Care travel insurance for visiting Tanzania

Care Tanzania travel insurance - Details, Benefits & Reviews

• Benefit	Explore Africa	Explore Gold	Explore Platinum	Deductible
  Geographical scope	Africa	Worldwide / Worldwide excluding US and Canada	Worldwide / Worldwide excluding US and Canada	-
  Sum Insured	USD 25,000, USD 50,000, USD 100,000	USD 50,000, USD 100,000, USD 300,000 & USD 500,000	USD 50,000, USD 100,000, USD 300,000 & USD 500,000	-
  Hospitalization expenses	Yes	Yes	Yes	-
  In-patient Care	Up to sum insured	Up to sum insured	Up to sum insured	US $100 / € 75
  Pre-existing diseases (Life Threatening Condition)	10% of sum insured	10% of sum insured	10% of sum insured	US $100 / € 75
  Additional sum insured for Accidental Hospitalization	Yes, up to 100% sum insured	Yes, up to 100% sum insured	Yes, up to 100% sum insured	US $100 / € 75
  Out-patient care	20% of sum insured	USD 50,000	USD 50,000	US $100 / € 75
  Daily Allowance	US $25 per day, max 5 days	US $25 per day, max 5 days	US $25 per day, max 5 days	2 days
  Compassionate Visit	-	-	US $5,000	-
  Return of Minor Child	-	-	US $2,000	-
  Upgradation to Business Class	US $1,000	US $1,000	US $1,000	-
  Dental Expenses	US $300	US $300	US $300	US $100 / € 75
  Personal Accident	US $15,000	US $15,000	US $15,000	-
  Common Carrier Accidental Death	-	-	US $5,000	-
  Medical Evacuation	US $10,000	US $50,000	US $50,000	-
  Repatriation of Mortal Remains	US $10,000	US $50,000	US $50,000	-
  Trip Cancellation and Interruption	US $1,000	US $1,000	US $1,000	-
  Trip Delay	US $500	US $500	US $500	12 hours
  Loss of Checked-in-Baggage	US $100	US $100	US $100	-
  Delay of Checked-in-Baggage	US $100	US $100	US $100	12 hours
  Loss of Passport	US $300	US $300	US $300	-
  Personal Liability	US $100,000	US $100,000	US $100,000	US $100 / € 7

  * - Sum Insured
  

  Sub limit details are as follows:

  Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan

  Medical Expense	Sub-limit
  Room Rent including boarding and lodging	1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
  ICU Charges	2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
  Operation Theatre Charges (Including surgeon charges)	10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
  Ambulance Services	US $ 500 per claim / €375 per claim
  Diagnostics and Radiology Services	US $ 1,000 per claim / €750 per claim
  Medical Practitioners visit fees	US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
  Miscellaneous Expenses	US $ 1,000 per claim / € 750 per claim

  For the purpose of application of the above limits :
  (i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
  (ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
  (iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.

• Coverage for medical needs

  

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

  Coverage for non-medical needs

  

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

• Pre-existing conditions coverage

  • Under life threatening situations, Care covers medical expenses for pre-existing diseases.
  • Covers critical diseases like Liver disease, Cancer / Tumor, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke
  • It is cashless if hospitalization is more than 24 hours
  • Reimbursement if hospitalization is less than 24 hours

• Religare Explore Africa insurance - Exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.

• Religare Explore Africa travel insurance claims procedure

  In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.
  
  Falck Global Assistance (24 hours assistance centre)
  

  • • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@religare.com
  • Fax: +91- 124- 4006674

  In case of reimbursement of treatment expenses, reach Care health insurance at the below touch points
  
  Care Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
  

  • India: 1800 200 4488 (Toll Free & Accessible in India only)
  • Email: travelclaims@religare.com
  • Fax: 1800 200 6677

  Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience!
  NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.

• Religare Travel Insurance Plans - FAQ's

  How do I use the insurance if I fall sick during my overseas trip?

  The Medical Cover component of your Religare travel insurance:
  Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical sum insured is doubled in the event of an accident (as opposed to sickness).

  
  Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

  The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

  
  Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap?

  The Common Carrier Accidental Death clause provides a lumpsum payment of the sum insured in the event of accidental death of the insured while traveling on a common carrier/transport.

  
  What dental coverage does the policy provide?

  Dental Expenses:
  incurred in connection with any injury while on your trip are covered by the policy.