Visit USA HealthCare Insurance for visitors to America

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Visit USA is an ideal travel health insurance for tourists and visitors to the USA. While the insured is in America. This insurance provides coverage for Accident/Sickness Medical expenses, emergency medical evacuation, repatriation of remains and Assistance coverage. You can also get coverage for high limit Accidental death and Dismemberment under Visit USA insurance. Travelers from China are one of the most popular customers of Visit USA healthcare insurance.
This is administered by Travel Insurance Services

Plan Highlights

Eligibility
  • Visit USA-HealthCare is available to Non-U.S. residents while visiting the U.S.
  • Coverage is available for the main insured party and spouse; unmarried adult dependent children; or for children traveling alone.
Policy Maximum
  • For travelers aged 0 - 69 years:$50,000 or $100,000
  • For travelers aged 70 - 79 years: $50,000
  • For travelers aged 80 years and above: $10,000.
Deductible
  • $0, $250, $500, $1000 deductible per period of coverage.
Co-insurance
  • After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
Underwriter :
  • United States Fire Insurance Company; rated “A” (excellent) by A.M. Best.

Benefits Details

Coverage Budget Standard Superior
Hospital Room & Board Plan A: $1,500 per day, 30 days max Plan B: $2,750 per day, 30 days max (including miscellaneous unless specified) Average semi-private room rate, including nursing services Average semi-private room rate, including nursing services
Hospital Intensive Care Unit Plan A: $2,500 per day, 8 days max Plan B: $4,000 per day, 8 days max
(including miscellaneous unless specified)
Up to the overall maximum limit Up to the overall maximum limit
Emergency medical evacuation Up to $100,000 Lifetime Maximum, except as provided under Acute onset of pre-existing condition. Up to $250,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit) Up to $500,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit)
Accidental death and dismemberment Not Applicable Members under age 18: Up to $5,000 lifetime max.
Members age 18-69: Up to $50,000 lifetime max.
Members age 70-74: Up to $20,000 lifetime max.
Members 75 and older: Up to $10,000 lifetime max.
$250,000 maximum benefit any one family or group.
Members under age 18: Up to $5,000 lifetime max.
Members age 18-69: Up to $50,000 lifetime max.
Members age 70-74: Up to $20,000 lifetime max.
Members 75 and older: Up to $10,000 lifetime max.
$250,000 maximum benefit any one family or group.
Repatriation of Remains Up to $25,000 Up to $50,000 Up to the overall maximum limit
Local Burial & Cremation $5,000 Up to $5,000 Up to $5,000
Return of minor children Not Applicable Up to $25,000 Up to $50,000
Acute Onset of Pre-existing Conditions Ages 65 and above: $2,500; All others: $20,000 Ages 65 and above: $2,500; All others: $20,000 (excludes chronic and congenital conditions) Ages 65 and above: $2,500; All others: $25,000 (excludes chronic and congenital conditions)
Terrorism Up to $25,000, eligible medical expenses only Up to $50,000 lifetime maximum, eligible medical expenses only Up to $50,000 lifetime maximum, eligible medical expenses only
Emergency Reunion Up to $15,000, maximum 15 days (not subject to deductible or coinsurance) Up to $15,000, maximum 15 days (not subject to deductible or coinsurance) Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)
Urgent care Plan A: Office visits, including urgent care - $75 per visit, 10 visits maximum (outpatient treatment)
Plan B: Office visits, including urgent care - $150 per visit, 10 visits maximum (outpatient treatment)
Co-payment :Claims incurred outside the U.S. No co-payment
Claims incurred in U.S. $50 co-payment, after which coinsurance will apply
Co-payment :Claims incurred outside the U.S. No co-payment
Claims incurred in U.S. $50 co-payment, after which coinsurance will apply
Physical Therapy $50 per visit, 1 visit per day, maximum 12 visits Usual, reasonable and customary charges. Must be ordered in advance by a physician. Usual, reasonable and customary charges. Must be ordered in advance by a physician.
Emergency dental Not Applicable Up to $1,000 due to accident / Up to $100 for acute onset of pain Up to $1,000 due to accident / Up to $100 for acute onset of pain
Local Ambulance Plan A: Up to $500
Plan B: Up to $500
Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient. Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
Political Evacuation Not Applicable Up to $25,000 lifetime maximum Up to $50,000 lifetime maximum
Trip interruption Not Applicable Up to $2,500 Up to $5,000
OTHER BENEFITS
Optional accidental death and dismemberment coverage Not Applicable Up to $50,000 (only available to members age 18 through age 69) Up to $50,000 (only available to members age 18 through age 69)
Optional intercollegiate or interscholastic sports rider Not Applicable Not Applicable Up to $20,000
Optional hazardous activities rider Not Applicable Not Applicable Up to the overall maximum limit
Crisis Response - Ransom, Personal Belongings, and Crisis Response Fees and Expenses Not Applicable Not Applicable Up to $10,000
Mental Health Disorders Not Applicable Not Applicable Up to $5,000
Bedside Visit Not Applicable Not Applicable Up to $1,500
Pet Return Not Applicable Not Applicable Up to $1,000
Lost Checked Luggage Not Applicable Not Applicable Up to $500
Travel Delay Not Applicable Not Applicable Up to $100 a day after a 12-hour, maximum of 2 days
Lost or Stolen Passport/Travel Visa Not Applicable Not Applicable Up to $100
Natural Disaster - Replacement Accommodations Not Applicable Not Applicable Up to $100 a day for 5 days
Anesthesiologist / Assistant surgeon Plan A: $825;
Plan B: $1,775
Not Applicable Not Applicable
Natural Disaster - Replacement Accommodations Not Applicable Not Applicable Up to $100 a day for 5 days

