Diplomat America Insurance is an excellent visitor medical insurance policy. Diplomat America Insurance provides Accident and Sickness medical coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States.
Diplomat America Insurance Administrator
Diplomat America Insurance is administrated by Global Underwriters, Inc.
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Diplomat America Insurance is underwritten by Insurance Company of State of Pennsylvania, member of American International Group (AIG) of companies.
Diplomat America Insurance Rating
Diplomat America Insurance is rated A++ by the A.M. Best Company.
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Diplomat America Insurance provider network Coalition America Network (PIN is 3014).
Diplomat America Insurance Features
Diplomat America Insurance offers immediate coverage for 15 days to 1 year.
Diplomat America Insurance is for non US citizens visiting USA and traveling outside their home country.
Diplomat America Insurance is a comprehensive medical plan for visitors to USA.
If an Injury or Illness occurs in the USA during the Period of Coverage and the Insured Person requires medical or surgical treatment, Diplomat America
Insurance plan will pay, subject to the selected deductible and co-insurance up to the selected policy maximum.
Diplomat America Insurance Plan Eligibility
Diplomat America Insurance provides Accident and Sickness medical coverage,
travel assistance, and Accidental Death and Dismemberment benefits to foreign
nationals while visiting the United States. Coverage is available for you, your
spouse and unmarried dependent children, ages 14 days up to 18 years, while
traveling to the United States. Coverage for traveling outside the United States
is available through the Diplomat International Insurance and Diplomat LT
Insurance programs. Brochures and rates are available from your agent.
Customized Group Coverage is also available.
Diplomat America Insurance Plan Period of Coverage
Diplomat America Insurance period of coverage 15 days and the maximum is 12
months. You can also combine these two increments to suit your travel needs.
Diplomat America's rates are listed on the back of this brochure. Diplomat
America is not renewable.
Diplomat America Insurance Plan Effective Date
Diplomat America Insurance period of coverage will begin on the latest of the following:
a) Your departure from your Home Country ; or
b) The date your completed enrollment form and correct premium are received by Global Underwriters; or
c) The effective date requested on the enrollment form.
Diplomat America Insurance Plan Expiration Date
Diplomat America Insurance period of coverage will end on the earlier of the following:
a) Your permanent return to your Home Country ; or
b) Twelve months after your coverage's effective date; or
c) The termination date shown on the enrollment form, for which premium has been paid.
Diplomat America Insurance Plan about Premium Refund
For Diplomat America Insurance, refund of premium less a $25 processing fee will
be considered only if written request is received by Global Underwriters prior
to the effective date of coverage. After that date, the premium is considered
fully earned and non-refundable. Partial refunds are not available.
Diplomat America Insurance Plan Benefits
Diplomat America Insurance's all coverage, benefits and premiums are in U.S.
Dollar amounts. If an Injury or Illness occurs in the USA during the Period of
Coverage and the Insured Person requires medical or surgical treatment; this
plan will pay, subject to the selected deductible and co-insurance, the
following Covered Expenses, up to the selected policy maximum.
Diplomat America Insurance Policy maximum Choices
Diplomat America Insurance period of coverage will end on the earlier of the following:
Plan A - $50,000
Plan B - $100,000
Plan C - $250,000
Plan D - $500,000
Persons up to age 59 are eligible for all plans;
Persons age 60-69 are eligible for plans A, B, and C;
Persons age 70+ are eligible for plan A only.
Diplomat America Insurance's Excess Benefits
Diplomat America Insurance covers, except Accidental Death & Dismemberment,
shall be in excess of all other valid and collectible insurance.
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Diplomat America Insurance online quotes and purchase can be done at Diplomat America Insurance Online Purchase.
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Diplomat America Insurance brochure and paper application can be downloaded at the Diplomat America Insurance Brochure.
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Diplomat America Insurance detailed policy description can be reviewed at the Diplomat America Insurance Plan Description.
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Diplomat America Insurance and other visitor insurance policy FAQs can be viewed at Insurance - FAQ.
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Diplomat America Insurance and other visitor Insurance Policy Glossary can be viewed at Insurance - Glossary.
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Voluntary Feedback from our customers can be viewed at Insurance Customer Feedback.
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Diplomat America Insurance Guide gives you some background information on how medical insurance works. Diplomat America Insurance Guide also provides information on the different factors you should consider while purchasing insurance.
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