Diplomat International Insurance for living in USA

Diplomat International Insurance offers medical insurance coverage to travelers of any age travelling outside their home country. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports. Travelers aged 80 years and above are covered up to $20,000.It is administered by Global Underwriters Insurance.

Plan highlights

Eligibility

  • This plan is available for people traveling outside their home Country excluding USA.
  • Coverage is available for the person, a second adult, unmarried dependent Children, or Children traveling alone.
  • Travel assistance services are also available.
  • Note: Coverage is NOT available for travel in Iran.
    Coverage is NOT available for citizens of Australia or Iran or residents of New York, Maryland and South Dakota.

Policy Maximum

  • This plan offers benefits maximums of $50,000, $100,000, $250,000, $500,000 and $1,000,000 for the life of the plan.
  • For travelers aged 80 years and above: $20,000.

Deductible

  • $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person/policy period.

Co-insurance

  • After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.

Underwriter :

  • Underwritten by Brit Syndicates Limited on behalf of Syndicate 2987 at Lloyd's.; rated “A” (excellent) by A.M. Best.

Travel Plans:

Does Diplomat International Insurance cover covid illness?

For Diplomat International plan:
Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:
1. a) Coronavirus disease (COVID-19);
2. b) Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
3. c) any mutation or variation of SARS-CoV-2;
4. d) any fear or threat of a), b) or c) above

For Covid19 travel insurance, please buy Diplomat longterm insurance with Global Underwriters coronavirus travel medical coverage.

Benefits Details

Benefits Coverage
Emergency Medical Evacuation $500,000
Return of Mortal Remains $50,000
Emergency Medical Reunion $50,000
Return of Minor Child $50,000
Hospital Indemnity (U.S. Citizens only) $100 per day maximum of 10 days
Interruption of Trip $5,000
Loss of Baggage $50 per article; up to a maximum of $250
Emergency Dental Treatment $100
Accidental Death and Dismemberment $25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits
Political & Natural Disaster Evacuation $50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)
Unexpected Recurrence of a Pre-existing Condition Up to $20,000; ($2,500 for age 65 and older)

Global Underwriters Resourceful Links

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