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Max Bupa Health Recharge Family Floater insurance

Max Bupa Health Recharge is the best health insurance plan for you, your spouse and children. With this basic plan you can also choose high end coverage for Personal Accident or Critical. You have to compulsorily select a yearly aggregate claim deductible amount. The plan will pay for the expenses only after the deductible amount has been paid the insured.
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  • Benefits
  • Features
  • Exclusions
Baseline Cover Benefits:
Base Sum Insured (SI) per Policy Year e - Saver
Super Top - Up
2 Lacs / 3 Lacs / 4 Lacs 5 lacs 2 Lacs / 3 Lacs / 4 Lacs 5 Lacs / 7.5 Lacs / 10 Lacs / 15 Lacs / 25 Lacs
Annual Aggregate Deductible* 10,000 / 25,000 / 50,000 1 Lac to 10 Lacs (In multiple of 1 Lac only)
In-patient Treatment Covered up to Sum Insured
Room Rent Up to 1% of Base Sum Insured per day Single private room; up to Sum Insured Up to 1% of Base Sum Insured per day Single private room; up to Sum Insured
*Pre-Hospitalisation Medical Expenses (60 days) Covered up to Sum Insured
*Post-Hospitalisation Medical Expenses (90 days) Covered up to Sum Insured
Day Care Treatment Covered up to Sum Insured
Domiciliary Treatment Covered up to Sum Insured
Alternative Treatment Covered up to Sum Insured
Living Organ Donor Transplant Covered up to Sum Insured
Emergency Ambulance Up to Rs.1,500 per hospitalisation
e - Consultation Unlimited tele / online consultations
Pharmacy and Diagnostic Services Available through our empaneled service provider
Loyalty Additions Increase of 5% of expiring Base Sum Insured in a Policy Year; maximum up to 50% of Base Sum Insured; no increase in sub-limits
Optional benefits(On payment of additional premium)
Personal Accident Cover Personal Accident cover will be equal to 5 times of Base Sum Insured; subject to maximum of 50 Lacs
Critical Illness Cover Critical Illness cover will be equal to Base Sum Insured; subject to maximum of 10 Lacs
Modifi cation in Room Rent Not Applicable Single private room;covered up to Sum Insured Not Applicable
Hospitalisation coverage :Coverage upto 25 Lacs.

e-Consultation: Unlimited tele / online consultations.

Easy convertibility :Convert your policy to an indemnity policy (without deductible) post 5 years.

Pre and Post hospitalisation medical expenses: Covered upto sum insured.

Pharmacy and Diagonstic services:Available through our empaneled service providers.

Loyalty benefit:Get loyalty addition of 5% on sum insured per year; maximum up to 50%.
  • Suicide or self-inflicted injury, whether the insured person is medically sane or insane.
  • Treatment for any injury or illness resulting directly or indirectly from nuclear, radiological emissions, war or war like situations (whether war is declared or not), rebellion (act of armed resistance to an established government or leader), acts of terrorism.
  • Service in the armed forces, or any police organisation, of any country at war or at peace or service in any force of an international body or participation in any of the naval, military or air force operation during peace time.
  • Any change of profession after inception of the policy which results in the enhancement of our risk, if not accepted and endorsed by us on the policy schedule.
  • Committing an assault, a criminal offence or any breach of law with criminal intent.
  • Taking or absorbing, accidentally or otherwise, any intoxicating liquor, drug, narcotic, medicine, sedative or poison, except as prescribed by a medical practitioner other than the policyholder or an insured person.
  • Participation in aviation/marine including crew other than as a passenger in an aircraft/water craft that is authorised by the relevant regulations to carry such passengers between established airports or ports.
  • Engaging in or taking part in professional/adventure sports or any hazardous pursuits, such as speed contest or racing of any kind (other than on foot), bungee jumping, parasailing, ballooning, parachuting, skydiving, paragliding, hang gliding, mountain or rock climbing necessitating the use of guides or ropes, potholing, abseiling, deep sea diving using hard helmet and breathing apparatus, polo, snow, ice sports, hunting, etc.
  • Body or mental infirmity or any disease except where such condition arises directly as a correspondence of an accident during the policy period. However, this exclusion is not applicable to claims made under the Permanent Partial Disability benefit.

Search Max Bupa health insurance

Health insurance India - Useful links

how to buy online
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Know more
Health insurance tax benefits
Tax Benefits

Tax deduction on health insurance premium paid for you, your family and your parents

Know more
Health insurance faq
Network Hospitals

Max Bupa Network hospitals list

Know more
Health insurance Portability
Portability

Mediclaim portability in India

Know more
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