International Medical Group

Patriot America Insurance, Patriot America Travel Insurance

Quotes for Patriot America insurance

Patriot America insurance Covid, Patriot America insurance covid 19 coverage for Coronavirus

PPatriot America insurance does not cover covid 19, however IMG offers Patriot America Covid 19 travel insurance with Patriot America Plus insurance and Patriot America Platinum insurance.

Patriot America health insurance review, Patriot medical insurance

Best suitable for:
  • Tourists and parents visiting the USA
Patriot America health insurance eligibility:
  • Non US citizens visiting the United States
  • International travellers requiring continuing coverage
  • For visitors over 65, initial period of coverage must be within 30 days of arrival in the United States, unless proof of previous valid international coverage is provided
  • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States.
  • Age: 14 days to 80+ years
Ptariot America insurance plan life: 5 days to 2 years

Patriot America Plus travel insurance offers pre-existing conditions coverage, Buy Patriot America Plus insurance online
Patriot America travel insurance Underwriter: Sirius International Insurance Corporation, a White Mountains Insurance Group Company

Administrator:International Medical Group

IMG's Patriot America insurance plan related links
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International Medical Group Insurance

Plan highlights of American Patriot insurance

POLICY MAXIMUM
Maximum medical coverage options are
$50,000, $100,000, $500,000, $1,000,000

DEDUCTIBLE
Individual deductible options are
$0, $100, $250, $500, $1000, $2500 per each injury or sickness
COINSURANCE
For treatment received outside the US: Company pays 100%

For treatment received within the US:
In the PPO Network: The plan pays 100%.
Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.

IMG Patriot America Plus insurance - Acute Onset of Pre-Existing Conditions coverage

Under 70 years of age
Up to period of coverage maximum limit. Acute Onset of a Pre-existing Condition - Emergency Medical Evacuation
Under 70 years of age: $25,000 maximum limit.
Buy Online

IMG Patriot America travel insurance - Frequently asked questions

Yes Patriot America insurance can be bought after the arrival in the US within the following constraints. It must be bought within 30 days for travelers above 65 years. Travelers below the age of 65 years can buy the Patriot America insurance within a 6 month time period after arriving in the US.

International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

Patriot America Policy can be cancelled by submitting a written request to cancel@imglobal.com. However if you have filed claims, your premium is non-refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
  • Full refund of premium.
Cancellation after effective date:
  • $50 cancellation fee will be charged by the insurance company.
  • Only full month premium will be considered for refund.

Yes Patriot America Insurance insurance is available up to a maximum of 364 days. Visitors to USA can renew Patriot America insurance online to extend their coverage.

Plan benefits of IMG patriot America insurance, Patriot insurance plan details

Benefits Coverage
Hospital Emergency room Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Hospital room and board Average semi-private room rate, including nursing services
Pre-Certification 50% reduction of eligible medical expenses if pre-certification provisions are not met
Intensive care Up to the Maximum Limit.
Surgery Up to the Maximum Limit.
Physician visits Up to $15 copay for walk-in clinic. Up to $25 copay for urgent care center. (Copay not applicable when $0 deductible is selected)
Emergency local ambulance Up to the Maximum Limit.
Emergency dental treatment $300 maximum limit due to accident or unexpected pain to sound natural teeth.
Traumatic Dental Injury Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100%.
Emergency medical evacuation Up to the maximum limit. Not subject to deductible
Emergency reunion $100,000 maximum limit. Not subject to deductible
Return of mortal remains or cremation/burial Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible
Hospital Emergency Room:International Up to the maximum limit
Hospital Emergency Room:United States Injury not subjected to emergerncy room deductible.
Illness:Subject to a $250 deductible to each emergency room visit for treatment that does not result in direct inpatient.
Urgent Care Clinic 25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible.
Walk-In Clinic $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible
Return of minor children $100,000 maximum limit. Not subject to deductible
Political evacuation $10,000 maximum limit. Not subject to deductible.
Natural disaster $25,000 maximum limit. Not subject to deductible.
Terrorism Up to $50,000 maximum limit. Not subject to deductible.
Hospital indemnity $250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible
Common carrier accidental death $25,000 per insured child, $100,000 per insured adult, $250,000 maximum limit per family. Not subject to deductible
Accidental death & dismemberment $50,000 principal sum. Not subject to deductible.
Laboratory Up to the maximum limit
Chemotherapy / Radiation Therapy Up to the maximum limit
Pre-Admission Testing Up to the maximum limit
Reconstructive Surgery Up to the maximum limit
Assistant Surgeon 20% of the primary surgeon’s eligible fee
Anesthesia Up to the maximum limit
Chiropractic Care Up to the maximum limit
Extended Care Facility Up to the maximum limit
CInterfacility Ambulance Transfer Company pays 100%
Pet Return $1,000 maximum limit. Not subject to deductible
Bedside Visit $1,500 maximum limit. Not subject to deductible.
Trip interruption $10,000 maximum limit. Not subject to deductible
Lost luggage $50 per item, $500 maximum limit. Not subject to deductible
Identity Theft $500 maximum limit. Not subject to deductible.
Incidental Trips to Home Country 14 consecutive days maximum limit
Personal Liability $25,000 combined maximum limit. Injury to a third person: $100 per injury deductible. Damage to a third person’s property: $100 per damage deductible. No coverage for injury to a related third party or damage to related third person’s property.

Optional Riders

Adventure Sports Rider (available to insureds up to age 65)
  • For Age(0-49): $50,000 Lifetime Maximum
  • For Age(50-59): $30,000 Lifetime Maximum
  • For Age(60-64): $15,000 Lifetime Maximum
Enhanced AD&D Rider (available to the primary insured only)
  • This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
Chaperone Replacement Rider
  • Up to $3,000
Evacuation Plus Rider (available to insureds up to age 65)
This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.
  • Non Life-threatening Medical Evacuation: Upto a maximum of $25,000
  • Natural Disaster Evacuation: Upto a maximum of $5,000

Patriot America Insurance Claims

CLAIMS EMAIL

Email: insurance@imglobal.com
Fax: 317-655-4505

MAIL TO

International Medical Group
P.O.Box 88500 Indianapolis,
IN 46208-0500

CLAIMS PHONE

1.800.628.4664

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