International Medical Group

Liaison Student Choice Insurance

Liaison Student Choice provides medical insurance benefits to students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfy the eligibility requirements and also offers coverage for maternity.

  • Eligibility
    • Non US Citizens and U.S Citizens
    • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
    • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
    • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
  • Coverage: 5 days to 364 days
Country Restrictions:
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.
  • RATING : A (excellent) by AM Best
  • UNDERWRITER :Certain Underwriters at Lloyd's of London (rated "A" (Excellent) by AM Best) and Tramont Insurance Company Limited.
  • ADMINISTRATOR : Seven Corners

Plans Highlights

POLICY MAXIMUM

Ages 14 days to 64:
$50,000; $100,000; $250,000; $500,000;
$1,000,000

DEDUCTIBLE

$0, $50, $100, $250, $500, $1,000

COINSURANCE
Inside the United States
  • In ppo network: We pay 80% of the first $5,000, then 100% to the medical maximum.
  • Out of ppo network: We pay 70% of the first $5,000, then 100% to the medical maximum
Inside the United States
  • The plan pays 100% to the medical maximum.

Benefits Details

Benefits Coverage
Medical Maximum Options
(per person per disablement)
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Hospital room and board Usual, Reasonable and Customary to the medical maximum.
Prescription Drugs Inside the U.S - $5 copay for generic/$10 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
Vaccinations
(in the U.S. only as required by school, university or visa program)
$150 per 364 days of continuous coverage
Physical Therapy $50 per day to a max of 60 days
Spinal Manipulation $50 per day to a max of 60 days(if prescribed by a physician for pain relief)
Local Ambulance Benefit Inside the U.S - $500 per disablement (injury/illness) Outside the U.S - Up to medical maximum
Coma Benefit $25,000 (separate from the medical maximum)
Extension of Benefits to Home Country $5,000
Incidental Trips to Home Country
(for minimum purchases of 30 days)
$5,000
Waiver of Pre-existing Conditions After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $10,000
Mental Illness including Alcohol & Substance Abuse Inpatient: $10,000 (45 days max), Outpatient: 80% of URC to $1,000
Motor Vehicle Accident INSIDE THE UNITED STATES
75% up to $100,000
OUTSIDE THE UNITED STATES
Up to medical maximum
Non-contact Amateur Sports $5,000
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Routine Newborn Care $500 per newborn child
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$250
Dental - Accident $1,000
Emergency Medical Evacuation & Repatriation $500,000 (separate from the medical maximum)
Emergency Medical Reunion Up to $200 per day/$25,000 maximum
Return of Child(ren) $40,000
Return of Mortal Remains $50,000
Local Burial or Cremation $50,000
Natural Disaster Evacuation $10,000
Natural Disaster Daily Benefit $50 per day, 5-day limit
Political Evacuation & Repatriation $10,000
Accidental Death and Dismemberment (AD&D) $25,000 for primary participant;
$10,000 for plan participant spouse;
$5,000 for plan participant child;
Aggregate limit of $250,000 for total number of insureds on plan
Terrorism $50,000
Personal liability $50,000
Hazardous Activities Up to medical maximum

Medical Maximum Options
(per person per disablement)

Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000

Hospital room and board

Usual, Reasonable and Customary to the medical maximum.

Prescription Drugs

Inside the U.S - $5 copay for generic/$10 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)

Vaccinations
(in the U.S. only as required by school, university or visa program)

$150 per 364 d days of continuous coverage

Physical Therapy

$50 per day to a max of 60 days

Spinal Manipulation

$50 per day to a max of 60 days(if prescribed by a physician for pain relief)

Local Ambulance Benefit

Inside the U.S - $500 per disablement (injury/illness) Outside the U.S - Up to medical maximum

Coma Benefit

$25,000 (separate from the medical maximum)

Extension of Benefits to Home Country

$5,000

Incidental Trips to Home Country
(for minimum purchases of 30 days)

$5,000

Waiver of Pre-existing Conditions

After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.

Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)

Medical covered expenses up to $10,000

Mental Illness including Alcohol & Substance Abuse

Inpatient: $10,000 (45 days max), Outpatient: 80% of URC to $1,000

Motor Vehicle Accident

INSIDE THE UNITED STATES
75% up to $100,000
OUTSIDE THE UNITED STATES
Up to medical maximum

Non-contact Amateur Sports

$5,000

Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.

$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy

Routine Newborn Care

$500 per newborn child

Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)

$250

Dental - Accident

$1,000

Emergency Medical Evacuation & Repatriation

$500,000 (separate from the medical maximum)

Emergency Medical Reunion

Up to $200 per day/$25,000 maximum

Return of Child(ren)

$40,000

Return of Mortal Remains

$50,000

Local Burial or Cremation

$50,000

Natural Disaster Evacuation

$10,000

Natural Disaster Daily Benefit

$50 per day, 5-day limit

Political Evacuation & Repatriation

$10,000

Accidental Death and Dismemberment (AD&D)

$25,000 for primary participant;
$10,000 for plan participant spouse;
$5,000 for plan participant child;
Aggregate limit of $250,000 for total number of insureds on plan

Terrorism

$50,000

Personal liability

$50,000

Hazardous Activities

Up to medical maximum

Call Back

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+1(877)340-7910

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