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ICICI Lombard Overseas Travel - Gold Plan
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Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. Gold Plan provides maximum coverages of US$ 50,000 to 100,000.
ICICI Lombard Overseas Travel Insurance - Eligibility
- The insured needs to be between 1-70 years of age.
- If you are above 70 years of age, avail our Senior Citizen Plan
ICICI Lombard Overseas Travel Insurance - Gold - Policy Coverge
Medical Cover*- US$ 50,000 to US$ 250,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medically evacuation cost back to India.
Dental Treatment*- US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury.
Repatriation of Remains- US$ 7,000
For the expenses of repatriating the remains back to India.
Personal Accident Compensation - US$ 15,000
A compensation given in case of death or permanent total disability.
Passport Loss** - US$ 200
For expenses incurred in obtaining a fresh or new passport.
Checked-in Baggage Loss Compensation - US$ 500
Compensation for the permanent loss of checked-in baggage.
Checked Baggage Delay Compensation - US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
Personal Liability Coverage - US$ 100,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
Financial Emergency Assistance- US$ 300
Emergency cash that is available to you in case your travel funds are robbed.
Hijack Distress Allowance#- US$ 125 per day for maximum of 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50.
*** 12 hours
ICICI Lombard Overseas Travel Insurance - Gold Plan Benefits
- Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
- Pre-existing diseases are covered under life-threatning situations.
- The insurance also covers medical evacuation costs back to India.
- No medical checkup required up to the age of 70 years.
- Avail quality health care through our tie up with UnitedHealth Group (leading US based health care provider).
- Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)
- Cashless hospitalization facility available worldwide.
- Extend the policy online incase you extend the trip, pay only for number of days extended.
ICICI Lombard Overseas Travel Insurance - Gold Plan Exclusions
- Pre-existing conditions except in case of life-threatening situations
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss of valuables, money, securities and tickets
- Loss of passport in public places
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Insurance is the subject matter of the solicitation.
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