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Bajaj travel insurance Bajaj General Travel Insurance

Secure Your Trip with Bajaj General – 0% GST

description Plan Type
Select a single trip plan option
     
flight Destination



person No. of Travelers
calendar_month Birth Date
  OR age      years
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* Our customer support will assist you in finding the best policy.

Why Choose Bajaj General Travel Insurance?

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Starting Premium
₹14/day*
groups
Coverage
3 Months – 99 Years
health_and_safety
Coverage Available
Upto $1,000,000
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Worldwide Coverage
Cashless hospitalization?
luggage
Coverage Period
180 days
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Support Available
24/7

Trusted by 15,000+ Travelers

20+ Years of Trusted Insurance Expertise

Bajaj General Travel Insurance Plans for Every Type of Traveller

Plan Options and Coverage Limits:

How Much Does Bajaj General Travel Insurance Cost?

Bajaj General Travel Insurance starts at ₹14 per day, with plan options offering coverage from $15,000 and $25,000. It is specially is designed for individuals traveling to Asian nations, excluding Japan.

Companion Asia Flair
Medical Cover
$15,000
Baggage Loss
$200
Trip Delay
Not Covered
Starting at $14/day*
Elite Asia Flair
Medical Cover
$15,000
Baggage Loss
$200
Trip Delay
$30
Starting at $16/day*
Prime Asia Flair
Medical Cover
$15,000
Baggage Loss
$200
Trip Delay
$30
Starting at $17/day*
Companion Asia Supreme
Medical Cover
$25,000
Baggage Loss
$200
Trip Delay
Not Covered
Starting at $19/day*
Elite Asia Supreme
Medical Cover
$25,000
Baggage Loss
$200
Trip Delay
$30
Starting at $22/day*
Prime Asia Supreme
Medical Cover
$25,000
Baggage Loss
$200
Trip Delay
$30
Starting at $23/day*

*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 35.

What Factors Affect the Cost of Bajaj General Travel Insurance?

When determining the premium you’d pay for a Bajaj General overseas travel insurance policy, several critical variables come into play:

Age of the Traveler
  • As with most insurance products, older travelers typically face higher premiums.
  • This is because the risk of medical issues increases with age.
Travel Destination
  • Regions with higher medical costs (e.g., USA, Western Europe) lead to higher insurance costs than destinations in Asia or other low-cost countries.
Length of Travel
  • The longer the period you need coverage (i.e., more days abroad), the higher your premium will be.
Pre-existing Medical Conditions / Health Risk
  • If you have known medical conditions, risk loading or exclusions may apply, which can raise the cost.
Policy Terms, Deductibles & Claim Limits
  • Having a higher deductible can reduce the premium.
  • Ceilings or limits on particular services (e.g., hospitalization per day) can also influence pricing.
Add-on Benefits & Policy Features
  • Features like trip cancellation, baggage loss, personal liability, emergency evacuation, or dental cover increase the premium depending on how comprehensively you include them.
Timing & Application Details
  • Purchasing the policy well in advance allows you ample time to review the product benefits and select a plan that best suits your requirements and budget.
Sum Limit of Insurance
  • Opting for higher medical coverage and benefits (e.g., USD 500,000 vs USD 100,000) directly increases the overall premium cost.
Travel Frequency (Single-Trip vs Annual Multi-Trip Plans)
  • If you travel frequently, the annual multi-trip option may cost more overall but offer better per-trip value compared to buying separate single-trip policies each time.
  • Bajaj General offers annual multi-trip policies, which many frequent travelers find more economical.
Sub-limits vs No Sub-limits
  • For senior travelers or higher-risk individuals, plans that impose sub-limits (caps on certain benefit categories) are cheaper.
  • Plans without sub-limits offer more flexible coverage but at a higher cost, especially important when facing high medical bills in countries like the U.S.

What Are The Coverage Options Under Bajaj General Travel Insurance?

  • health_and_safety Bajaj General Travel Insurance Features

    Bajaj General overseas travel insurance provides comprehensive mediclaim coverage for Indian residents traveling abroad including the USA, Canada, UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi), or Australia. Bajaj General is trusted globally for its prompt claim settlement and reliable service.

    verified_user Plans Without Sublimits

    • Available up to 90+ years of age
    • Extensive coverage for high overseas medical expenses
    • Priced higher than plans with sublimits
  • place What Are the Popular Travel Destinations?

