Global Employers Option

Policy Maximum: $50,000 - $8,000,000.

Coverage Area: 1) Worldwide    2) Worldwide excluding US, Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan   3) Country of Assignment.

Deductible: $0 - $25,000. Deductible is reduced by 50% when using U.S. independent PPO (Maximum 2 or 3 per family).

Coinsurance:
Medical expenses incurred outside the U.S. & Canada: After deductible this plan pays 100% of the eligible charges.
Medical expenses incurred in the U.S. using the PPO: After deductible this plan pays 100% of eligible charges.
Medical expenses incurred in the U.S. and Canada outside the PPO: Plan pays 80% up to $5,000 of eligible charges after deductible; thereafter the plan pays 100% of eligible charges.

Coverage: Chiropractic Care, Physical Therapy, Prescription Drugs and Human Organ Covered Transplants..