Future Generali India Insurance India

Future Generali Travel Quote Form
1. Travel Insurance Type
Individual Travel  (Individuals and family members less than 71 years)
Asia  (Asia excluding Japan & Korea)
Student   (Students registered for Overseas Universities)
Multi Trip   (Multiple trips within one year)
Schengen Plan   (Insurance for travel to Schengen Countries)
 
 
  Coverage Destination
  No of Traveler:
  Date of Birth
  OR age      years
  Start Date
  End Date
   Total Days: 

Insured’s Eligibility Criteria for Future Generali’s Travel Plans:

Plans Insured’s Age Remarks
Individual Single Trip, Asia & Schengen Plans plans Minimum entry age is 6months. Maximum entry age is 70 years at the commencement date of the Policy
Annual Multi trip Plans Age of the insured to be between 18 and 70 years on the date of commencement of the policy.
Asia Plan Under Individual Plan, insured age can be between 6 months and 70 years on the date of commencement of the policy.
Under Family Floater Plan, insured age can be between 6 months and 65 years.
Under Family Floater Plan two children from 6 months upto the age of 25 years can be covered.
Student Plan Student’s age can be between 18 years and 35 years on the date of commencement of the policy.
Senior Plan Insured age can be between 71 years and 80 years on the date of commencement of the policy.

Future Generali's Travel Insurance Products

Asia Travel Annual Multi Trip Schengen Visa Senior Citizen

Future Generali Asia Travel Insurance Plan

Benefits of Future Generali Asia travel insurance

Family Floater Standard Family Floater Silver Individual Standard Deductible
Medical Cover, Sickness Medical Expenses, Accident Medical Expenses, Emergency Medical Evacuation, Repatriation of Remains
$50,000 $100,000 $250,000 $50
Accidental Death & Permanent Total Disablement
$7500 $15000 $5000 N/A
Accidental Death Common Carrier
$2500 $5000 N/A N/A
Personal Liablity
$10000 $10000 N/A $100
Daily Hospital Allowance
$25 per day
(max 5 days)
$25 per day N/A 1 Day
Emergency Sickness Dental Treatment
$100 $150 N/A $50
Loss of Passport
$100 $100 $100 $25
Baggage Delay
$100 $100 N/A 12 Hrs
Checked Baggage Loss
$200 $200 N/A N/A

Future Generali Annual Multi Trip Travel Insurance Plan

Benefits of Future Generali Annual Multi Trip travel insurance

Gold Platinum Deductible
Medical Cover (Sickness Medical Expenses, Accident Medical expenses, Emergency Medical Evacuation, Repatriation of Remains)
250000 500000 75
Daily Hospital Allowances
USD 25 per day(max 5 days) USD 25 per day(max 5 days) 1 Day
Emergency Sickness Dental Relief (included in medical cover)
USD 300 USD 300 USD 100
Accidental Death & Permannent total disablement
USD 10000 USD 20000 N/A
Accidnetal Death Common Carrier
USD 5000 USD 5000 N/A
Accidnetal Death Air Travel Only
USD 5000 USD 5000 N/A
Personal Liability
USD 200000 USD 200000 USD 200
Hijack Relief Benefit
( $100 per day: max 7 days)
USD 100 per day(max for 7 days) USD 150 per day(max for 7 days) 1 Day
Trip Delay
(10 per 12 hrs; max $ 150)
USD 20 per 12 hours(max USD 120) USD 20 per 12 hours(max USD 120) 12 Hrs
Trip Cancellation
N/A USD 500 USD 100
Trip Curtailment
N/A USD 300 USD 100
Missed Connection
N/A USD 500 USD 50
Loss of Passport
USD 250 USD 250 USD 25
Baggage Delay
USD 100 USD 200 12 Hrs
Baggage Loss
USD 1000 USD 1000 USD 25
Compassionate visit
N/A Upto a max of USD 1000 USD 200
Financial Emergency Assistance
USD 500 USD 500 N/A
Golfers Hole in One Celebration
USD 100 USD 200 N/A
Home burglary insurance - Building & content when the insured is travelling
Rs 1,00,000 Rs 2,00,000 N/A
Hospital Daily Cash
25 per day; max 5 days 25 per day; max 5 days N/A
Child Escort
USD 2500 USD 2500 N/A

Future Generali Schengen Visa Insurance Plan

Benefits of Future Generali Schengen Visa travel insurance

Benefits (in €) Standard Silver Gold
Medical Care
Medical Cover 30,000 Included 50,000 Included 100,000 Included
Deductible 50 50 50
Sickness & Accident Medical Expenses 30,000 Included 50,000 Included 100,000 Included
Deductible 50 50 50
Emergency Medical Evacuation & Repatriation of Remains 30,000 Included 50,000 Included 100,000 Included
Deductible 50 50 50
Emergency Sickness Dental Relief 200 200 200
Deductible 70 70 70
Travel Inconvenience
Hijack Benefit NA 50/day (Max 7 days) 100/day (Max 7 days)
Deductible NA NA 1 Day
Trip Delay NA NA 20/12 hrs (Max 120)
Deductible NA NA 12 hrs
Trip Cancellation NA NA 300
Deductible NA NA 70
Trip Curtailment NA NA 200
Deductible NA NA 70
Missed Connection NA NA 350
Deductible NA NA 50
Loss of Passport 200 200 250
Deductible 25 25 25
Personal Care
Baggage Delay NA NA 12 hrs
Deductible 25 25 25
Baggage Loss** 200 350 500
Deductible 25 25 25
Compassionate Visit NA NA 500
Deductible NA NA 100
Financial Emergency Assistance NA NA 300
Personal Accident
Accidental Death & Permanent Total Disablement 3,500 3,500 10,000
Legal Liability
Personal Liability NA 50,000 100,000
Deductible NA 100 200
**Per baggage max 50% & per item in the baggage max 10%. Period of policy would be as per the “Days of Travel” opted for. For annual Multi-trip policies, the total policy period is one year subject to terms and conditions.