    Explore Bajaj General travel insurance options for your trips to the most popular destinations worldwide.

    • For travel insurance from India to the UK, select 'Excluding America' as the destination.
    • For travel insurance from India to Australia or New Zealand, choose 'Excluding America'.
    • For travel insurance from India to the USA and Canada (North and South America), select 'Including America'.
    • For travel within Asia like Singapore, UAE (Dubai, Abu Dhabi), Thailand, or Malaysia (excluding Japan), there is a short-term Asia Plan (up to 14 days only). For trips longer than 14 days, select 'Excluding America'.
    • For Europe and Schengen countries, select "Schengen Countries" as your destination.

    Bajaj General Schengen Travel Insurance (Schengen Visa Insurance for Europe)

    Bajaj General Schengen Travel Insurance Requirements

    flight_land

    Repatriation coverage

    healing

    Emergency medical evacuation

    business

    Bajaj General tie-ups across Europe for local support

    assignment
    Get Free Schengen Travel Insurance Quotes

    Fill the Quote Form to receive free quotes for Bajaj General Schengen plans.
    Select Schengen Countries as your travel destination.

    More Details »

    Bajaj General Schengen travel insurance satisfies Schengen visa requirements and is accepted by consulates of all Schengen countries. You can purchase it to obtain a visa for the following countries:

  • shopping_cart How to Buy Bajaj General Travel Insurance?

    You can buy Bajaj General travel insurance online with Credit/Debit Card, Cheque, Demand Draft, or Net Banking.

    Buy Using Credit or Debit Card

    • Purchase Bajaj General Travel Insurance online using a credit or debit card from anywhere in the world.
    • Popular among customers from USA, UK, UAE, Europe, Canada, Singapore, and Australia — especially for parents visiting abroad.
    • For Europe, Schengen travel insurance is mandatory, and Bajaj General policies meet all Schengen visa requirements.
    • Instant acknowledgement and policy documents are sent via email immediately after purchase.
    • Full premium refunds (minus cancellation fees) are available if the insured cancels before the trip begins.

    Cheque / Demand Draft / Net Banking Options

    Customers can also pay via cheque, demand draft, or net banking. The policy is issued once payment is received. Call 080-41101026 in India for assistance from our advisors who will help you select the right plan.

    Payment options

    • Cash Cards - ItZ Cash, Pay Cash
    • Mobile Payments - Paymate, IMPS, Scan N Pay
    • Wallets - Paytm, Mobikwik, Oxigen, Freecharge, Jio Money
    • UPI - Unified Payments Interface

What Are the Important Factors to Consider While Buying Bajaj General Travel Insurance?

When choosing a Bajaj General overseas travel insurance plan, here are the key points to keep in mind:

  1. Frequency of travel:
    • If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
    • For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
  2. Medical coverage required:
    • Bajaj General offers different plans with varying maximum medical coverage limits.
    • The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
    • Choose the sum insured that best matches your destination and anticipated medical expenses.
  3. Sub-limits vs No Sub-limits:
    • For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
    • While such policies are affordable, they may restrict benefits in case of major medical emergencies.
    • For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.

Bajaj General Travel Insurance Plans for Every Type of Traveler

Whether you’re a student heading abroad, a senior exploring new destinations, a frequent flyer on business trips, traveling across Asia, or journeying within India—Bajaj General offers travel insurance plans to keep you protected and stress-free.

elderly Bajaj General Senior Citizen Travel Insurance

Specially designed plans for travelers above 60 years, offering coverage for medical expenses, emergencies, and trip disruptions for journeys up to 180 days.

View plans »
health_and_safety Bajaj General Schengen Travel Insurance

Bajaj General offers VFS-approved Schengen travel insurance with coverages of USD 50,000 (or higher) to satisfy visa norms and protect travellers across Europe.

View plans »
school Bajaj General Student Travel Insurance

Covers medical costs, study interruptions, and sponsor protection. Eligible for Indian students aged 16 to 35 who are enrolled in full-time courses overseas.

View plans »
flight_takeoff Bajaj General Multitrip Travel Insurance

Annual multi-trip travel insurance crafted for frequent flyers, business executives, and corporate professionals who travel multiple times a year.