Hospital Room & Board

Plan A:$1,500 per day, 30 days max
Plan B: $2,750 per day, 30 days max (including miscellaneous unless specified)

Average semi-private room rate, including nursing services

Average semi-private room rate, including nursing services

Hospital Intensive Care Unit

Plan A: $2,500 per day, 8 days max
Plan B: $4,000 per day, 8 days max (including miscellaneous unless specified)

Up to the overall maximum limit

Up to the overall maximum limit

Emergency medical evacuation

Up to $100,000 Lifetime Maximum, except as provided under Acute onset of pre-existing condition.

Up to $250,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit)

Up to $500,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit)

Accidental death and dismemberment

Not Applicable

Members under age 18: Up to $5,000 lifetime max.
Members age 18-69: Up to $50,000 lifetime max.
Members age 70-74: Up to $20,000 lifetime max.
Members 75 and older: Up to $10,000 lifetime max.
$250,000 maximum benefit any one family or group.

Members under age 18: Up to $5,000 lifetime max.
Members age 18-69: Up to $50,000 lifetime max.
Members age 70-74: Up to $20,000 lifetime max.
Members 75 and older: Up to $10,000 lifetime max.
$250,000 maximum benefit any one family or group.

Repatriation of Remains

Up to $25,000

Up to $50,000

Up to the overall maximum limit

Local Burial & Cremation

$5,000

Up to $5,000

Up to $5,000

Return of minor children

Not Applicable

Up to $25,000

Up to $50,000

Acute Onset of Pre-existing Conditions

Ages 65 and above: $2,500; All others: $20,000

Ages 65 and above: $2,500; All others: $20,000 (excludes chronic and congenital conditions)

Ages 65 and above: $2,500; All others: $25,000 (excludes chronic and congenital conditions)

Terrorism

Up to $25,000, eligible medical expenses only

Up to $50,000 lifetime maximum, eligible medical expenses only

Up to $50,000 lifetime maximum, eligible medical expenses only

Emergency Reunion

Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)

Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)

Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)

Physical Therapy

$50 per visit, 1 visit per day, maximum 12 visits

Usual, reasonable and customary charges. Must be ordered in advance by a physician.

Usual, reasonable and customary charges. Must be ordered in advance by a physician.

Emergency dental

Not Applicable

Up to $1,000 due to accident / Up to $100 for acute onset of pain

Up to $1,000 due to accident / Up to $100 for acute onset of pain

Local Ambulance

Plan A: Up to $500
Plan B: Up to $500

Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.

Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.

Political Evacuation

Not Applicable

Up to $25,000 lifetime maximum

Up to $50,000 lifetime maximum

Trip interruption

Not Applicable

Up to $2,500

Up to $5,000

Optional accidental death and dismemberment coverage

Not Applicable

Up to $50,000 (only available to members age 18 through age 69)

Up to $50,000 (only available to members age 18 through age 69)

Optional intercollegiate or interscholastic sports rider

Not Applicable

Not Applicable

Up to $20,000

Crisis Response - Ransom, Personal Belongings, and Crisis Response Fees and Expenses

Not Applicable

Not Applicable

Up to $10,000

Mental Health Disorders

Not Applicable

Not Applicable

Up to $5,000

Bedside Visit

Not Applicable

Not Applicable

Up to $1,500

Pet Return

Not Applicable

Not Applicable

Up to $1,000

Lost Checked Luggage

Not Applicable

Not Applicable

Up to $500

Travel Delay

Not Applicable

Not Applicable

Up to $100 a day after a 12-hour, maximum of 2 days

Lost or Stolen Passport/Travel Visa

Not Applicable

Not Applicable

Up to $100

Natural Disaster - Replacement Accommodations

Not Applicable

Not Applicable

Up to $100 a day for 5 days

Anesthesiologist / Assistant surgeon

Plan A: $825; Plan B: $1,775

Not Applicable

Not Applicable

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