Religare travel insurance covering pre-existing conditions

Free quotes for Religare pre-existing conditions travel insurance

Plan Type
     
Pre-existing disease?
Destination
Number of Travelers
Date of Birth
OR age yrs
Start Date
      Total days: 
End Date
   
Indian travel insurance with Pre-existing condition coverage plan highlights
  • Up to 10% of sum insured under life threatening conditions
  • Only Declared pre-existing medical conditions are covered
  • Available for all age group
  • No medical reports required.
  • Exclusive coverage for critical illness

*Terms and conditions apply

pre-existing conditions coverage

Eligiblility for Religare pre-existing conditions coverage

Travelers up to the age of 90 years can buy this Indian pre-existing condition coverage travel insurance plan without giving any medical reports.

Religare travel health insurance for pre-existing conditions - Unique benefits

  • Coverage for pre-existing conditions in case of life threatening up to 10% of Sum Insured
  • Only declared pre-existing conditions are covered as per terms and conditions of insurance.
  • Covers for critical illness like Liver disease, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke and other non-critical illness.
  • Compare and buy travel insurance plans online by Religare Health Insurance

Religare overseas travel insurance India - Useful links

how to buy religare insurance online
How to buy Religare overseas travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Religare travel medical insurance.

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Religare Brochure
Religare overseas mediclaim insurance brochure

Religare health insurance explore the world without worry!

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Religare insurance claims
Religare travel insurance claim process

In case of Claim or reimbursement of treatment expenses, notify Religare health insurance

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Religare insurance faq
Religare visitor travel insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding religare travel health insurance

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Online Renewal
Religare travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Religare policy wordings
Religare visitor medical insurance policy wordings

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Religare travel without sublimits
Religare travel medical insurance without sublimits

Religare visitor medical insurance plan without sub-limits

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Religare international travel insurance covering pre existing conditions for Indians

If the claim is made for an emergency medical treatment rendered in case of a life threatening medical condition, during the period of insurance for any sudden, unexpected, unforeseen development attributable to any pre-existing disease, the claim amount shall be 10% of the Sum Insured or the actual hospitalization expenses whichever is less, the deductibles being applied on the claim amount, provided that:
hospitalization
The approval of the Company or the Assistance Service Provider is obtained within 24 hours of commencement of Hospitalization
documents
Any Claim under this Clause shall be admissible only till the Insured Person becomes medically stable or is relieved from Acute pain.
health care
All further Medical Expenses including but not limited to those expenses related to maintaining the medically stable state or to prevent the onset of Acute pain or any further treatment would not be covered by the Company.

Religare pre-existing conditions coverage under life threatening situations

Life Threatening Medical Condition means a medical condition suffered by the Insured Person which has the following characteristics:
  • Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate);or
  • Acute impairment of one or more vital organ systems (involving brain, heart, lungs, liver, kidneys and pancreas); or
  • Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system functions to treat single or multiple vital organ failures and requires interpretation of multiple physiological parameters and application of advanced technology; or
  • Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department; and certified by the attending Medical Practitioner as a Life Threatening Medical Condition.

Does Religare travel insurance cover pre-existing ailments?

Religare Travel insurance India offers coverage for pre-existing conditions under life threatening conditions. While buying the travel insurance, the pre-existing conditions or ailments must be declared. The expenses are covered up to 10% of sum insured under life threatening conditions.

Can I extend Religare travel insurance?

Yes Religare can be extended for 180 days up to a total of 365 days. Extension must be requested 10 days prior to the end date.

What is a pre-existing conditions?

A Pre-existing disease means any condition, ailment or injury or related condition(s) for which the insured person had signs or symptoms, and / or were diagnosed, and / or received medical advice / treatment within 48 months to prior to the first policy issued by the company.

What is life threatening conditions under which Religare overseas travel insurance offers coverage for Pre-existing conditions?

A life threatening medical condition refers to a medical condition suffered by the insured person which has the following characteristics
  1. Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate or
  2. Acute impairment of one or more vital organ systems (involving brain, heart, lungs, liver, kidneys and pancreas ) or
  3. Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system functions to treat single or multiple vital organ failures and requires interpretation of multiple physiological parameters and application of advanced technology or
  4. Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department and certified by the attending medical practitioner as a life threatening medical condition.

How do I know if Religare travel insurance will cover my pre-existing conditions?

Religare travel insurance covers declared pre-existing medical conditions under life threatening conditions. You can get more information at and buy the policy online.

Does Religare travel insurance cover pre-existing conditions for Senior citizens?

Yes, Religare travel insurance covers pre-existing diseases for senior citizens for life threatening conditions up to 10% of sum insured irrespective of the plan and coverage. They can just declare the pre-existing diseases in the online proposal form and buy the policy without submitting any paper documents or medical reports.

What is the maximum coverage that Religare travel health insurance offers for a traveler with pre-existing disease?

Religare travel health insurance covers life threatening conditions for declared pre-existing medical conditions up to 10% of sum insured or policy medical maximum.

What are the plans which covers pre-existing medical conditions?

Religare travel insurance plans cover pre-existing medical conditions up to 10% of sum insured in case of life threatening conditions. Explore Asia plan, Explore Canada plan, Explore Africa plan, Explore Europe plan, Explore worldwide plan Explore worldwide excluding USA and Canada cover pre-existing medical conditions.

How much coverage is offered by Religare for Indian parents with pre-existing conditions?

For declared pre-existing medical conditions Religare travel insurance offers up to 10% of sum insured in case of life threatening situations and as per terms and conditions of the policy.

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