International Medical Group

Liaison Student Economy Insurance

Liaison Student Economy provides medical insurance benefits to students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfy the eligibility requirements and also offers coverage for maternity.

Eligibility
  • Non US Citizens and U.S Citizens
  • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
  • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
  • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
Coverage: 5 days to 364 days
Country Restrictions:
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.
  • RATING : A (excellent) by AM Best
  • UNDERWRITER : Certain Underwriters at Lloyd's of London (rated "A" (Excellent) by AM Best) and Tramont Insurance Company Limited.
  • ADMINISTRATOR : Seven Corners

Plans Highlights

POLICY MAXIMUM

Lifetime Medical Maximum: $5,000,000

Medical Maximum Options:
Ages 14 days to 64: $50,000; $100,000; $250,000; $500,000; $1,000,000

DEDUCTIBLE

$0, $50, $100, $250, $500, $1,000

COINSURANCE
Inside the United States
  • In ppo network: We pay 80% of the first $5,000, then 100% to the medical maximum.
  • Out of ppo network: We pay 70% of the first $5,000, then 100% to the medical maximum
Inside the United States
  • The plan pays 100% to the medical maximum.

Benefits Details

Benefits Coverage
Medical Maximum Options
(per person per disablement)
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Hospital room and board Usual, Reasonable and Customary to the medical maximum.
Prescription Drugs Inside the U.S - $10 copay for generic/$20 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
Vaccinations
(in the U.S. only as required by school, university or visa program)
$100 per 364 days of continuous coverage
Physical Therapy $25 per day to a max of 60 days
Spinal Manipulation $25 per day to a max of 60 days (if prescribed by a physician for pain relief)
Local Ambulance Benefit Inside the U.S - $350 per disablement (injury/illness) Outside the U.S - Up to medical maximum
Coma Benefit $10,000 (separate from the medical maximum)
Extension of Benefits to Home Country $1,000
Incidental Trips to Home Country
(for minimum purchases of 30 days)
$1,000
Waiver of Pre-existing Conditions After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $5,000
Mental Illness including Alcohol & Substance Abuse Inpatient: $5,000 (45 days max), Outpatient: 80% of URC to $500
Motor Vehicle Accident INSIDE THE UNITED STATES
50% up to $100,000
OUTSIDE THE UNITED STATES
Up to medical maximum
Non-contact Amateur Sports $2,500
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Routine Newborn Care $250 per newborn child
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$150
Dental - Accident $500
Emergency Medical Evacuation & Repatriation $100,000 (separate from the medical maximum)
Emergency Medical Reunion Up to $200 per day/$15,000 maximum
Return of Child(ren) $25,000
Return of Mortal Remains $50,000
Local Burial or Cremation $50,000
Natural Disaster Evacuation $5,000
Natural Disaster Daily Benefit $25 per day, 5-day limit
Political Evacuation & Repatriation $10,000
Accidental Death and Dismemberment (AD&D) $25,000 for primary participant;
$10,000 for plan participant spouse;
$5,000 for plan participant child;
Aggregate limit of $250,000 for total number of insureds on plan
Terrorism $25,000
Personal liability $25,000
Hazardous Activities Up to medical maximum

Medical Maximum Options
(per person per disablement)

Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000

Hospital room and board

Usual, Reasonable and Customary to the medical maximum.

Prescription Drugs

Inside the U.S - $10 copay for generic/$20 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)

Vaccinations
(in the U.S. only as required by school, university or visa program)

$100 per 364 days of continuous coverage

Physical Therapy

$25 per day to a max of 60 days

Spinal Manipulation

$25 per day to a max of 60 days (if prescribed by a physician for pain relief)

Local Ambulance Benefit

Inside the U.S - $350 per disablement (injury/illness) Outside the U.S - Up to medical maximum

Coma Benefit

$10,000 (separate from the medical maximum)

Extension of Benefits to Home Country

$1,000

Incidental Trips to Home Country
(for minimum purchases of 30 days)

$1,000

Waiver of Pre-existing Conditions

After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.

Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)

Medical covered expenses up to $5,000

Mental Illness including Alcohol & Substance Abuse

Inpatient: $5,000 (45 days max), Outpatient: 80% of URC to $500

Motor Vehicle Accident

INSIDE THE UNITED STATES
50% up to $100,000
OUTSIDE THE UNITED STATES
Up to medical maximum

Non-contact Amateur Sports

$2,500

Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.

$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy

Routine Newborn Care

$250 per newborn child

Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)

$150

Dental - Accident

$500

Emergency Medical Evacuation & Repatriation

$100,000 (separate from the medical maximum)

Emergency Medical Reunion

Up to $200 per day/$15,000 maximum

Return of Child(ren)

$25,000

Return of Mortal Remains

$50,000

Local Burial or Cremation

$50,000

Natural Disaster Evacuation

$5,000

Natural Disaster Daily Benefit

$25 per day, 5-day limit

Political Evacuation & Repatriation

$10,000

Accidental Death and Dismemberment (AD&D)

$25,000 for primary participant;
$10,000 for plan participant spouse;
$5,000 for plan participant child;
Aggregate limit of $250,000 for total number of insureds on plan

Terrorism

$25,000

Personal liability

$25,000

Hazardous Activities

Up to medical maximum

Call Back

GIVE US A CALL

Have any questions ?
We are happy to help!
+1(877)340-7910

Seven Corners Resourceful Links

Google Analytical Code Eof Google Analytical Code