View plans »
public Bajaj General Asia Travel Insurance

Affordable plan tailored for trips across Asia (excluding Japan and Korea), available for travelers up to 70 years, with a maximum trip duration of 30 days.

View plans »
home Bajaj General Domestic Travel Insurance

Ideal for individuals or families traveling within India, covering medical emergencies, baggage loss, and trip delays on domestic journeys.

View plans »

compare_arrowsCheapest and Best Travel Insurance from Bajaj General

monetization_onWhat Is the Cheapest Travel Insurance from Bajaj General?

The cheapest travel insurance from Bajaj General is the Travel Companion Plan starting at ₹14/day*

Key Benefits of the Travel Companion Plan
  • Medical coverage up to $15,000 for accidents and sickness.
  • Personal accident coverage: up to $7,500.
  • Emergency medical evacuation: up to $15,000.
  • Baggage loss coverage: $200.
This plan provides basic yet sufficient protection for budget-conscious travelers.

starsWhich Is the Best Travel Insurance from Bajaj General?

The Travel Prime Plan is considered the best travel insurance plan from Bajaj General, starting at ₹17/day*

Key Benefits of the Travel Prime Plan
  • Medical coverage up to $25,000 for accidents and sickness.
  • Personal accident coverage: up to $7,500.
  • Emergency medical evacuation: up to $15,000.
  • Baggage loss coverage: $200.
This plan is ideal for travelers seeking more comprehensive coverage at a reasonable cost.

Secure Your Travels with Trusted Coverage

Secure Your Travels with Trusted Coverage

Why Buy from NRIOL?

  • verified
    Trusted Bajaj General Plans

    Access Bajaj General international travel insurance policies, trusted by thousands of Indian travelers worldwide.

  • attach_money
    Affordable Premiums

    Transparent pricing for Bajaj General overseas travel insurance, with no hidden costs.

  • school
    20+ Years of Expertise

    Expert guidance for Indian travelers planning international trips with reliable coverage.

  • edit
    Easy Policy Management

    Modify travel dates, personal details, or coverage options online with Bajaj General travel insurance.

  • update
    Flexible Extensions

    Extend or renew your Bajaj General international travel insurance if your trip gets delayed.

  • support_agent
    24/7 Claims Support

    Get fast claims assistance and emergency support anywhere during your overseas journey with Bajaj General travel insurance.

Can Bajaj Travel Insurance Be Extended or Renewed While Outside India?

Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.

Here are the simple steps to renew travel insurance online.

  1. Click the url extend or renew Bajaj General travel insurance online.
  2. Fill the renewal form with correct information and click on submit.
  3. Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
  4. Your filled form will be then sent for approval to the head office.
  5. Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
  6. If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
  7. Once payment is success you will get your renewed policy.
  8. In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).

Travel Destinations

Discover Popular Travel Destinations with Bajaj General Travel Insurance

Bajaj General Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".

Why You Need Travel Insurance

health_and_safety Why You Need Travel Insurance

  • Medical emergencies and hospitalization
  • Accidents and sickness
  • Loss or delay of baggage
  • Passport loss

When you buy Bajaj General travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.

star_rate Key Highlights

  • Covers emergency medical expenses overseas
  • Covers pre-existing medical conditions under life-threatening situations
  • Worldwide coverage with high service reliability
  • Affordable premiums offering best value
  • Plans without sub-limits available up to 90+ years
  • Coverage ranges from $15,000 to $1,000,000

Bajaj General Travel Insurance India — International Plans & Benefits

Bajaj General International Travel Insurance from NRIOL offers a variety of plans to meet the needs of travelers of all ages. Customers can choose the right level of coverage depending on travel duration, age, and destination.

The below table provides details of the sum insured available for different age groups, along with the benefits for each plan type.

