Bajaj Allianz Travel Companion Insurance

Features of Bajaj Allianz Travel Companion Insurance

Medical expenses : This plan offers travellers with medical maximum for sickness and accident up to USD $5 lakhs till the age of 60 years and for 61-70 years only $50,000 maximum is offered. The variants available are Travel Care-$50,000, Travel Secure-$2 lakhs, Travel Value-$5 lakhs, Travel Age - $50,000. In-patient medical expenses are cashless after deductible while out patient medical expenses are reimbursement basis after deductible.

• Pre-existing diseases: This plan covers up to $3,000 for pre-existing medical conditions in case of life threatening.
• Baggage loss: This plan offers up to $1,000 for checked in baggage loss based on the plan chosen.
• Baggage delay: Checked in baggage delay is covered up to $100 after a certain waiting period.

This plan also offers benefits trip delay, loss of passport, emergency dental pain, emergency cash advance, personal accident and more.

How much does a Bajaj Allianz Travel Companion cost per month?

The Travel Companion insurance cost per month starts at just ₹1,619 for coverage Worldwide Including USA & Canada. Bajaj Allianz Travel Companion insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Travel Companion plan variants.

The Travel Age Plan for 61-70 years is available at ₹3,518 for one month, covering worldwide Including the USA and Canada, with a coverage limit of $50,000.

The Travel Companion insurance cost per month starts at just ₹1,072 for coverage Worldwide Excluding USA & Canada. Bajaj Allianz Travel Companion insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of travel companion plan variants.

The Travel Age Plan for 61-70 years is available at ₹2,205 for one month, covering worldwide Excluding the USA and Canada, with a coverage limit of $50,000.

What does the Travel Companion does not cover? What are the exclusions of the policy?

1. Any medical condition or complication arising from it which existing before the commencement of the policy period, or for which care, treatment or advice was sought, recomended by or received from a physician.
2. Routine physical or other examination where there is no objective indication of impairment of normal health.
3. Medical expenses beyond the expiry of the policy period.
4. Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; veneral disease, alcoholism, drunkenness or the abuse of drugs
5. Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
6. Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
7. Experimental, unproven or non-standard treatment.
8. Treatment by another system other than modern medicine (also known as Allopathy).
9. The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
10. Delay of baggage when the intended destination is in India
11. Loss or damage of the insureds passport as a result of the classification or detention by customs, police or any other authority.
12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
13. Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.

Can Bajaj travel insurance be extended or renewed while outside India?

Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj Allianz and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.

• Click the url extend or renew Bajaj Allianz travel insurance online.
• Fill the renewal form with correct information and click on submit.
• Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
• Your filled form will be then sent for approval to the head office.
• Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
• If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
• Once payment is success you will get your renewed policy.
• In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).