Diplomat America Insurance for living in USA

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International travel requires proper medical insurance coverage for travelers when they are outside their home country. It is an ideal insurance while traveling abroad, particularly for the US citizens. It is administered by Global Underwriters Insurance

Plan Highlights

Eligibility
  • It provides Accident and Sickness medical coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States.
  • Coverage is available for you, a second adult, unmarried dependent Children, or Children travelling alone.
Policy Maximum
  • This plan offers benefits maximums of $50,000, $100,000, $250,000, $500,000 and $1,000,000 for the life of the plan.
  • For travelers aged 70 - 79 years: $50,000 or $100,000.
  • For travelers aged 80 years and above: $20,000.
Deductible
  • $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person/policy period.
Co-insurance
  • After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
Underwriter :
  • United States Fire Insurance Company; rated “A” (excellent) by A.M. Best.
Travel Plans:
Diplomat America Diplomat International Diplomat Long Term

Benefits Details

Benefits Coverage
Emergency Medical Evacuation $500,000
Return of Mortal Remains $500,000
Emergency Medical Reunion $500,000
Return of Minor Child $500,000
Interruption of Trip $5,000
Loss of Baggage $50 per article; up to a maximum of $250
Emergency Dental Treatment $100
Accidental Death and Dismemberment $25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits.
Political & Natural Disaster Evacuation $50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)

Emergency Medical Evacuation

$500,000

Return of Mortal Remains

$50,000

Emergency Medical Reunion

$50,000

Return of Minor Child

$50,000

Interruption of Trip

$5,000

Loss of Baggage

$50 per article; up to a maximum of $250

Emergency Dental Treatment

$100

Accidental Death and Dismemberment

$25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits.

Political & Natural Disaster Evacuation

$50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)

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