Allianz travel insurance India

    Bajaj Allianz general insurance offers three variants of overseas travel plans Travel Assist card, Travel Elite and Travel Companion. Travel assist will cover pre-existing ailments up to a specified amount as mentioned in the policy schedule. Bajaj Allianz travel insurance – travel elite is a high end plan with more benefits. Bajaj Alliance travel insurance - travel companion is a basic and affordable plan. One of the features of the Bajaj Allianz travel insurance is refund of the part of the premium for early return as per terms and conditions. Bajaj travel insurance offers insurance for travelers traveling for Asian countries and also for businessmen multi trip travel insurance.

    Travel Ace Insurance

    • Covers pre-existing medical conditions only under life threatening situation upto $5,000 only in the platinum plan.
    • Up to policy maximum coverage for sickness medical expenses and accident medical expenses seperately.
    • Multiple optional benefits like sports cover, car rental,....

    Travel Prime

    • All travelers older than 6 months are eligible ( up to age 99 years).
    • Covers up to $1,000,000 till age 70 and $50,000 for 70+.
    • Hospitalization expenses is cashless after deductible

    Assist Card

    • Covers pre-existing medical conditions for a limited amount
    • After deductible out patient medical expenses is reimbursement basis
    • $50,000, $200,000 and $500,000 coverage.

    Travel Elite

    • After deductible offers cashless service for inpatient treatment (more than 24 hours) worldwide
    • $50,000, $200,000 and $500,000 coverage

    Travel Companion

    • Most affordable plan in the market
    • After deductible offers cashless service for hospitalization (more than 24 hours)
    • $50,000, $200,000 and $500,000 coverage

    Senior Citizen Travel Insurance

    • Maximum coverage is $50,000
    • Available for 180 days without any medical reports
    • Special Condition: Any one illness and accident medical expenses limit or break up in medical expenses varies depending on the age and the plan you purchase.

    Travel Asia Companion

    • Period of travel ranging from 1-30 days
    • Covers emergency cash advance
    • Cheaper plan when compared to others

    Travel Asia Elite

    • Period of travel ranging from 1-30 days
    • Different plans like Asia Flair and Asia Supreme.

    Multi Trip Insurance

    • Best suited for frequent international travelers making multiple trips annually
    • Each trip duration cannot exceed 45 days
    • Plans available for $250,000 and $500,000 medical coverage

    Domestic Travel

    • Best suits for travelers who travel within India
    • Covers Accidental death, trip cancellation, baggage loss, trip delay
    • Maximum covered days per trip is 30

    Bajaj Allianz offers insurance in Schengen countries:

    • Travelers aged between 6 months to 60 years - buy either Companion, Elite or Assist Card plan with coverage destination Excl USA & Canada/Schengen
    • Travelers aged 61 years and above - buy Prime plan with coverage destination Excl USA & Canada
  • Bajaj Allianz student travel insurance

    BajajAllianz general insurance offers variants of overseas student plans - student Prime, student Elite and student Companion. Bajaj Allianz student insurance offers student elite with a high end plan and addon benefits. Bajaj Alliance student insurance - student companion is a basic and affordable plan. One of the features of the Bajaj Allianz student insurance is refund of the part of the premium for early return as per terms and conditions.

    Student Companion Insurance

    • Covers Bail Bond, Tuition Fee, Accident to sponser, Family Visit etc.,
    • Policy covers for ages between 16-35 years
    • Period of travel is 365 days

    Student Elite Insurance

    • Policy insures ages between 16-35 years
    • Period of travel is 365 days

    Student Prime Insurance

    • Policy covers for ages between 16-35 years
    • The policy can be purchased initially for one year and later on renewed every year up to 3 years.
  • Bajaj Allianz health insurance India

    It is rightly said 'Health is Wealth'. We are all aware that health care costs are high and getting higher. At times, unfortunately we fall prey to unanticipated accidents & illness. Bajaj Allianz promises to stand by you during those difficult times of physical and mental stress. Compare and buy Bajaj Allianz health insurance for parents

    health insurance

    Health Guard Insurance

    • Cashless claim settlement facility
    • Extended pre and post hospitalization period benefit

