Star Health Insurance

Comprehensive Plan

• No capping on room rent - Treatment at Single Standard A/C room.
• Medical expenses incurred on Bariatric surgical procedures and its complications are covered.
• Automatic restoration of entire Sum insured by 100% upon complete exhaustion.
• Expenses for maternity and new born baby covered after 3 years waiting period.
• 405 day care procedures covered.
• Out-patient consultation (other than dental and ophthal) covered.
• Second medical opinion from the star health panel of doctors.
• Policy is available up to 65 years, can be renewed life-long.
• Coverage for Pre-existing disease after 4 years of continuous coverage.
• Cover for Accidental Death and Permanent Total Disablement.
• Hospital cash benefit.
• Air ambulance assistance for higher sum insured.
• Domicilary treatment exceeding 3 days covered.
• 50 / 100% No claim bonus for every claim free year depending on sum insured.
• Income tax benefit under section 80-D.

• A single floater policy covers entire family with a affordable premium.
• No Medical reports needed for age up to 50 years and with clean proposal form.
• 3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion.
• Recharge benefit once during the policy period.
• No claim bonus for every claim free year.
• Cover for Assisted Reproductive Treatment
• Coverage for new born baby from the 16th day.
• Second medical opinion from the star health panel of doctors.
• Domicilary treatment exceeding 3 days covered.
• Cover for expenses incurred on in-patient treatment taken under Ayurveda, Unani, Sidha and Homeopathy.
• All day care procedures covered.
• Policy is available up to 65 years, can be renewed life-long.
• A grace period of 120 days from the date of expiry of the policy is available for renewal.
• Coverage for Pre-existing disease after 4 years of continuous coverage.
• Income tax benefit under section 80-D.

• Cashless hospitalization .
• No Medical reports needed for age up to 50 years and with clean proposal form.
• Automatic restoration of Sum insured by 200% upon complete exhaustion of base sum insured for individual policies.
• No claim bonus of 5% for every claim free year up to 25% for individual policies.
• 101 day care procedures covered.
• Policy is available up to 65 years, can be renewed life-long.
• Coverage for Pre-existing disease after 4 years of continuous coverage.
• Health Checkup costs up to Rs.5,000/- for every block of 4 claim free years.
• Income tax benefit under section 80-D.

• For Senior citizens aged between 60 to 75 years.
• No pre-insurance medical test required.
• Covers pre-existing diseases from the second year onwards.
• Medical Consultations as an Out Patient in a Network Hospital.
• Higher Sum Insured coverage up to Rs.10 Lakhs.
• Guaranteed lifetime renewals.

• Covers hospitalization expenses for complications of Diabetes, both type 1 and type 2 and other than complications of diabetes
• Policy can be taken on Individual and Floater basis.
• Two Plans are available – Plan A and Plan B.
• Plan A – Pre-acceptance medical screening is compulsory.
• Plan B – There is no pre-acceptance medical screening.
• No Waiting Period for Plan A. 15 months waiting period for Plan B.
• Out Patient expenses – for Medical consultations, Diagnostic tests, medicine and drugs
• Compensation for Accidental Death of the chosen insured person
• Donor expenses for kidney transplant surgery
• Dialysis expenses @ Rs.1000/- per sitting up to 24 months
• Cost of artificial limbs due to amputation up to specified limits.
• Automatic restoration of entire Sum insured
• More than 400 day care procedures covered.

• This policy is for persons who have undergone for the first time the named surgery / intervention / correction for the existing Cardiac diseases.
• This policy has two Plan options – Gold Plan and Silver Plan
• Silver Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate surgery/intervention
• Gold Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate medical management, surgery/intervention.
• Under both the Plans regular hospitalization is covered under Section 1 and all Cardiac related ailments are covered under Section 2.
• Out Patient Benefit is available
• Personal Accident: Accidental Death Cover
• No Pre acceptance medical screening.
• 405 day-care procedures covered.

• Health insurance policy that covers both Outpatient expenses & inpatient expenses
• Option to choose premium to be paid and Sum Insured required
• Premium options: Rs.15000/-; Rs.20,000/-; Rs.25,000/-; and Rs.30,000/-( applicable GST extra)
• Sum Insured options(for inpatient hospitalization): Rs.1 lakh, Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs and Rs.5 lakhs
• Sum Insured Type option : Individual and Floater
• Policy term: One year

• Cover for 9 specified critical illness.
• Lumpsum payment on diagnosis of critical illness.
• No survival period.
• Also covers regular hospitalization.
• Cover for non-allopathic treatment up to specified limit
• On payment of lumpsum, the cover will continue until expiry of the policy for regular hospitalization.

• A Top up policy providing higher sum insured at a very affordable premium.
• Pre-existing diseases covered after 36-months waiting period.
• No pre-acceptance medical screening required.
• This policy can be taken on Individual Basis and also on Floater basis.
• The policy offers two plans: Silver Plan and Gold Plan

• Affordable health insurance policy for the family.
• Sum insured on Floater basis.
• Cover for pre-hospitalization and post hospitalization.
• Cover for specified day care procedures.