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Critical Care Insurance - Documents necessary to make a claim


Critical Illness Claim


The documents required for making a Critical Illnesses Claim are as follows:

Doctor's Certificate confirming the following:
  • Insured person's name
  • Name, date of occurrence and medical details of the illness/surgery
  • Confirmation of the absence of any pre-existing Illness or Injury within the first 3 months of policy start date
  • Duly completed claim forms
  • Original Discharge Certificate/ Card from the hospital/ Doctor
  • Original investigation test reports, indoor case papers

Personal Accident Claim


The documents required for making a Personal Accident claim are as follows:

  • Duly completed claim form
  • Doctor's Report
  • First Information Report and Final Police report, wherever necessary
  • Death certificate, wherever applicable
  • Investigation Reports like Laboratory test, X-rays and reports essential of confirmation of the Injury
  • Disability certificate from a government certified Doctor or government hospital confirming the extent and nature of disability
  • Post mortem report, if applicable
  • Any other supporting documents as may be required by the Company