  • Benefits Travel Ace
    Sum Insured $50,000 / $200,000 / $500,000 (depending on age)
    Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible)
    Emergency Dental Expenses $500 (Deductible: $50)
    Pre-existing Conditions Covered only in life-threatening situations (Platinum Plan only, up to $5,000)
    Refund on Early Return Premium refunded (subject to terms & conditions)
  • Benefits Travel Prime
    Sum Insured $50,000 / $200,000 / $500,000 / $750,000 / $1,000,000 (depending on age)
    Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible)
    Emergency Dental Expenses $500
    Pre-existing Conditions Covered only in life-threatening situations (up to $3,000)
    Refund on Early Return Premium refunded (subject to terms & conditions)
  • Benefits Travel Elite
    Sum Insured $50,000 / $200,000 / $500,000 (depending on age)
    Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible)
    Emergency Dental Expenses $500 (Deductible: $50)
    Pre-existing Conditions Covered only in life-threatening situations (up to $3,000)
    Refund on Early Return Premium refunded (subject to terms & conditions)
  • Benefits Travel Companion
    Sum Insured $50,000 / $200,000 / $500,000 (depending on age)
    Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible)
    Emergency Dental Expenses $500 (Deductible: $50)
    Pre-existing Conditions Covered only in life-threatening situations (up to $3,000)
    Refund on Early Return Not available
  • Benefits Travel Assist
    Sum Insured $50,000 / $200,000 / $500,000 (depending on age)
    Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible)
    Emergency Dental Expenses $500 (Deductible: $100)
    Pre-existing Conditions Covered only in life-threatening situations (up to $1,000)
    Refund on Early Return Premium refunded (subject to terms & conditions)
  • Coverages in USD Companion Asia Flair Companion Asia Supreme Elite Asia Flair Elite Asia Supreme Prime Asia Flair Prime Asia Supreme
    Medical Expenses, Evacuation $15,000
    Deductible: $50
    $25,000
    Deductible: $50
    $15,000
    Deductible: $50
    $25,000
    Deductible: $50
    $15,000
    Deductible: $100
    $25,000
    Deductible: $100
    Repatriation Included under medical expenses Included under medical expenses $5,000
    Emergency Dental Treatment $500
    Deductible: $50
    $500
    Deductible: $50
    $500
    Deductible: $50
    $500
    Deductible: $50
    $500
    Deductible: $100
    $500
    Deductible: $100
    AD & D Common Carrier NA $2,500 $2,500 $2,500 $2,500
    Personal Accident* $7,500 $7,500 $7,500 $7,500 $7,500 $7,500
    Loss of Checked Baggage** $200 $200 $200 $200 $200 $200
    Delay of Baggage $100
    Deductible: 12 hrs
    $100
    Deductible: 12 hrs
    $100
    Deductible: 12 hrs
    $100
    Deductible: 12 hrs
    $100
    Deductible: 12 hrs
    $100
    Deductible: 12 hrs
    Trip Delay NA $20 per 12 hrs to max $120 $30 per 12 hrs to max $180
    Deductible: 12 hrs
    $20 per 12 hrs to max $120
    Deductible: 12 hrs
    $30 per 12 hrs to max $180
    Deductible: 12 hrs
    Loss of Passport $100
    Deductible: $15
    $100
    Deductible: $15
    $100
    Deductible: $25
    $100
    Deductible: $25
    $100
    Deductible: $15
    $100
    Deductible: $15
    Personal Liability $10,000
    Deductible: $100
    $10,000
    Deductible: $100
    $10,000
    Deductible: $100
    $10,000
    Deductible: $100
    $10,000
    Deductible: $100
    $10,000
    Deductible: $100
    Hijack $20/day up to $200 $20/day up to $200 $50/day up to $300 $60/day up to $360 $50/day up to $300 $60/day up to $360
    Emergency Cash Advance*** NA $500 $500 $500 $500

