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Home » Bajaj Allianz Student Travel Insurance

Bajaj Allianz Student Travel Insurance

Buy Bajaj Allianz Student Travel Insurance Plans Online
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No. of Students
Date of Birth
        OR age      years
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Key Features of Bajaj Allianz Student insurance
  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

Bajaj Allianz student travel medical insurance India - Useful links

how to buy Bajaj Allianz insurance online
How to buy Bajaj Allianz student insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Student Outside India

Student medical insurance for Indian students already outside India.

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Bajaj Allianz Student Brochure
Bajaj Allianz student travel insurance Brochure

Download Bajaj Allianz student travel medical insurnance brochure.

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Bajaj Allianz Student insurance claims
Bajaj Allianz student travel insurance claims

In case of Claim or reimbursement of treatment expenses, notify Bajaj Allianz student travel medical insurance.

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Bajaj Allianz Student insurance faq
Bajaj Allianz student insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding student travel insurance by Bajaj Allianz.

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Online Renewal
Bajaj Allianz student travel plan renewal

Students can renew their existing policy online before the exipry date at any time.

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Student Universities
Student Universities

List of some of the Universities whose students have purchased Bajaj Allianz student insurance in the past.

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Insurance Forum
Bajaj Allianz student insurance Forum

Useful discussions and forum entries for best international Bajaj Allianz student travel insurance online.

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Bajaj student insurance for students studying abroad - Special features

  • Bajaj Allianz student insurance offers health insurance cover ranging from $50,000 to $10,00,000 US dollars.
  • Most popular student medical insurance and best student travel insurance plan opted by students studying overseas.
  • Pro-rata refund of premium (refund of premium for unused portion of the policy) in case of cancellation if the university rejects the policy.
  • This is the best travel insurance for students as the premium is paid in Indian rupees for US Dollar coverage .
  • Cashless claim settlement both for in-patient and OPD medical expenses in a network hospital in USA.
Student insurance

International student insurance offered by Bajaj Allianz

International Students (F1 visa holders in the United States) need student travel medical insurance which is mandatory in US Universities. The same is true for Indian students in other countries such as in Australia, the UK, Germany, France, Italy, New Zealand, Singapore and Canada. Students health Insurance offered by Bajaj Allianz cover medical expenses, drugs expenses, emergency medical evacuation and repatriation. This student insurance plan is a cheap travel insurance for students and can be bought quickly online. It is very popular with Indian students in the United States, the UK, rest of Europe and in Australia.

Bajaj Allianz now offers student insurance for $500,000 coverage to satisfy the overseas university requirements. It also offers a unique plan Student Prime which provides insurance cover up to $10 lakh US dollars which can be renewed for each year up to maximum 4 years
Indian students who are already outside India can purchase Bajaj Allianz student travel insurance plan. You have to fill a request form, and we will get special approval from the company so that you can buy the best international travel insurance for students even though you are outside India.

Is student health insurance mandatory?

  • Most often the answer is Yes, health Insurance is mandatory overseas for students and is mandated by the respective governments in that country
  • Schengen countries insist on Health Insurance coverage before issuing a Visa
  • Students can either buy comparable insurance policy from India or should buy the University insurance
  • The cost of Indian insurance plans is significantly lower the international plans as the premium is paid in Indian Rupees, while the coverage is in US Dollars

Need for International Students Health Insurance

Indian students need International Students Health Insurance since
  • Student health Insurance is mandatory in most colleges, and if not mandatory is highly recommended given health care costs overseas
  • Student health insurance protects student savings as it insures unexpected accidents and illnesses
  • The cost for health care overseas is extremely high and increases every year
  • Health Insurance protects student in unforeseen events
  • There is limited government-funded healthcare, which is not accessible to international students
  • Often doctors overseas charge higher while billing since health insurance companies negotiate huge discounts for their patients

What do Student University Medical Plans offer?

