Does Religare travel insurance cover pre-existing ailments?
Religare Travel insurance India offers coverage for pre-existing conditions under life threatening conditions. While buying the travel insurance, the pre-existing conditions or ailments must be declared. The expenses are covered up to 10% of sum insured under life threatening conditions.
Can I extend Religare travel insurance?
Yes Religare can be extended for 180 days up to a total of 365 days. Extension must be requested 10 days prior to the end date.
What is a pre-existing conditions?
A Pre-existing disease means any condition, ailment or injury or related condition(s) for which the insured person had signs or symptoms, and / or were diagnosed, and / or received medical advice / treatment within 48 months to prior to the first policy issued by the company.
What is life threatening conditions under which Religare overseas travel insurance offers coverage for Pre-existing conditions?
A life threatening medical condition refers to a medical condition suffered by the insured person which has the following characteristics
- Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate or
- Acute impairment of one or more vital organ systems (involving brain, heart, lungs, liver, kidneys and pancreas ) or
- Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system functions to treat single or multiple vital organ failures and requires interpretation of multiple physiological parameters and application of advanced technology or
- Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department and certified by the attending medical practitioner as a life threatening medical condition.
How do I know if Religare travel insurance will cover my pre-existing conditions?
Religare travel insurance covers declared pre-existing medical conditions under life threatening conditions. You can get more information at and buy the policy online
Does Religare travel insurance cover pre-existing conditions for Senior citizens?
Yes, Religare travel insurance covers pre-existing diseases for senior citizens for life threatening conditions up to 10% of sum insured irrespective of the plan and coverage. They can just declare the pre-existing diseases in the online proposal form and buy the policy without submitting any paper documents or medical reports.
What is the maximum coverage that Religare travel health insurance offers for a traveler with pre-existing disease?
Religare travel health insurance covers life threatening conditions for declared pre-existing medical conditions up to 10% of sum insured or policy medical maximum.
What are the plans which covers pre-existing medical conditions?
Religare travel insurance plans cover pre-existing medical conditions up to 10% of sum insured in case of life threatening conditions. Explore Asia plan, Explore Canada plan, Explore Africa plan, Explore Europe plan, Explore worldwide plan Explore worldwide excluding USA and Canada cover pre-existing medical conditions.
How much coverage is offered by Religare for Indian parents with pre-existing conditions?
For declared pre-existing medical conditions Religare travel insurance offers up to 10% of sum insured in case of life threatening situations and as per terms and conditions of the policy.