"Travelers can buy coverage for themselves, spouse, traveling companion(s) and child(ren)."
BEST SUITABLE FOR
Medical expenses and emergency services to individuals and families visiting abroad
Individuals and families (including unmarried dependent child(ren)) traveling outside of their Home Country
COVERAGE : 5 days to 1092 days
COUNTRY RESTRICTIONS :
State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.
Rating : A (excellent) by AM Best UNDERWRITERS : Certain Underwriters at Lloyd's of London (rated "A" (Excellent) by AM Best) and Tramont Insurance Company Limited. ADMINISTRATOR : Seven Corners
$50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000, Age 80+: 20,000
$0, $100, $250, $500, $1,000, $2,500, $5,000
Inside the United States
In ppo network: We pay 100%.
Out of ppo network: We pay 90% of the first $5,000, then 100% to the medical maximum.
Inpatient & outpatient medical expensesUp to policy maximum
Dental treatment - due to sudden relief of pain$250
Dental treatment - due to accidentMedical Maximum
Emergency medical evacuation & repatriation$1,000,000 (in addition to medical maximum)
Emergency medical reunionUp to $200 per day, $1,000,000 maximum
Return of minor children$100,000
Return of mortal remains$100,000
Political Evacuation & Repatriation$10,000
Coma benefit$50,000 in addition to the plan maximum
Felonious assault$20,000 in addition to plan maximum
Natural disaster$250/day, 10-day limit
Natural disaster evacuation$100,000
Hospital indemnity (outside the United States & Canada)$250/night to a maximum of 30 days (per occurrence)
Local ambulanceMedical maximum
Checked baggage loss$50 per article, $1,000 per occurrence maximum
Acute onset of pre-existing conditions coverageAge 0-69: $50,000 Age 70 years and above: $10,000
Benefit period180 days
Optional hazardous sportsup to medical maximum
Accidental Death and Dismemberment$50,000 primary insured & travel companion $10,000 child Aggregate limit of $250,000 for total number of insureds on plan
Common Carrier Accidental Death$100,000 primary insured & travel companion $20,000 child Aggregate limit of $250,000 for total number of insureds on plan
Local Burial or Cremation$5,000
Pre-certification - 25% penaltyRequired inside the United States, Penalty does not apply to emergency.
Extension of Benefits to Home Country$20,000
Incidental Trips to Home Country $50,000
Waiver of Pre-existing Condition (United States Residents outside the United States)With a primary health plan : Age 0-64 To the medical maximum
Without a primary health plan :
Age 0-64 : Up to $50,000
Ages 65+ : $2,500
Emergency Services & Assistance limit : $25,000