  • They offer only Medical coverage’s like:
    • Medical Expenses (Some limitations list coverage on campus and network hospitals, as well as a co-pay and sub-limits may apply)
    • Repatriation of Remains
    • Medical Evacuation
  • Each college/university has a tie-up with local insurance company and they charge premium in dollars
    • On an average, it cost $1000 per year. (In INR it is close to Rs.70,000/- per year)
    • This is an additional fee after the tuition fees

How do I claim Bajaj Allianz student travel insurance?

You can claim student travel insurance in the following manner:
Planned Hospitalization
  • Call the assistance number, provide certificate number & insured name. Specify your geographic location. The assistance will guide you to the nearest hospital.
  • Direct settlement will be done with the hospital for expenses under the covered benefits.
Emergency Hospitalization
  • After hospitalization insured/or someone on behalf of the insured have to call the assistance number. Provide the certificate number, insured name and hospital details to the assistance executive.
  • GOP (guarantee of payment) is placed by the assistance company to the hospital.
  • Direct settlement will be done with the hospital for expenses under the covered benefits.
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Bajaj Allianz student health insurance articles

The number of Indian students traveling to foreign countries to pursue their studies have increased over the years. While the USA receives most Indian students it is followed by the UK, Canada, Singapore, Australia, France and Germany. Indian students also go to other countries like New Zealand, China, Spain ... There are different entrance exams for Indian students to qualify to study in some of these esteemed universities. There are different programs and students can choose to pursue their choice of subject. Students should research extensively to learn when the tests are conducted, how to prepare for these tests and the procedures to enrol in an overseas university . Today there is plenty of information for students using the internet. All you have to do is spare a few minutes online and search for the information you are interested. However it is also important for students to have the best Indian student insurance by Bajaj Allianz
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Indian international student insurance by Bajaj Allianz

  • Student Plans
  • How to buy?

Following are the benefits of the three plans namely - bajaj allianz study companion, student elite and student prime:

  • Coverage options $50,000 to $10 lakh in US dollars.
  • Suicide and Loss of Laptop cover for coverage $3 lakh US dollars and above.
  • Medical expenses, evacuation repatriation.
  • Policy can initially be purchased for 1 year and renewed every year up to 3 years.
  • Emergency Dental Coverage, Personal accident, AD&D common carrier, Bail Bond, Tuition fee, Accident to sponsor, Family visit.
  • Coverage options from $50,000, to $200,000.
  • Mental & Nervous disorders, Maternity benefit and Pre-existing condition cover as an add-on benefit based on the plan maximum.
  • Medical expenses, evacuation repatriation.
  • AD&D common carrier, Bail Bond insurance.
  • Emergency Dental Coverage, Personal accident, Tuition fee, Accident to sponsor, Family visit.
  • Coverage options from $50,000 to $200,000.
  • Medical expenses, evacuation repatriation.
  • Emergency dental pain relief, Tuition fee, Personal accident, Accident to sponsor, Family visit.

Student Health Insurance – Buy using credit/debit card or cheque

Insurance customers can purchase Bajaj Allianz student health insurance using a credit/debit card, net banking or a cheque. The credit/debit card payment can be done by following the steps online. Those who do not or cannot use a credit/debit card to purchase Bajaj Allianz student insurance can complete the purchase process using a cheque. The cheque can be sent to the postal address specified on the application. The policy document will be issued, emailed and couriered after receiving the payment.

For Student renewal, please complete the Bajaj Allianz student travel insurance extension form

Bajaj Allianz student travel insurance frequently asked questions?

Bajaj Allianz student health insurance come in 3 variants namely Companion, Elite and Prime. The plans vary with the benefits and coverage. Below are the some of the key features which the policies provide.

