Liaison Student Insurance Plans

Comapre student Insurance Plans

Plan name Liaison Student Economy
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Liaison Student Choice
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Liaison Student Elite
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Benefits
Medical Maximum Options
(per person per disablement)
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Hospital room and board Usual, Reasonable and Customary to the medical maximum. Usual, Reasonable and Customary to the medical maximum. Usual, Reasonable and Customary to the medical maximum.
Prescription Drugs Inside the U.S - $10 copay for generic/$20 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
Inside the U.S - $5 copay for generic/$10 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
Inside the U.S - $10 copay for generic/$20 copay for brand name (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
Vaccinations
(in the U.S. only as required by school, university or visa program)
$100 per 364 days of continuous coverage $150 per 364 days of continuous coverage $200 per 364 days of continuous coverage
Physical Therapy $25 per day to a max of 60 days $50 per day to a max of 60 days $75 per day to a max of 60 days
Spinal Manipulation $25 per day to a max of 60 days (if prescribed by a physician for pain relief) $50 per day to a max of 60 days (if prescribed by a physician for pain relief) $75 per day to a max of 60 days (if prescribed by a physician for pain relief)
Local Ambulance Benefit Inside the U.S - $350 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
Inside the U.S - $500 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
Inside the U.S - $750 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
Coma Benefit $10,000 (separate from the medical maximum)  $25,000 (separate from the medical maximum)  $50,000 (separate from the medical maximum) 
Extension of Benefits to Home Country $1,000 $5,000 $10,000
Incidental Trips to Home Country
(for minimum purchases of 30 days)
$1,000 $5,000 $10,000
Waiver of Pre-existing Conditions After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $5,000 Medical covered expenses up to $10,000 Medical covered expenses up to $25,000
Mental Illness including Alcohol & Substance Abuse Inpatient: $5,000 (45 days max), Outpatient: 80% of URC to $500 Inpatient: $10,000 (45 days max), Outpatient: 80% of URC to $1,000 Inpatient: $20,000 (45 days max), Outpatient: $2,000
Motor Vehicle Accident Inside the U.S - 50% up to $100,000
Outside the U.S - Up to medical maximum
Inside the U.S - 75% up to $100,000
Outside the U.S - Up to medical maximum
Inside the U.S - 100% up to $100,000
Outside the U.S - Up to medical maximum
Non-contact Amateur Sports $2,500 $5,000 $10,000
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
  • Inside the U.S
    • In ppo network: 80% up to $10,000
    • Out of ppo network: 60% up to $10,000
  • Outside the U.S - 80% up to $10,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
  • Inside the U.S
    • In ppo network: 80% up to $25,000
    • Out of ppo network: 60% up to $25,000
  • Outside the U.S - 100% up to $25,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Routine Newborn Care $250 per newborn child $500 per newborn child $750 per newborn child
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$150 $250 $350
Dental - Accident $500 $1,000 $2,500
Emergency Medical Evacuation & Repatriation $100,000 (separate from the medical maximum) $500,000 (separate from the medical maximum) $750,000 (separate from the medical maximum)
Emergency Medical Reunion Up to $200 per day/$15,000 maximum Up to $200 per day/$25,000 maximum Up to $200 per day/$50,000 maximum
Return of Child(ren) $25,000 $40,000 $25,000
Return of Mortal Remains $50,000 $50,000 $50,000
Local Burial or Cremation $5,000 $5,000 $5,000
Natural Disaster Evacuation $5,000 $10,000 $10,000
Natural Disaster Daily Benefit $25 per day, 5-day limit $50 per day, 5-day limit $75 per day, 5-day limit
Political Evacuation & Repatriation $10,000 $10,000 $10,000
Felonious Assault $10,000 (separate from the medical maximum) $15,000 (separate from the medical maximum) $20,000 (separate from the medical maximum)
Terrorism $25,000 $50,000 $100,000
Accidental Death and Dismemberment (AD&D)
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
Personal liability $25,000 $50,000 $100,000
Hazardous Activities Up to medical maximum Up to medical maximum Up to medical maximum
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