    *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

    **Per baggage maximum 50% and per item in the baggage restricted to 10%.

    ***Cash Advance Would include delivery charges.

  • Coverage Senior Citizen Plan Prime Super Age Travel Ace Super Age
    Medical Expenses $50,000 (Deductible: $100) $50,000 (Deductible: $100) $50,000 (Deductible: $100)
    Any One Illness $8,500 (71–75), $7,500 (76–80), $5,000 (81–85) Details provided below Included in Medical Expenses
    Any One Accident $20,000 (71–85) Details provided below $50,000
    Medical Evacuation Included Included Up to $50,000
    Medical Repatriation Included $5,000 Up to $50,000
    Personal Accident $10,000 $10,000 Up to $10,000
    Home Burglary Insurance Nil Included (INR, with Fire & Perils cover)
    Loss of Checked-In Baggage $500 (Nil) $500 Up to $500
    Delay of Checked-In Baggage $100 (After 12 hrs) $100 (After 12 hrs) Abroad: $200, India: ₹2,000 (After 8 hrs)
    Loss of Passport $250 (Deductible: $25) $250 (Deductible: $25) Up to $250
    Daily Hospitalisation Allowance $25/day, Max $100 (Nil) $25/day, Max $100 $50/day, Max 7 days
    Emergency Dental Treatment $500 (Included in Medical, Deductible: $100) Up to $500 (Deductible: $25)
    AD&D – Common Carrier $1,500 (Nil) $1,500 Up to $2,000
    Trip Cancellation $500 (Nil) $500 Up to $1,000
    Trip Delay $20 per 12 hrs, Max $120 (12 hrs) $20 per 12 hrs, Max $120 (12 hrs) Up to $80 (After 6 hrs)
    Trip Curtailment / Interruption $200 $200 Up to $500
    Missed Connection Up to $300
    Personal Liability $100,000 (Deductible: $100) $100,000 (Deductible: $100) Up to $100,000
    Hijack Daily Allowance $50/day, Max $300 (Nil) $50/day, Max $300 Up to $3,000
    Emergency Cash Assistance $500 $500 Up to $1,000
    Golfer Hole-in-One $250 (Nil) $250 $250
    Personal Accident Cover in India ₹1,00,000
    Bounced Hotel Up to $500
    Note:
    • Indian Senior Citizens can buy the Bajaj General seniors travel medical insurance up to Max 180 days. The Bajaj Senior Citizen travel medical insurance is not renewable
    • Bajaj General Senior Citizen health insurance for Indians will be issued in one business day

assignment How do I Claim Bajaj General Travel Insurance?

Bajaj General offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.

support_agent Assistance Services

  • Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc.
  • 24/7 travel agency support (airline/hotel bookings)
  • Medical help & hospital coordination
  • Medical evacuation & repatriation: In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition.
  • Lost documents & embassy referrals
  • Emergency message relay
  • Guidance for claims submission

call 24x7 Contact Support

For Americas (USA & Canada)
  • +1-877-874-8800
  • travel@bajajgeneral.com
For Rest of the World
  • +91-22-6678-6666
  • travel@bajajgeneral.com

location_on Claim Submission (India)

Claims Department
Bajaj General Insurance Co. Ltd.
G-21 & 22, Ackruti Trade Centre, MIDC Road,
Andheri (E), Mumbai – 400093

local_hospital US Medical Claims

Bajaj General Assistance
7th Floor, Tower B, Peninsula Business Park,
Lower Parel, Mumbai – 400013

  • +1-877-874-8800
  • travel@bajajgeneral.com
Note: Always call the assistance number before seeking treatment. For OPD (outpatient) care, retain all receipts and bills for reimbursement.

block What Are Some of the Exclusions in Bajaj General Travel Insurance?

Travel insurance covers unanticipated adverse circumstances. Any planned situation, preventive healthcare, or regular treatment for an existing medical ailment will not be covered. The following are some of the exclusions under the Bajaj General travel policy. For complete details, please refer to the policy document.

Medical Expenses Exclusions

  • Traveling against the advice of a medical practitioner
  • Complications or treatment for a pre-existing medical ailment not covered under the policy
  • Self-inflicted injuries
  • Pregnancy-related issues or childbirth complications
  • Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed

Baggage Related Exclusions

  • Loss or delay if baggage was shipped separately before travel date
  • Loss occurring outside the insured travel destination (e.g., within India)
  • Claims without valid supporting documents from relevant authorities

Other Exclusions

  • Involvement in illegal activities, burglary, or malicious acts
  • Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.) not covered under the plan
  • Engaging in manual labour or hazardous work during the insured trip

Bajaj General Travel Insurance – FAQ's

  • Does Bajaj General travel insurance have cashless settlement?

    Bajaj General offers cashless hospitalization (for more than 24 hours stay) after payment of the deductible.


    How is Bajaj General travel insurance? Is it good?

    It is popular in India and offers overseas coverage, cashless hospitalization, and medical benefits for travelers worldwide.


    Is Bajaj General travel insurance good in USA?

    Yes, multiple plans provide comprehensive protection at competitive cost. Renewals are available online.


