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Mr. Khalid Sohail, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 5 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their Travel policies online". |
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Secured Future Insurance Plan
Guaranteed monthly income upto 20 years – The future was never so secured before!
Safeguarding one's family is one's first concern as life brings so many adversities along. Accidents are one of those facts of life which can be extremely devastating. To safeguard your loved ones, you need to make sure that they have proper and sufficient means to look after themselves (after you are not there).
Be smart. You can secure yourself and your family with Tata AIG's Secured Future Plan.
Presenting TATA AIG's Personal and Family Accident Insurance Plan : At a cost as low as Rs. 2 per day, you can ensure a regular income for your family over the next 20 years, in the eveny of an unfortunate accident.
Secured Future Insurance Plan - Features
- The plan covers the risks of Accidental Death, Dismemberment and paralysis and Permanent Total Disability.
- The plan offers very flexible options to choose from, with monthly income benefits ranging from Rs. 10,000 to Rs. 35,000 for a period of 5 to 20 years. You can select the option based on your expected monthly expenditure.
- The monthly income is guaranteed over the entire period chosen and is not subject to Market Risks.
- Option of choosing Silver or Gold Plan.
- Max. Sum insured opted can be
- in case of Salaried Person Max 10 times of Income (as appearing Form 16/Salary Slip/IT Acknowledgement)
- in case of Self-Employed Person - Max 20 times of Income (as appearing in IT acknowledgement/Audited P&L)
Sum Insured = Monthly Benefit(Rs.) X Payout Period.
Additional Features
- No medical examination required.
- 24 hrs. World Wide Coverage.
Occupational Classes-Definition :
1. Class I & II- White coller non-hazardous occupations with office, showroom only i.e. lawyers; doctors; dentists; office executives; clerks; salesmen; superintending engineers, etc. Semi-hazardous occupations with duties in a supervisory capacity (not a machine operator of any type, nor doing manual work, labour, etc.)
2. Class III & IV- Skilled or semi-skilled workers using light/heavy machinery i.e. filling station attendants, taxi drivers, heavy motor vehicle drivers, industrial workers or unskilled labours, construction workers, electricians, farmers, labourers etc.
The main exclusion includes suicide, military service or operations, war, illigal act, bactirial infections, diseases, AIDS, dangerous sports etc
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