International Medical Group

Visitors Care Insurance

BEST SUITABLE FOR:
  • Parents or international travelers visiting United States of America
ELIGIBILITY:
  • Non US citizens travelling outside their home country.
  • For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival.
  • These requirements are waived if proof of previous valid international travel insurance is provided.
COVERAGE: Minimum of 5 days to 12 months, renewable without break in coverage up to 24 continuous months
Visitors Care offers pre-existing conditions coverage
UNDERWRITERS: Sirius International Insurance Corporation, a White Mountains Insurance Group Company
ADMINISTRATOR: International Medical Group

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Advantages
Disadvantages

Visitors Care Plans Highlights

POLICY MAXIMUM
  • $25,000 (Visitors Care Plan A)
  • $50,000 (Visitors Care Plan B)
  • $100,000 (Visitors Care Plan C)
DEDUCTIBLE
$0, $50 or $100 deductible per life of plan

Pre-Existing Conditions Coverage

Optional Pre-Existing Condition Rider?
  • Heart Care Plus Rider: Coverage for Stroke or Myocardial Infarction
    • Age 0-69 years: Up to $5,000 per period of coverage.
    • Above 70 years: Up to $2,500 per period of coverage.

Benefits Details

Coverage Details Plan A Plan B Plan C
Hospital Room & Board Up to $825 per day, 30 day maximum per period of coverage. Up to $1,400 per day, 30 day maximum per period of coverage. Up to $1,950 per day, 30 day maximum per period of coverage.
Hospital Intensive Care Unit Up to an additional $400 per day, 8 day maximum per period of coverage Up to an additional $660 per day, 8 day maximum per period of coverage Up to an additional $850 per day, 8 day maximum per period of coverage
Physician Consult Up to $350 per period of coverage Up to $450 per period of coverage Up to $500 per period of coverage
Pre admission tests Up to $750 per period of coverage Up to $1,100 per period of coverage Up to $1,100 per period of coverage
Private duty nurse Up to $400 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage
Physician visits Up to $40 per visit, 30 visits per period of coverage Up to $60 per visit, 30 visits per period of coverage Up to $85 per visit, 30 visits per period of coverage
Surgical Treatment Up to $2,000 per surgical session Up to $3,300 per surgical session Up to $5,500 per surgical session
Surgical facility fee Up to $750 per surgical session Up to $900 per surgical session Up to $1,000 per surgical session
Diagnostic x-ray & lab Up to $650 per period of coverage, ($325 per procedure) Up to $800 per period of coverage, ($400 per procedure) Up to $950 per period of coverage, ($475 per procedure)
Hospital emergency room Up to $200 per visit Up to 75% of URC to $330 per visit Up to 75% of URC to $550 per visit
Prescription drugs Up to $150 per period of coverage. Up to $250 per period of coverage. Up to $250 per period of coverage.
Physician visits Up to $50 per visit, 10 visits per period of coverage Up to $60 per visit, 10 visits per period of coverage Up to $85 per visit, 10 visits per period of coverage
Anesthetist Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session
Assistant surgeon Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session
Local Ambulance Up to $250 per period of coverage Up to $450 per period of coverage Up to $475 per period of coverage
Dental for accident to sound natural teeth Up to $550 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage
Physical therapy Up to $40 per visit per day, 12 visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage
Extended care facility Up to $150 per day, 15 day maximum per period of coverage Up to $200 per day, 15 day maximum per period of coverage Up to $250 per day, 15 day maximum per period of coverage
Urgent Care Center $40 max per visit/10 max visits $60 max per visit/10 max visits $85 max per visit/10 max visits

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