Cholamandalam Student Insurance

Cholamandalam student medical insurance is one of the affordable and effective student health insurance plans in India. Students who are traveling abroad for education can purchase Cholamandalam travel insurance plan and stay secure from unforeseen financial crisis in case of a medical emergency. Plan covers the insured for a wide range of risks and assures a peace of mind while abroad. Buy student health insurance online and travel safely.
  • Personalized Support Provided
  • Help Complete Waiver Form
  • Pro-Rata Refund if Rejected by University
1. Destination
2. Date Of Birth
  OR age      years
3. Start Date
4. End Date
 Total Days:

Special Features of Chola student travel insurance

  • Cover includes Bail Bond, Study Interruption, Sponsor Protection, Compassionate Visit benefit.
  • Can be used in addition to university plans for above reasons.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.

Cholamandalam international student insurance India - Useful links

how to buy reliance insurance online
How to buy Cholamandalam student travel insurance online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Student Outside India

Travelers who have already traveled from India and do not have insurance can buy Cholamandalam student travel medical insurance.

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Online Renewal
Cholamandalam student insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Cholamandalam insurance claims
Cholamandalam student insurance claim

In case of Claim or reimbursement of treatment expenses, notify Cholamandalam student medical insurance.

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Cholamandalam student insurance benefits

  • Benefits
  • Features
  • Exclusions

Cholamandalam student medical insurance benefits

Benefits per policy period Silver Plan Gold Plan Platinum Plan Deductible
ambulance   Medical Cover $ 50,000 / $ 100,000 $ 250,000 / $ 100,000 $ 250,000 / $ 100,000 $ 100
person   Repatriation of Remains $ 7,500 $ 7,500 $ 7,500 -
dollar   Medical Expenses Extension - - Available** $100
teeth   Dental Treatment $ 250 $ 250 $ 250 $ 100
passport   Passport Loss - $ 150 $ 150 $ 30
person   Personal Liability - $ 100,000 $ 100,000 -
car   Personal Accident - Domestic - Rs.2,00,000 Rs.2,00,000 -
accident   Personal Accident-Overseas - $ 25,000 $ 25,000 -
person   Study Interruption - $ 7500 $ 7500 -
protection   Sponsor Protection - $ 10,000 $ 10,000 -
plane   Compassionate Visit - $ 7500 $ 7500 -
person-with-lugg   Checked Baggage Loss - $ 1000 $ 1000 -
note-pad   Bail Bond - $ 5000 $ 5000 -

Features of Chola student travel insurance

  • Medical Expenses
    Our student travel insurance ensures to take care of unforeseen expenses during emergency medical situations
  • Dental treatment
    Benefit in addition to the medical expenses limit.
  • Loss of Passport
    cover for obtaining duplicate passport
  • Bail Bond
    covers bail amount applicable if arrested or detained by the police or judicial authorities for any bailable offence while abroad
  • 2-Way Compassionate Visit
    if you or a family member is hospitalized for more than seven (7) consecutive days, and if a family member visits you or you visit the hospitalized family member in India, we'll cover the cost of the round trip, economy-class air ticket for you/family member and accommodation charges for the family member who is visiting abroad
  • Checked Baggage Loss
    Adequate compensation for loss of baggage in the custody of the airline
  • Personal Accident — Overseas
    includes cover for death and/or permanent total disability while overseas
  • Personal Accident — Domestic
    gives you cover against death and/or permanent total disability while traveling from residence to airport or from airport to residence in India
  • Study interruption
    if your studies are interrupted on account of medical grounds or due to death of an immediate family member or the sponsor, Chola MS will reimburse the non-refundable portion of the tuition fee for the remaining part of the current school semester
  • Sponsor Protection
    in case of accidental death of the sponsor, Chola MS will reimburse the tuition fee for the remaining part of the education
  • Personal Liability
    compensation towards any legal liability that you may have to bear due to third party injury to a person or damage to a property

Cholamandalam international student medical insurance exclusions

  • Any treatment, if that is the sole reason or one of the reasons for the travel
  • Overseas Travel to treat a pre-existing illness
  • Treatment against doctors/overseas administrators advice for an illness that could have waited till your return to India
  • Treatment for orthopedic, degenerative or oncologic diseases unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
  • Treatment for Cancer unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
  • Treatment for removal of physical flaws or anomalies or abnormalities (cosmetic treatment)
  • Pregnancy /pregnancy check-ups /termination of pregnancy or any complications arising out of these.
  • Treatment for internal or external congenital conditions
  • Any claim relating to events occurring before the commencement of the cover or otherwise outside of the Period of Insurance
  • Treatment by relatives
  • Any kind of consequential loss
  • War (whether declared or not), terrorism or terrorist acts, nuclear perils
  • Any intentional, reckless or criminal act, suicide, or attempted suicide, or the use or abuse of any drugs, alcohol and the like
  • HIV, AIDS and all related medical conditions
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