    Hospital Cash Insurance

    • Covers incidental expenses
    • Cashless claim settlement facility

    Critical Illness Insurance

    • Age covered is from 6 years up to 59 years
    • Cashless claim settlement facility

    Personal Guard Insurance

    • This covers for ages between 18 to 65 years
    • Comprehensive cover including death, permanent disability

    Silver Health Insurance

    • Pre-existing illness are covered from the second year of the policy
    • Covers for the ages between 46-75 years (age at entry restricted to 70 years)

    Insta Insure Insurance

    • Complete protection to the family for hospitalization expenses
    • Covers for the ages between 18-45 years (age of entry 3 months to 45 years)

    Star Package Insurance

    • The policy can be taken for maximum 3 years
    • Age covered from 3 months to 55 years

    Health Ensure Insurance

    • Access to 2400 hospitals for Cashless facility
    • Age covered from 3 months to 55 years

Bajaj Travel insurance extension / renewal while outside India

Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj Allianz and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.


Here are the simple steps to renew travel insurance online.
  • Click the url extend or renew Bajaj Allianz travel insurance online.
  • Fill the renewal form with correct information and click on submit.
  • Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
  • Your filled form will be then sent for approval to the head office.
  • Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
  • If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
  • Once payment is success you will get your renewed policy.
  • In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).

Customer testimonials

Bajaj Allianz travel insurance, Bajaj Allianz online insurance - FAQ's

How do I claim if I want to use the policy for medical expenses?

If you need to make a claim, all you need to do is to get in touch with the assistance service provider by phone or email. You can call the toll free number in India 1800 209 5858 or give a missed call on +91 124 6174720 the Global Travel Helpline number who will then call back to you.

Claim is registered.

Once claim is registered, you need to provide the necessary details of the policy holder and supporting documents in order to process your claim.

If the assistance service provider needs more primaryrmation than what you have submitted s/he may get in touch with you via email/phone.

Once the assistance service provider is satisfied with all the documents you have submitted, then they will be let you know in the shortest possible time about your claims approval or denial.

If approved, the assistance service provider will provide Guarantee of Payment so that you can avail cashless claim after deductible.

Suppose if the assistance service provider cannot make your claim a cashless settlement, then you have to bear all the medical expenses from your pocket and produce necessary bills to claim for reimbursement.
The claims reimbursement will be done as per the policy terms and conditions.
In case your claim request is rejected, then you cannot make a claim and you have to bear all the expenses from your pocket.

The maximum entry age for Bajaj Allianz travel insurance is 99 years.

The Bajaj Allianz Assist card travel insurance policy is the only Bajaj plan that covers pre-existing conditions. The Bajaj Allianz assist card covers declared pre-existing medical conditions for senior citizens up to 70 years. Senior citizens aged 61 to 70 years are covered for a limited amount of $300. There is a deductible of $100 after which this benefit is payable as per the policy terms and conditions. Please call us at (080)-41101026 for more information.

You can renew the Bajaj Allianz policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). If approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj Allianz general insurance renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Yes, Bajaj Allianz is a good company. Bajaj Allianz general insurance caters to the needs of travelers. Some of the popular plans are

  • Travel insurance for overseas travelers
  • Student travel insurance for Indian students studying abroad
  • Travel health insurance for senior citizens
  • Travel insurance plans with pre-existing medical coverage
  • Multi trip travel insurance for business people and frequent fliers
  • Asia travel insurance for people traveling to Asian countries

Yes, you can renew the Bajaj Allianz insurance plans online at Bajaj Allianz travel renew extension or contact us at +91-80-41101026/whatapp at +919900260206.

Indian insurance companies do the follow the rating system as rating system followed in overseas. Now coming to how best it is? It is one of the most popular companies in the insurance industry. Apart from this Bajaj Allianz general insurance plans for international travel and student travel insurance plans are very popular and best travel insurance plans when compared to others with respect to premium and claims settlement ratio.

Bajaj Allianz Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".