InterMedical Insurance

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InterMedical Insurance is ideal for people traveling outside the U.S. and outside their home country. InterMedical Insurance provides Accident/Sickness Medical, Emergency Medical Evacuation and Assistance coverage for international travelers. InterMedical Insurance policy has optional high limit Accidental Death & Dismemberment coverage (up to $25,000) and it is administered by Travel Insurance Services

Plan highlights

Eligibility

  • Coverage is available to people who are travelling outside the U.S. and outside their home country.

Policy Maximum

  • Plan A: $25,000
  • Plan B: $100,000
  • The Medical Expense Benefit Limit for those 70 & above is as follows:
    • Age 75-79 : $50,000
    • Age 80 above : $10,000

Deductible

  • $0, $250, $500, $1000 deductible per period of coverage.

Plan Life

  • 5 days, up to 364 months.

Benefits Details

Benefits Plan A Plan B
Coinsurance-
Claims incurred
in the USA
In-Network: Plan pays 100% after deductible, up to the overall maximum limit Out-of-Network: Usual, reasonable, and customary. You may be responsible for charges exceeding payable amount In-Network: Plan pays 100% after deductible, up to the overall maximum limit Out-of-Network: Usual, reasonable, and customary. You may be responsible for charges exceeding payable amount
Coinsurance -
Claims incurred
Outside the USA
Plan pays 100% after deductible, up to the overall maximum limit Plan pays 100% after deductible, up to the overall maximum limit
Emergency medical evacuation $250,000 $250,000
Accidental death and dismemberment $50,000 $50,000
Repatriation of remains $50,000 $50,000
Political evacuation $50,000 $50,000
Emergency reunion $15,000 $15,000
Return of minor children $50,000 $50,000
Terrorism Up to $25,000, eligible medical expenses only $50,000 $50,000
Emergency dental $1,000 for accident or $100 for pain relief $1,000 for accident or $100 for pain relief
Trip interruption $5,000 $5,000
PLoss of baggage $5,000 $5,000
Stolen passport/Visa $100 $100
Optional Add-
On Benefits
Intercollegiate or Interscholastic Sports Coverage
Hazardous Activities
Accidental Death and Dismemberment coverage is based on age:

Under 18: $5,000
18-69: $50,000
70-74: $20,000
75 and above: $10,000
Additional AD&D is not available for those 70 and above.
Intercollegiate or Interscholastic Sports Coverage
Hazardous Activities
Accidental Death and Dismemberment coverage is based on age :

Under 18: $5,000
18-69: $50,000
70-74: $20,000
75 and above: $10,000
Additional AD&D is not available for those 70 and above.

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