International Medical Group

Visitors Care Insurance

Quotes for Visitors Care Insurance

Visitors Care Insurance Covid, Visitors Care Insurance covid 19 coverage for Coronavirus

Visitors Care Insurance does not cover covid 19, however IMG offers Patriot America Covid 19 travel insurance with Patriot America Plus insurance and Patriot America Platinum insurance.

Visitors Care Insurance review, Visitors Care Insurance medical insurance

Best suitable for:
  • Parents or international travelers visiting United States of America
Visitors Care Insurance insurance eligibility:
  • Non US citizens travelling outside their home country.
  • For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival.
  • These requirements are waived if proof of previous valid international travel insurance is provided.
Visitors Care Insurance plan life: Minimum of 5 days to 12 months, renewable without break in coverage up to 24 continuous months

Visitors Care offers pre-existing conditions coverage
Visitors Care Insurance Underwriter: Sirius International Insurance Corporation, a White Mountains Insurance Group Company

Administrator: International Medical Group

IMG's Visitors Care Insurance plan related links
Advantages
Disadvantages
International Medical Group Insurance

Plan highlights of Visitors Care Insurance

POLICY MAXIMUM
  • $25,000 (Visitors Care Plan A)
  • $50,000 (Visitors Care Plan B)
  • $100,000 (Visitors Care Plan C)
DEDUCTIBLE
$0, $50 or $100 deductible per life of plan

Pre-Existing Conditions Coverage

Optional Pre-Existing Condition Rider?
  • Heart Care Plus Rider: Coverage for Stroke or Myocardial Infarction
    • Age 0-69 years: Up to $5,000 per period of coverage.
    • Above 70 years: Up to $2,500 per period of coverage.

IMG Visitors Care Insurance - Frequently asked questions

Yes Visitors Care Insurance can be bought after the arrival in the US within the following constraints. It must be bought within 30 days for travelers above 65 years. Travelers below the age of 65 years can buy the Visitors Care Insurance within a 6 month time period after arriving in the US.

International Medical Group (IMG) offers the Visitors Care insurance plan which has good coverage for acute onset of pre-existing conditions up to chosen plan maximum.

Patriot America Policy can be cancelled by submitting a written request to cancel@imglobal.com. However if you have filed claims, your premium is non-refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
  • Full refund of premium.
Cancellation after effective date:
  • $50 cancellation fee will be charged by the insurance company.
  • Only full month premium will be considered for refund.

Yes Visitors Care Insurance insurance is available up to a maximum of 364 days. Visitors to USA can renew Visitors Care Insurance online to extend their coverage.

Plan benefits of IMG Visitors Care Insurance,Visitors Care insurance plan details

Coverage Details Plan A Plan B Plan C
Hospital Room & Board Up to $825 per day, 30 day maximum per period of coverage. Up to $1,400 per day, 30 day maximum per period of coverage. Up to $1,950 per day, 30 day maximum per period of coverage.
Hospital Intensive Care Unit Up to an additional $400 per day, 8 day maximum per period of coverage Up to an additional $660 per day, 8 day maximum per period of coverage Up to an additional $850 per day, 8 day maximum per period of coverage
Physician Consult Up to $350 per period of coverage Up to $450 per period of coverage Up to $500 per period of coverage
Pre admission tests Up to $750 per period of coverage Up to $1,100 per period of coverage Up to $1,100 per period of coverage
Private duty nurse Up to $400 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage
Physician visits Up to $40 per visit, 30 visits per period of coverage Up to $60 per visit, 30 visits per period of coverage Up to $85 per visit, 30 visits per period of coverage
Surgical Treatment Up to $2,000 per surgical session Up to $3,300 per surgical session Up to $5,500 per surgical session
Surgical facility fee Up to $750 per surgical session Up to $900 per surgical session Up to $1,000 per surgical session
Diagnostic x-ray & lab Up to $650 per period of coverage, ($325 per procedure) Up to $800 per period of coverage, ($400 per procedure) Up to $950 per period of coverage, ($475 per procedure)
Hospital emergency room Up to $200 per visit Up to 75% of URC to $330 per visit Up to 75% of URC to $550 per visit
Prescription drugs Up to $150 per period of coverage. Up to $250 per period of coverage. Up to $250 per period of coverage.
Physician visits Up to $50 per visit, 10 visits per period of coverage Up to $60 per visit, 10 visits per period of coverage Up to $85 per visit, 10 visits per period of coverage
Anesthetist Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session
Assistant surgeon Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session
Local Ambulance Up to $250 per period of coverage Up to $450 per period of coverage Up to $475 per period of coverage
Dental for accident to sound natural teeth Up to $550 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage
Physical therapy Up to $40 per visit per day, 12 visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage
Extended care facility Up to $150 per day, 15 day maximum per period of coverage Up to $200 per day, 15 day maximum per period of coverage Up to $250 per day, 15 day maximum per period of coverage
Urgent Care Center $40 max per visit/10 max visits $60 max per visit/10 max visits $85 max per visit/10 max visits

Visitors Care Insurance Claims

CLAIMS EMAIL

Email: insurance@imglobal.com
Fax: 317-655-4505

MAIL TO

International Medical Group
P.O.Box 88500 Indianapolis,
IN 46208-0500

CLAIMS PHONE

1.800.628.4664

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