Religare critical illness coverage plan highlights
| Minimum entry age |
18 years |
| Maximum entry age |
65 years |
| Grace period |
30 days from the date of expiry to renew the policy |
| Waiting period |
90 days (except personal accident) |
| Policy Tenure |
1 year / 2 years / 3years |
Religare critical illness insurance features
20 Critical Illness Covered:
Critical illness cover is a benefit plan where you get a lump sum amount when diagnosed or operated for any of the below specified critical illness. Cancer, End Stage Renal Failure, Multiple Sclerosis, Benign Brain Tumor, Motor Neuron Disorder, End Stage Lung Disease, Major Organ Transplant, Heart Valve Replacement, Coronary Artery Bypass Graft, Stroke, Paralysis, Myocardial Infarction, Major Burns, Coma, Blindness, Parkinson’s Disease before the age of 50 years, Alzheimer’s Disease before the age of 50 years, End Stage Liver Disease, Bacterial Meningitis, Aplastic Anemia.
Accidental Death Cover:
Our assurance towards your family’s well being and financial independence! We will pay a lump sum amount equal to the Sum Insured in the event of Accidental Death or Permanent Total Disablement of the insured.
Health Check-up, every yea:
Our concern is your good health. This we make sure by providing a health check-up, once in a policy year
Get Second Opinion:
If you are suffering with a critical illness or wish to get a second opinion of an expert/doctor, we arrange one for you, at no extra cost.
Tax Benefit:
You can avail of a tax benefit on the premiums you pay towards your health insurance, as per the prevailing tax laws of the Income Tax Act, 1961 (u/s 80D).
Religare critical illness plan benefit details
| Sum Insured (in Rs.) |
5, 10, 15, 20, 30, 50, 75 Lacs & 1 Crore |
| Number of critical illness covered |
It covers 20 illness |
| Critical Illness, Medical Events and Surgical Procedures |
Covered up to 100% of Sum Insured |
| Personal Accident |
Covered up to 100% of Sum Insured |
| Child Education Cover |
Covered up to 10% of Sum Insured |
| Health Check-up |
Yes |
| Second Opinion |
Yes |
Religare critical illness policy exclusions
- Any pre-existing illness.
- Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period Start date.
- Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
- Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
- Medical expenses incurred for treatment of AIDS
- Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
- Congenital disease
- Cosmetic & aesthetic and obesity related treatment
- Tests and treatment relating to infertility and in vitro fertilization.
- War, riot, strike, nuclear weapons induced hospitalization.