Future Generali Senior Citizen Insurance Plan

Benefits of Future Generali Senior Citizen travel insurance

Benefits Standard Plan (Without Medical) Standard Plan (With Medical) Deductible
Medical Care
Accident & Sickness Medical Cover $10,000 $100,000 $75
Emergency Medical Evacuationy Included Included  
Repatriation of Remains Included Included  
Personal Accident
Accidental Death & Permanant Total Disablement $5,000 $5,000  
Accident Death Common Carrier $5,000 $5,000  
Travel Inconvenience
Hijack Benefit $50 per day
(max for 7 days)
$50 per day
(max for 7 days)
1 day
Loss of Passport $200 $200 $25
Personal Care
Baggage Delay $50 $50 12 Hrs
Checked Baggage Loss $500 $500 $25
Financial Emergency Assistance $200 $200  
Legal Liability
Personal Liability $100,000 $100,000 0.1% of Sum Insured

Coverages under the Future Travel Plans

Medical Care
  • Accident & Sickness Medical Care It covers the medical expenses incurred for treatment of an illness or injury sustained while policy is in effect.
  • Emergency Medical Evacuation It covers the usual customary charges for expenses incurred if injury or illness results in necessary emergency evacuation ordered by service provider.
  • Repatriation of Remains It covers the cost of transporting the remains of the deceased back to Republic of India, subject to prior approval by service provider.
  • Daily Hospital Allowance It covers the inpatient expenses in hospital for any illness or accidental bodily injury sustained within the period of insurance
  • Emergency Sickness Dental Relief It covers the cost of immediate medical attention, if diagnosed with dental illness.
Overseas Mediclaim - Travel Inconvenience
  • Hijack Distress Allowance It indemnifies the insured for interruption in the trip due an event of hijacking on trip
  • Trip Delay It cover the compensation in the event of Trip Delay, as being specified in the policy schedule
  • Trip Cancellation It covers the compensation in event of cancellation of Trip in India prior to it's commencement towards non-refundable expenses
  • Trip Curtailment It covers the compensation in the event of curtailment of trip overseas towards non-refundable expenses
  • Missed Connection It covers the compensation, subject to maximum specified in policy schedule, if the aircraft on which you have booked to travel is cancelled or delayed due to inclement weather
  • Loss Of Passport It covers the compensation for the loss of passport during the trip abroad, subject to specified in policy schedule
Personal Care
  • Baggage Delay It covers the compensation in the event of purchase of emergency necessities in case of delay in checked baggage by common carrier
  • Baggage Loss It covers the compensation with respect to permanent loss or destruction of checked in baggage, subject to specified in Policy Schedule
  • Compassionate Visit It covers the cost of reimbursement of economy class ticket incurred by the person rendering special assistance to the insured
  • Financial Emergency Assistance It covers the financial emergency assistance in incidents like burglary/theft of baggage or money, etc
Legal Liability
  • Personal Liability It indemnifies the insured against any legal liability incurred in private capacity to pay for the third party civil claims arising out of Accidental Bodily Injury or Accidental Property Damage
Personal Accident
  • Accident Death & Permanent Total Disability It covers the compensation in the event of accidental death and permanent total disablement due to which the insured is unable to engage in each and every occupation for which he is reasonably qualified.
  • Accidental Death Common Carrier It covers if insured sustains accidental bodily injury during the course of journey on common carrier, which results in Accidental Death, as being specified in Policy Schedule
  • Accidental Death Air Travel Only It covers if insured sustains accidental bodily injury during the course of journey on any commercial airline, which results in Accidental Death, as being specified in Policy Schedule
Special Care
  • Golfer Hole in One Celebration It covers the expenses incurred in celebration of achieving a hole-in-one in recognized golf course, subject to maximum specified in policy schedule.
  • Automatic Extension for 7 Days It covers an extension to a period of 7 days, from the policy expiry date due to delay by scheduled airlines
  • Home Burglary Insurance: It covers the burglary at home normally occupied by you in India during the period of travel overseas
  • Child Escort It covers the reimbursement of traveling expenses for return journey of insured children aged below 17 in the event of insured's death

Exclusions of Future Generali Travel Insurance

  • Policy does not cover pre-existing diseases & complications arising from them.
  • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
  • War or war-like actions, act of terrorism.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Future Generali travel medical insurance.

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Future Generali Travel Insurance Renewal

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Future Generali travel insurance FAQ

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Future Generali Travel Insurance Claims

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Future Generali travel insurance brochure

Kindly refer the Future Generali travel insurance policy wordings for complete coverage details along with terms and conditions.

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