  • After deductible, cashless hospitalization for more than 24 hrs. stay in the hospital in overseas.
  • After deductible, outpatient medical expenses are on reimbursement basis.
  • Most of the policies cover for emergency medical evacuation and repatriation benefits.
  • Custom made plans to suit the overseas university requirements.
  • Health insurance cover in foreign countries ranging from $50,000 to $10,00,000 US dollars
  • Pay the premium in Indian rupees and get health coverage in US dollars.
  • Cancellation of the policy in case of rejection by the university.
  • Covers for compassionate visit, study interruption and sponsor protection.
  • Covers for mental and nervous disorders, bail bond and more.

Bajaj Allianz has many customized plans to cover students going abroad for studies. Some of the key benefits of student health insurance are as below. This benefits will vary depending on the plan chosen.

  • Accident & Sickness Medical Expenses: The insurance company will indemnify the policy holder for the eligible medical and related expenses due to illness / injury outside India as per the policy terms and conditions. The expenses covered would include physician services, hospital and medical services and local emergency medical transportation.
  • Medical Evacuation: Medical Evacuation to a hospital in the Republic Of India required as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey. The Medical Evacuation will have to be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Repatriation of Remains: In case of death of the policy holder due to a covered reason, the cost of repatriating the policy holder's body back to India or to the nearest burial ground where the insured has died is paid by the insurance company. These claim should be pre-approved by the Insurance Company / Claims Administrator of the Insurance Company.
  • Personal Accident: The insurance company pays the agreed amount as per the terms and conditions of the policy for policy holders death and / or permanent total disablement
  • Baggage Loss: The insurance company will pay the policy holder as per the policy schedule for complete and permanent loss or destruction of the policy holder checked baggage.
  • Bail bond: The company would pay the amount as mentioned in the policy schedule towards the bail amount for release of the policy holder in case of false arrest or wrongful detention in overseas.
  • Study Interruption: In the event if the policy holder is unable to continue the school semester due to policy holder's health or death / serious injury requiring hospitalization of either of the parents of the policy holder during the policy period, the insurance company shall reimburse the tuition fee paid in advance for the current semester as per the policy schedule.
  • Sponsor Protection: In the event of the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period, the insurance company shall reimburse the remaining school fee as per the policy schedule.
  • Family Visit: In the event if the policy holder is hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician recommends an immediate family member. The insurance company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum as per the schedule. These claim should be approved by the claims administrator of the Insurance Company.

Yes most of the foreign universities accept the Bajaj Allianz student health insurance.

Students who are wishing to study in the US universities can apply for F1 visa. As you are going for studies, first thing you need to check with the college you are getting admission is the health insurance requirements. If your college has any health insurance requirement, then you can look for matching Indian insurance policy and get a waiver or if there is no insurance requirement from the university, then you can buy any of the Bajaj Allianz student health insurance plans.

If you are going on a student visa and registered in an overseas university, then you can buy the Bajaj Allianz student plan for yourself and for your spouse as s/he you can buy a regular travel medical insurance for 6 months and later on renew for another 6 more months with good health and no claim declaration.

Bajaj Allianz student health insurance is much cheaper when compared to the university student health insurance in overseas. The cost is almost 1/3rd of the overseas university policies. You can pay in rupees and get coverage in dollars. The university student policies mostly provide coverage only for medical expenses while Bajaj Allianz student health insurance provides coverage both medical and non-medical expenses.

You can cancel the Bajaj Allianz student travel insurance provided you have to provide the proof of rejection letter from the university.

As a student once you get admission in the college of your choice in overseas, check with the university is there any mandatory student health insurance requirement. If yes, then go through the benefits of the plan which the university is offering. Some universities are willing to waive off the university health insurance if you submit an equivalent health insurance from Bajaj Allianz with an equivalent health insurance cover.
Once you buy a suitable plan from Bajaj Allianz through us, you can then download the waiver and send to us and we will help us in filling the waiver and send it back to you so that you can submit this insurance and get a waiver.

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What Our Happy Customers Say About Us

Bajaj Allianz Citation

"Mr. Jitendra Hodawadekar, Head Travel Services at Bajaj Allianz says NRIOL and bajaj allianz have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available bajaj allianz travel insurance products to its customers online".

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