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Religare Explore travel insurance without sublimits

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Religare Explore Platinum travel insurance

Indians travelling overseas are vulnerable to travel and health risks. Travel risks include unplanned trip cancellation, trip delay, trip interruption, baggage loss, baggage delay, loss of passport and personal liability. Health risks include sudden sickness, accidental injury which may sometimes result in hospitalization or medical evacuation. Buying the right insurance that would cover these emergency expenses is important so that you need not compromise on the healthcare treatment because it is expensive. Under certain circumstances most insurance plans have sub-limits on every benefit offered by them. These plans would not cover all the expenses up to the chosen plan maximum thereby making the insurance plan you buy inconvenient.
Religare has designed an insurance plan namely Explore Platinum which offers comprehensive coverage without any sub-limits. This plan offers global coverage and does not have any sublimit on the benefits. Therefore it makes a difference when the cost of health care treatment is very high. The coverage for travelers is available for older travellers and also offers coverage for pre-existing diseases up to 10% of the chosen maximum limit.

Religare overseas travel insurance India - Useful links

how to buy religare insurance online
How to buy Religare overseas travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Religare travel medical insurance.

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Religare Brochure
Religare overseas mediclaim insurance brochure

Religare health insurance explore the world without worry!

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Religare insurance claims
Religare travel insurance claim process

In case of Claim or reimbursement of treatment expenses, notify Religare health insurance

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Religare insurance faq
Religare visitor travel insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding religare travel health insurance

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Online Renewal
Religare travel insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Religare policy wordings
Religare visitor medical insurance policy wordings

Know more about Religare travel health insurance products

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Religare travel without sublimits
Religare travel medical insurance without sublimits

Religare visitor medical insurance plan without sub-limits

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Religare Explore overseas travel insurance products

Travel to Europe
Explore Europe

With Religare Explore Europe Insurance, that is approved by VFS global most of these expenses are covered and the Indian travelers can enjoy the European visit without worrying about any such risks.

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Explore Asia
Explore Asia

Religare Explore Asia travel insurance is an overseas travel insurance plan for Indians which provides complete travel and health cover to Indian travellers visiting Asian countries.

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Travel to Africa
Explore Africa

Indians travelling to Africa can buy the customized Religare Explore Africa travel medical insurance as it offers exclusive coverage in the African countries.

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Travel to Canada
Explore Canada

Indians travelling to Canada can get free quotes for Religare Explore travel insurance online

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Religare travel insurance benefits

  • Benefit Table
  • Policy Coverage
  • Claims process
  • FAQ's
  • Exclusions

Religare travel insurance benefits

Benefits Explore Platinum
Geographical scope Worldwide / Worldwide excluding US and Canada
sum insured USD 50,000, USD 100,000, USD 300,000 & USD 500,000
Hospitalization expenses Yes
In-patient Care
Deductible: US $100 / € 75
Up to sum insured
Pre-existing diseases (Life Threatening Condition)
Deductible: US $100 / € 75
10% of sum insured
Additional sum insured for Accidental Hospitalization
Deductible: US $100 / € 75
Yes, up to 100% sum insured
Out-patient care
Deductible: US $100 / € 75
USD 50,000
Daily Allowance
Deductible: 2 days
US $25 per day, max 5 days
Compassionate Visit US $5,000
Return of Minor Child US $2,000
Upgradation to Business Class US $1,000
Dental Expenses
Deductible: US $100 / € 75
US $300
Personal Accident US $15,000
Common Carrier Accidental Death US $5,000
Medical Evacuation US $50,000
Repatriation of Mortal Remains US $50,000
Trip Cancellation and Interruption US $1,000
Trip Delay
Time delay: 12 hours
US $500
Loss of Checked-in-Baggage US $100
Delay of Checked-in-Baggage
Time delay: 12 hours
US $100
Loss of Passport US $300
Personal Liability
Deductible: US $100 / € 75
US $100,000
medical insurance

Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability


non medical

Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

Religare travel insurance claims procedure

In case of Claim, notify Religare health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.

Falck Global Assistance (24 hours assistance centre)
    • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@religare.com
  • Fax: +91- 124- 4006674
In case of reimbursement of treatment expenses, reach Religare health insurance at the below touch points

Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
  • India: 1800 200 4488 (Toll Free & Accessible in India only)
  • Email: travelclaims@religare.com
  • Fax: 1800 200 6677
Be it Cashless settlement or reimbursement of medical expenses, Religare Health Insurance Company delivers its promise of worry free experience!
NRI Online Pvt Ltd markets Religare Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Religare Health Insurance Company Limited.

Religare travel insurance plans - FAQ's

Is Religare travel insurance a cashless travel health insurance?

After specified deductible, Religare overseas health insurance is cashless for medical expenses more than 24 hour stay in the hospital. Any medical claim which are less than 24 hours are reimbursement basis.


Does Religare travel health insurance cover outpatient medical expenses?

Yes Religare overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.


How do I claim if I want to use the policy for medical expenses?

For hospitalization medical expenses claims notify Religare health insurance immediately service provider Falck Global Assistance (24 hours assistance center) on the below numbers
USA & Canada: +1-844-3013135 / +1-844-3013146 ( Toll Free)
Rest of the world: +91-124-4498760 (Call Back Facility)
Email: travelassistance@religare.com

In case of reimbursement of treatment expenses, contact Religare Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector – 43,Golf Course Road, Gurgaon – 122009
India: 1800 200 4488 (Toll Free & Accessible in India only)
Email: travelassistance@religare.com


How do I use the insurance if I fall sick during my overseas trip?

The Medical Cover component of your Religare travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).


How does this policy cater to medical evacuation should the need arise during my travel abroad?

The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.


Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.


Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap? The Common Carrier Accidental Death clause provides
a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.
What dental coverage does the policy provide?

Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.

Religare travel insurance - exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.
Travel to Europe
Europe

Indians visiting Europe or any of the Schengen countries can buy the Explore Europe Religare travel insurance.

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Travel to  USA
USA

Indians travelling to USA can get free quotes from Religare travel insurance to USA online.

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Travel to Australia
Australia

Indians travelling to Australia can get free quotes for Religare Explore Gold or Platinum travel insurance online.

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Travel to UK
United Kingdom

Indians visiting UK can get free quotes and buy the Explore Europe Religare travel insurance online.

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Search for Religare travel medical insurance

Find out more about Religare overseas mediclaim insurance

Religare travel insurance reviews
Travel Reviews

Religare Travel Insurance Reviews - Customer experiences and testimonials.

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Religare Proposal form
Proposal Form

Religare travel insurance proposal form for Indians travelling overseas.

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Premium calculator
Premium Chart

Calculate the international travel insurance premium for Indian travelers travelling overseas.

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Customer Care
Customer Care

Religare Travel insurance customer care information for Indians travelling overseas.

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Resourceful Religare travel insurance links

Overseas
Overseas Travel Medical Insurance

Religare Travel insurance for Indians traveling overseas.

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Annual Multitrip
Annual Multitrip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurancer.

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Asia
Travel Asia Insurance

Religare Travel Care insurance for Indians going to other Asian countries.

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Senior Citizen
Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for Religare Travel insurance coverage.

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Schengen visa
Schengen Visa Insurance

Applying for Schengen visa? Then this Religare Schengen insurance is a good option to go for!

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religare family travel insurance
Family travel insurance

Buy Religare family travel medical insurance online.

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