    Can I buy travel insurance without medical cover?

    No, all travel insurance includes medical coverage. Consult provider before filing claims.


    Why is travel insurance so expensive?

    Longer trips, overseas healthcare costs, and higher risk destinations increase cost. Bajaj General pricing in INR with coverage in USD makes it value for money.


  • What are the key features of Bajaj General travel insurance?
    • Travelers of any age up to 90+ years can buy insurance without medical reports.
    • Coverage up to $10,00,000 depending on plan and age.
    • Cashless hospitalization for stays over 24 hours after deductible.
    • Coverage for outpatient expenses on reimbursement basis.
    • Assist Card plan covers limited pre-existing medical conditions.
    • Approved for Schengen countries for travelers up to 90+ years.
    • Cover for Baggage Loss, Trip Delay, Trip Cancellation, Trip Curtailment, Missed Connection, and more.
    • Accident cover from home to airport and back.

    Does Bajaj General travel insurance cover pre-existing ailments?

    Travel Assist Card Insurance offers limited coverage for pre-existing conditions.


    What are the different travel insurance plans offered?
    • Travel Companion – Affordable, coverage up to $500,000 (under 60 yrs), $50,000 (61-70 yrs)
    • Travel Elite – Higher benefits, coverage up to $500,000 (up to 70 yrs), $50,000 (71-85 yrs)
    • Travel Prime – Popular plan, flexible coverage up to $1,000,000 (up to 70 yrs), $50,000 (71-90+ yrs)
    • Travel Assist Card – Special plan, limited pre-existing coverage, $500,000 (under 60 yrs), $50,000 (61-70 yrs)

    What is the maximum entry age for Bajaj General Travel Insurance?

    Travel Prime Insurance is available for travelers up to 90+ years.


    Can I get a comprehensive policy without medical restrictions for parents 60+?

    Bajaj General does not currently offer comprehensive coverage without sub-limits for travelers above 60 years.


  • How can I renew my Bajaj General travel policy?

    Renew online using the renewal form. Insurance advisors process approval and provide payment link for renewal.


    Can I extend my Bajaj General travel insurance while abroad?

    Yes, fill the renewal form to extend policy while abroad, subject to health and no claims.


    How soon does coverage start after purchase?

    Coverage starts on the policy start date mentioned in the policy.


  • How do I claim Bajaj General travel insurance?

    Claims can be made for:

    • Planned Hospitalization: Call the assistance number, provide certificate and insured details, get directed to hospital. Direct settlement for covered expenses.
    • Emergency Hospitalization: After hospitalization, notify the assistance number with certificate and hospital details. GOP (guarantee of payment) issued and direct settlement done for covered benefits.

    Does travel health insurance cover outpatient expenses?

    Yes, initially paid by policyholder and reimbursed later after deductible.


    What is the process for cashless hospitalization during travel?

    Cashless hospitalization is available for planned and emergency scenarios. Timely communication with assistance provider ensures smooth processing.


    How do I file a claim?

    Inpatient medical expenses are cashless after deductible; OPD expenses reimbursed after deductible. Refer to claim procedure webpage.


    How long does it take to settle a claim?

    Once documents are verified, it may take a few weeks to settle claims.


    Who do I contact for emergency assistance while traveling?

    Use the helpline numbers provided in your policy documents.


    How can I check my insurance claim status?

    Call toll-free numbers or email provided in the policy document.


  • Can I cancel my Bajaj General policy midway?

    Yes, only if you haven’t traveled overseas. Proof of cancellation required.


    How do I cancel policy before start date?

    Follow the cancellation procedure on the official webpage.


    Can I cancel my travel insurance policy?

    Yes, you’ll need to provide a valid reason. Unused premium is refunded as per policy terms.


    Is the premium refundable if I cancel my trip?

    Yes, if the trip is cancelled before the policy start date. Cancellation fee may apply.


    Why do I need travel insurance from Bajaj General?
    • Protects savings, covers medical emergencies and accidents, emergency evacuation, repatriation of remains.
    • Covers pre-existing medical conditions (Travel ACE Insurance).
    • Covers lost belongings, trip delays, and legal assistance.

    Is it worth buying Bajaj General travel insurance?

    Yes, provides financial protection, overseas medical coverage, and peace of mind for travelers.