International Medical Group

Patriot GoTravel Insurance

  • Best Suitable for: Travelers travelling overseas and require medical insurance can purchase this medical insurance plan and stay secure
  • Eligibility: Patriot GoTravel Insurance is one of the affordable and effective travel insurance plans for the travelers going overseas
  • Coverage: 10 days to 2 years
  • Patriot GoTravel offers pre-existing conditions coverage
What's good ?
What's not so good ?
  • UNDERWRITERS : Sirius International Insurance Corporation, a White Mountains Insurance Group Company
  • ADMINISTRATOR : International Medical Group

Plans Highlights

POLICY MAXIMUM

Maximum medical coverage is $50,000, $100,000, $500,000, $1,000,000, $2,000,000

DEDUCTIBLE
Individual deductible options are

$0, $100, $250, $500, $1,000 or $2,500 per each injury or sickness

COINSURANCE
For treatment received outside the US and Canada: No coinsurance.

For treatment received within the US and Canada:
In the PPO Network - The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Policy Maximum
Out of the PPO Network - The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Policy Maximum

Pre-Existing Conditions Coverage

Optional Pre-Existing Condition Rider?
Sudden and Unexpected Recurrence of a Pre-existing Condition (For U.S. citizens only) :
  • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • 65 years and above with or without primary health plan - $2,500 lifetime maximum

Benefits Details

Benefits Coverage
Hospital room and board Up to the maximum limit for average semi-private room rate.
Intensive care Up to the Maximum Limit.
Benefit Period 6 months
Emergency local ambulance Up to the Maximum Limit.
Prescription Drugs Up to the Maximum Limit.
Hospital Daily Indemnity $100/night, maximum 10 days.
Sports & Activities Coverage Up to maximum limit for basic sports.
Terrorism Coverage Up to 50,000 maximum limit.
Intensive Care Up to the Maximum Limit.
Incidental Home Country Coverage Up to a cumulative two weeks.
Accidental Death & Dismemberment $25,000 principal sum.
Medical Expenses Up to the Maximum Limit.
Natural Disaster $100 per day for 5 days.
Identity Theft Assitance Up to $500 per Period of Coverage.
Trip Interruption Up to $5,000.
Common Carrier Accidental Death $50,000 to beneficiary, maximum of $250,000 per family.

Hospital room and board

Up to the maximum limit for average semi-private room rate.

Intensive care

Up to the Maximum Limit.

Benefit Period

6 months

Emergency local ambulance

Up to the Maximum Limit.

Prescription Drugs

Up to the Maximum Limit.

Hospital Daily Indemnity

$100/night, maximum 10 days.

Sports & Activities Coverage

Up to maximum limit for basic sports.

Terrorism Coverage

Up to 50,000 maximum limit.

Intensive Care

Up to the Maximum Limit.

Incidental Home Country Coverage

Up to a cumulative two weeks.

Accidental Death & Dismemberment

$25,000 principal sum.

Medical Expenses

Up to the Maximum Limit.

Natural Disaster

$100 per day for 5 days.

Identity Theft Assitance

Up to $500 per Period of Coverage.

Trip Interruption

Up to $5,000.

Common Carrier Accidental Death

$50,000 to beneficiary, maximum of $250,000 per family.

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We are happy to help!
+1(877)340-7910

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